luxury houses with terrace for sale Lake of Bays, Canada

A private waterfront retreat with the warmth and character of an authentic Pan-Abode cedar log home, set on the tranquil shores of Oxbow Lake in the Township of Lake of Bays. Just 30 minutes from Huntsville, this four-season property offers a peaceful rural setting without sacrificing convenient access to shopping, dining and everyday essentials. Known locally as Fatty's Lake, Oxbow Lake spans approximately 170 hectares, with clear, deep water, rocky shorelines, sandy shallows and excellent fishing. The home's east-facing exposure captures beautiful sunrises over calm, sheltered water, while afternoon sun fills the wraparound deck. Inside, rich cedar walls, vaulted ceilings, exposed timber beams and a wood-burning stove create the inviting atmosphere of a classic Muskoka retreat. The three-bedroom, two-bathroom layout includes a lake-facing kitchen with ample storage and a dishwasher, a primary ensuite with a soaker tub, and a bright three-season sunroom that opens directly onto the deck. At the shoreline, a private dock provides effortless access to the lake. An electrical serviced waterfront bunkie with a screened porch offers additional space for guests, children or quiet afternoons by the water. Thoughtfully equipped for year-round enjoyment, the property also features propane forced-air heating, a year-round lake water intake with UV treatment, sump pump, an attached single-car garage connected by a breezeway, two storage sheds and an outdoor workbench. Whether envisioned as a weekend escape from the city or a full-time home immersed in nature, this is an opportunity to experience the privacy and simplicity of lakeside living-within easy reach of Huntsville and the best of Muskoka.

Set on approximately 150 feet of Lake of Bays waterfront and one-acre lot, 1054 Hilltop Crescent is a rare and deeply authentic Muskoka offering: a handcrafted luxury log cottage with warmth, provenance, and true cottage-country character. Built with locally sourced log and stone, including timbers from the Lake itself, the cottage reflects a level of craftsmanship seldom found today. Constructed by a superb local craftsman and stonemason using traditional horses and winches, this is not a generic lake house. It is a one-of-a-kind Muskoka retreat with soul — rich in wood, stone, texture, and history, and designed to feel connected to the land, the lake, and the region’s enduring traditions. The setting is equally special. Privately situated on a quiet dead-end road with year-round municipal access right to the garage, the property offers an unusually flat grassy lawn that gently slopes toward sandy, shallow waterfront. This is an ideal family shoreline: kid-friendly, easy to enjoy, and well-suited for swimming, paddling, boating, and relaxed days at the water’s edge. The bay is quiet for boat traffic, while the views toward Haystack Island and the surrounding islands create a classic Lake of Bays panorama, with beautiful sunrises and moonrises throughout the seasons. Inside and out, the cottage delivers the warmth of wood and the unmistakable feeling of an authentic Muskoka retreat. The log and stone construction, inviting living spaces, renovated kitchen and bathrooms, and thoughtful updates create a comfortable four-season escape while preserving the original handcrafted character that makes the property so memorable. Significant capital improvements add confidence and convenience. Recent upgrades include a new propane boiler with remote app control, higher-capacity water purification and pressure systems, replacement piping for heat and dryer, a new five-bedroom septic system, an automatic emergency propane generator, upgraded roof insulation, a two-level garage, rebuilt cedar dock and deck, renovated kitchen and bathrooms, upgraded wiring, and replaced windows throughout most of the cottage. Muskoka has long been one of Canada’s most desirable recreational regions, known for its clean lakes, granite shorelines, towering forests, charming villages, boating culture, golf, sailing, tennis, and relaxed summer rhythm. Visitors come for the lake lifestyle, but stay for the feeling: morning swims, afternoon boat rides, dockside lunches, evening fires, star-filled skies, and the quiet luxury of time spent outdoors. Lake of Bays is one of the region’s most beloved lakes, offering exceptional natural beauty with access to nearby communities, clubs, lodges, and four-season recreation. The location adds further appeal. The property is a short distance to Bigwin Island Golf Club, Port Cunnington Lodge, the Lake of Bays Sailing Club, and the Lake of Bays Tennis Club. Port Cunnington Lodge is just moments away and offers guest accommodation and additional lifestyle amenities. Fibre internet with 150/150 service makes extended stays and remote work practical, while winter access to the main groomed snowmobile trail extends the enjoyment well beyond summer. 1054 Hilltop Crescent is a rare combination of handcrafted character, family-friendly waterfront, modern infrastructure, privacy, and classic Lake of Bays beauty. For buyers seeking the warmth of wood, the integrity of local craftsmanship, and the authentic Muskoka experience, this is a truly one-of-a-kind offering.