waterfront land for sale Panama City, United States

A rare opportunity to own a premier lakefront homesite on iconic Eastern Lake, Lot 9 offers a serene blend of privacy, natural beauty, and refined coastal living just south of Scenic Highway 30A. Gently positioned along the water’s edge, this homesite captures tranquil lake views framed by mature greenery and a peaceful, tucked-away setting. One of the area’s rare coastal dune lakes, Eastern Lake offers direct access to paddleboarding, kayaking, and boating—creating a unique connection between calm freshwater and the Gulf beyond. Located in the eastern corridor of Seagrove Beach, the property is just moments from the shops, dining, and coastal charm of Seaside, Alys Beach, WaterColor, and Rosemary Beach, while maintaining a sense of quiet retreat. For those seeking to expand their vision, the two adjacent lakefront lots are also available, presenting a unique opportunity to create a private compound or legacy property in one of 30A’s most desirable settings. Thoughtfully positioned and rich in natural surroundings, Lot 9 offers an exceptional canvas to build a custom residence that embraces both lifestyle and location.

Tucked along one of the most iconic and tightly held stretches of Old Seagrove Beach, 58 Montgomery Street offers something increasingly rare on 30A. A Gulf front property with an impressive 90 feet of frontage on the Emerald Coast. Montgomery Street is home to just 15 Gulf front properties, each unique in architecture and character, and most held by longtime owners. It is a street where legacy and location matter more than flash, a quiet and coveted lane where properties rarely change hands. There is an existing home is single level with 3 bedrooms and 3 bathrooms, comfortably laid out with multiple living areas, a screened porch, and one of the most peaceful sunset backdrops anywhere on 30A.

2 Acres · 175 feet of Choctawhatchee Bay frontage · No HOA · Minutes to 30A. This two-acre, tree-lined property along Chat Holly Road offers approximately 150 feet on Choctawhatchee Bay--one of the most scenic and storied waterways on Florida's Emerald Coast. The Bay is prized for its quiet beauty, clear shallows, and endless ways to explore: launch a boat or paddleboard, fish the bayous, or cruise toward Crab Island and Destin's harbor front dining. The lot's generous depth provides room for an estate home, guest house, pool, or even a private pickleball court or collector-car garage, all surrounded by native oaks and pines for natural privacy. From here, you're minutes to Hwy 98, Grayton Beach, and 30A, as well as Dune Lakes Recreational Park and the area's top-rated schools.

An exceptional opportunity along the navigable waters of Black Creek, this two-acre waterfront property offers the freedom to create a private coastal retreat, establish a waterfront business or pursue a vision that incorporates both. With approximately 200 feet of deepwater frontage and direct boating access to Choctawhatchee Bay, the property presents an appealing combination of waterfront recreation, development flexibility and investment potential in the rapidly growing Freeport area. Comprising two separate one-acre lots of record, the property is zoned General Commercial with residential construction also permitted. This versatile designation opens the door to a variety of uses, from a custom waterfront residence to a commercial venture that takes advantage of the property's scenic setting and water access. Public water and sewer are available, providing valuable infrastructure for future development. For boating enthusiasts, Black Creek serves as a gateway to some of northwest Florida's most celebrated waterways. Spend the day fishing along the creek, enjoying water sports on Choctawhatchee Bay or cruising toward Destin's renowned Crab Island. The property's deepwater frontage makes life on the water a natural extension of whatever takes shape along the shoreline. Conveniently located approximately 20 minutes from the beaches of Scenic Highway 30A and 35 minutes from Northwest Florida Beaches International Airport, the property offers access to the region's coastal attractions while maintaining the peaceful character of its creekside setting. With two acres of land, substantial waterfront frontage and the flexibility to accommodate both residential and commercial uses, this is a compelling opportunity to shape a waterfront destination around your own ambitions.

Rare opportunity to own 145 linear feet of Bay Frontage just west of 331 in a setting that has been crafted to create a beautiful estate compound. A substantial single family lot can be used creatively to imagine a large estate home on one lot, and with the financed purchase of the adjacent lot one can complete an additional single family home or 'kids' house, pool and three car garage on the other. With the opportunity to have two docks or two of everything, even one who wants to develop two fine homes should explore this setting. With the purchase of this, the owner will finance the other lot for a limited time interest only so that you can preserve capital while you image your creations on this setting. Access easement of 20' in a flag orientation is provided in perpetuity.

Rare opportunity to own 67 linear feet of Bay Frontage just west of 331 in a setting that has been crafted to create a beautiful estate compound. A substantial single family lot can be used creatively to imagine a large estate home on one lot, and with the purchase of the adjacent lot one can complete an additional single family home or Family Compound. MLS 990441. With the opportunity to have two docks or two of everything, even one who wants to develop two fine homes should explore this setting. With the purchase of MLS 990441 this lot can be financed interest only for 2 years at 5.25%. This lot provides an access easement to the lot immediately east on the northern property line.

Welcome to a rare opportunity on the Choctawhatchee River, where approximately 49 acres of breathtaking natural beauty are already positioned for future development. A planned and platted 44-lot subdivision is in place, along with nearly eight acres designated for commercial use—offering exceptional potential for investors, builders, or those looking to create a thoughtfully designed riverfront community. Additional land is also available, further expanding the possibilities. Beyond its development appeal, the property offers an incredible setting for personal enjoyment. Towering cypress and oak trees, some more than a century old, frame the landscape, while the gentle flow of the river creates a peaceful, private backdrop. Imagine casting a line from the riverbank or envisioning a Tom Sawyer–style campground or riverside retreat where families gather, make memories, and reconnect with nature. Located in Bruce, the property offers convenient access to County Park, State Highway 20, and is just a 30-minute drive to Northwest Florida Beaches International Airport. The white-sand beaches of Destin and 30A are also within reach, offering a seamless balance of riverfront tranquility and coastal access. Whether you're envisioning a large-scale development or a private waterfront escape, this property delivers both scale and opportunity in one remarkable setting.

Rare opportunity to acquire a prime vacant homesite in the coveted waterfront community of Churchill Oaks! Located on a desirable corner lot, this expansive lakefront property offers breathtaking views in every direction—including a glimpse of the bay through the surrounding nature preserve—and comes with the option to purchase a 50-foot private boat slip in the community’s deep-water marina. Notably, there is no lot to the north, providing enhanced privacy and a clear, unobstructed landscape. Design and build your custom dream home in one of South Walton's most sought-after bayfront communities. A preliminary design study by Matt Savoie is included with the property. Renderings can be found under the Documents tab. Nestled amidst native vegetation and the serene waters of Hogtown Bayou, Churchill Oaks embodies a lifestyle of luxury and natural beauty. Once you pass through the stately gated entrance, you'll be greeted by magnificent coastal homes that highlight southern architecture, all shaded beneath majestic oak trees. This 40-acre community features 87 homesites and some of the finest amenities in South Walton. The latest addition to the community is a deep-water private marina, which includes 36 private boat slips (available for purchase separately), paddleboard storage decks, a fish cleaning station, shoreline stabilization, and more. The Churchill Oaks Clubhouse is an exceptional 8,000-square-foot amenity perched on a point overlooking the bay, offering stunning views. The clubhouse features three pools, an exercise room, outdoor bar, fully equipped media room, commercial-grade kitchen, bath and locker rooms, and ample gathering spaces for residents and their guests to enjoy.

This premier development opportunity spans approximately 23.22 acres across three parcels in a private and beautiful area of Freeport! Boasting 950 linear feet of waterfront on Alaqua Bayou, this estate offers potential for a private waterfront compound or neighborhood development, complete with a private dock, boat lift, fire pit, and gated entry! With a 3,240 square foot metal building and workshop already in place, equipped with power, water, septic, and bathroom facilities, the groundwork for development is ready to go. Large canopy trees provide natural beauty and privacy, while perimeter fencing enhances security. Access to the property is conveniently located off County Highway 83A and Dexton King Road. Utilities, including city water, power, cable, and sewer, are available along County Highway 83A. Additionally, the southernmost parcel features an existing residential structure, and there’s significant potential for future single-family home development with a Conceptual Master Plan in place (subject to permits and changes). A private helipad has been approved by the State (pending final activation), adds a luxurious touch to this property. This prime location offers an incredible chance to create a one-of-a-kind residential development or private estate, the choice is yours. Call today for more information or your private viewing.