luxury apartments with pool for sale Okaloosa County, United States

Perched just above the shoreline on the second floor of a low-density, nine-unit building, this one-bedroom, one-bath condo at Veranda on Okaloosa Island delivers uninterrupted views of the gulf and an intimate, uncrowded beachfront experience. With only a handful of neighbors, you'll enjoy the rare privacy and quiet that larger complexes can’t offer — all while being steps from the sand. Inside, the 754-sq.-ft. layout is thoughtfully designed and beautifully finished. Coastal tones and tasteful decor create a calming atmosphere throughout. The living area opens directly to a private gulf-front balcony where waves are your backdrop for morning coffee or evening wine. The bedroom features a king bed and ensuite bath for a comfortable retreat, while hallway bunk beds and a queen sleeper sofa in the living room offer sleeping space for up to six. An upgraded, fully equipped kitchen makes meals easy, and the in-unit washer and dryer add extra convenience for more extended stays. Recent upgrades include a new water heater and AC unit, giving future owners peace of mind. Community amenities include covered parking, a gulf-side pool and direct beach access. Whether you're searching for a vacation getaway or a rental-ready investment—earning approximately $30,000 annually—this charming condo offers everything needed for a strong return and a relaxing escape on Okaloosa Island.

A rare sense of privacy defines this gulf-front residence, where sweeping views of the East Pass, Gulf of Mexico and Destin Harbor create a front-row connection to the water from nearly every room. Set within an exceptionally maintained building with only 21 residences, this 2,660-sq.-ft. home offers the scale, comfort and quiet sophistication of a private coastal retreat. A private elevator opens to a marble foyer, setting an elegant tone for interiors designed around light, water and space. The thoughtful floor plan includes both a family room and a living room, each with its own distinct outlook. One captures the East Pass, gulf and Marler Bridge, while the other frames the harbor with a softer, more intimate perspective. Together, they create exceptional flexibility for entertaining, gathering or simply watching the coastline shift throughout the day. The primary suite was enhanced during construction for grander scale and comfort, with floor-to-ceiling windows that capture both sunrise and sunset views. Each guest bedroom also enjoys remarkable water vistas, keeping the setting central to the home's experience. Hardwood floors, a gas fireplace, electric storm shutters, remote-controlled window shades and surround sound add polish and ease throughout. The primary bath offers custom quartz flooring, an oversized shower, a whirlpool tub, and rich granite surfaces. The kitchen is equally refined with granite countertops, custom cabinetry and beautifully maintained appliances. Two private garages, EG9 and EG10, convey with the residence along with private climate-controlled storage room No. 21. With short-term rentals restricted, the community offers a quieter ownership experience complemented by a private gulf-front beach, full-sized pool, hot tub, fitness center, sauna, tennis courts and pickleball courts. This is coastal living with rare scale, remarkable views and a level of privacy that feels increasingly hard to find.

Welcome to Harbor Place 401 — a rare opportunity to own within one of Destin Harbor’s most intimate and owner-oriented waterfront communities. Tucked within a boutique five-story condominium comprised of just 12 residences, this corner unit offers a quieter, more residential approach to harbor-front living. With rental restrictions prohibiting short-term rentals, Harbor Place is uniquely suited for buyers seeking privacy, low density, and a more relaxed ownership experience with less transient traffic and vacation turnover. Unlike many of the larger resort-style condominium communities along the harbor, Harbor Place offers a true residential atmosphere in the heart of Destin’s waterfront district. Inside, the approximately 1,315-square-foot residence is filled with natural light from wraparound floor-to-ceiling windows that frame beautiful harbor views and glimpses toward the Gulf. The two-bedroom, two-bath layout offers an inviting coastal retreat equally suited for full-time living or a second home. The kitchen is equipped with Samsung appliances, an LG electric range and cooktop, GE Adora dishwasher, and Whirlpool Gold icemaker. Additional features include powered blinds in the living areas and bedrooms, a lift TV in the primary suite, and a mechanical bed for added comfort and convenience. Conveniently located along the harbor, Harbor Place is within walking distance to several of Destin’s favorite waterfront dining destinations, including Marina Cafe, Boshamps, and Harbor Docks. Owners may also enjoy the convenience of harbor water taxi service with pick-up available directly from the community dock. Residents enjoy a swimming pool, fitness center, rooftop observation deck overlooking the harbor, dedicated owner storage, and a community dock with direct harbor access—ideal for waterfront enjoyment. Additional community features include a gated building entrance, private parking with 24 trellised parking spaces shared among only 12 residences, a paddleboard and kayak storage hut along the shoreline, and an approximately 8’ x 10’ secure storage space located in the building’s basement level. Harbor Place 401 is for the buyer seeking harbor living without the chaos of a vacation-rental environment — a hidden residential gem offering privacy, waterfront beauty, and a true sense of ownership along the Destin Harbor.

Located within the gated, eight-acre Sterling Shores, this updated one-bedroom, one-bath second-floor condo is ideally positioned in the heart of Destin, just across from The Track and minutes from HarborWalk Village, Crab Island, and some of the area’s most popular dining and entertainment. Inside, the unit has been thoughtfully updated with a coastal aesthetic and is fully furnished and rental-ready. A tiled entry leads to a well-appointed C-shaped kitchen featuring stainless steel appliances, white cabinetry, pantry storage, and an oversized breakfast bar that comfortably seats four. The open living area is filled with natural light and opens through a wall of sliders to a private balcony overlooking lush landscaping, lighted pathways, and peek-a-boo Gulf views. The bedroom features a king bed with LVP flooring, while the bathroom includes a cultured marble vanity and jetted garden tub. A stacked washer and dryer is conveniently tucked in the hallway, and the unit includes a rare owner’s storage locker on the first floor. Sterling Shores offers resort-style amenities including a beachfront pool with café, a secondary resort pool, fitness center, private theater, grilling areas, and deeded beach access via a scenic boardwalk over the dunes, placing the Gulf’s white sand just steps away.

Your breathtaking waterfront story begins here, from sunrise to sunset. Perched on the top floor of a gated harborfront community, this two-bedroom, two-bath penthouse offers a front-row seat to Destin’s most captivating scenery. From seasonal fireworks sparkling across the sky to the constant rhythm of passing boats, every moment feels like a postcard. For the boater, this residence is unparalleled. A private boat slip with a 16,000-pound lift — including a walkboard — accommodates vessels similar in size to the 31-ft. Regulator currently on site, which is also available for purchase. Rare among waterfront condos, the property features two of only six garage parking spaces located under the building, as well as a private storage unit. Two expansive balconies frame sweeping 180-degree views of the harbor, East Pass, and the gulf, offering the perfect setting for dining, grilling, or simply soaking in the sunsets. Inside, an airy open-concept layout showcases a modern kitchen with sleek white cabinetry and newer stainless steel appliances. The living room is anchored by a built-in wet bar, ideal for entertaining, while large sliding glass doors in both bedrooms and the living area open to the water, ensuring the views never fade from sight. The community itself offers a harborfront pool, boardwalk, and gated boat dock with 28 slips. Two deeded beach access points on Holiday Isle are also included. With a minimum rental term of 12 months, the community preserves its serene, residential atmosphere while offering easy proximity to beaches, dining, shopping, and the Destin Executive Airport. Blending exclusivity with unforgettable water views, this penthouse retreat offers a lifestyle as rare as the sunsets it frames.

Salt air, open skies, and a sense of ease define this thoughtfully updated two-bedroom, two-bath residence set within one of Okaloosa Island’s most established beachfront enclaves. Designed with both personal enjoyment and strong rental performance in mind, the condo presents a clean, cohesive coastal aesthetic paired with a comprehensive list of recent improvements. Inside, an open floor plan allows the living, dining, and kitchen areas to flow naturally, creating a bright and inviting environment. The kitchen has been fully refreshed with new cabinetry, countertops, hardware, and appliances, delivering both style and functionality. Throughout the residence, durable LVP flooring provides a streamlined look, complemented by fresh paint in the kitchen and living areas. New window treatments and all new furnishings in the main living space complete the interior, offering a polished, turnkey experience from day one. A newly installed sliding glass door enhances natural light while improving access to the outdoor spaces, where subtle bay views add a quiet sense of place. Both bedrooms are comfortably appointed, offering privacy and flexibility for owners and guests alike. The updated bathrooms continue the clean, coastal tone found throughout the home, reinforcing a consistent, well-executed design. Set within a gated, amenity-rich resort spanning more than 12 beautifully maintained acres, residents enjoy access to two pools, including a seasonally heated option, along with tennis and pickleball courts, a fitness center, sauna facilities, and multiple outdoor gathering areas with BBQ stations and shaded pavilions. Direct beachfront access places miles of sugar-white sand just steps away, while the adjacent stretch of protected shoreline offers a rare sense of seclusion along the coast. With its extensive upgrades, proven rental appeal, and a location that balances convenience with natural beauty, this residence offers a compelling opportunity to own a refined piece of the Emerald Coast lifestyle.

Experience the best of the Emerald Coast from El Matador, 626, a top-floor studio located on the peaceful and quiet west end of Okaloosa Island. Positioned on the top floor, this studio hideaway is the perfect lock-up-and-leave vacation home or investment within one of the area’s most established beachfront resorts. Inside, the bright open layout comfortably accommodates up to four guests. It includes a well-equipped kitchen, an inviting living space, and sliding glass doors that open onto a spacious covered balcony, extending the living area outdoors for dining and relaxing. The 11-foot ceilings and an accent wall enhance this beautiful retreat. It has newer ceramic tile flooring with quality epoxy grout, ensuring easy cleaning. The fully equipped kitchen has new stainless steel appliances, refaced cabinets, pantry storage, granite countertops and a beautiful tile backsplash. This well-maintained unit has many updates, including a new water heater and a replacement HVAC in 2022. One of the highlights of the property is the evening atmosphere around the resort grounds. The private balcony boasts beautiful sound view sunsets while relaxing and watching boats pass along the intracoastal, a peaceful setting that captures the charm of coastal living. El Matador is an 11-acre gated beachfront community known for its expansive grounds and resort-style amenities. The property borders the protected areas of the Gulf Islands National Seashore, providing a unique natural backdrop and ensuring the neighboring coastline remains preserved. Residents and guests enjoy private access to the sugar-white beaches with beach showers; two swimming pools (one heated); tennis/pickleball and basketball courts; a fitness center, sauna and hot tub; grilling and picnic areas; and 24-hour secure gated entry with onsite management. The condo is offered fully furnished and ready for immediate use, whether as a personal getaway or a short-term rental. Vacation demand on Okaloosa Island remains strong, making this property appealing for buyers seeking a turnkey beach investment. Conveniently located just minutes from the restaurants, marinas, and entertainment of Fort Walton Beach and Destin, the resort is also easily accessible from major southeastern cities. The Emerald Coast is a short drive from Nashville, Atlanta, Birmingham, and New Orleans, making it a favorite destination for both vacation homeowners and repeat visitors.

Step into laid-back coastal living at this ground-floor Caribbean Dunes residence, where boho beach style meets everyday comfort. Just a short stroll from the white sands of Crystal Beach, this one-bedroom, one-bath condo makes an ideal primary home, vacation retreat, or rental investment. Inside, the stylishly updated interior showcases a remodeled kitchen and bathroom, new flooring, and stainless steel appliances. The open living and dining area flows seamlessly to a large patio framed by lush landscaping, creating an inviting extension of your living space. Designed to sleep six, the condo includes cozy hallway bunks and a living room sleeper sofa, ensuring plenty of room for family and guests. Caribbean Dunes offers an array of amenities, including a sparkling pool and hot tub, walking and bike paths, and deeded beach access directly across the street. With favorite local restaurants like Camille’s and charming shops within walking distance, this property places you in the heart of the Crystal Beach lifestyle.

Spectacular Gulf views from this beautifully updated 2BR/2BA condo in the gated beachfront community of Sterling Shores in the center of Destin FL. Enjoy relaxing on your private 16 ft balcony overlooking the beach and the Gulf of America. This unit is a proven rental performer, generating approx. $53K in 2022, $43K in 2023, $40K in 2026 and has $18K on the books already for 2026! Excluding 4-5 weeks of owner use. Offered fully furnished and tastefully decorated with upgrades including luxury vinyl flooring, stainless steel appliances, granite countertops, stylish backsplash, barn door, and new patio furniture. Sterling Shores features 400' of deeded beach access, a 4,300 sq ft heated zero-entry lagoon pool, a private Gulf-front beach club with seasonally heated pool with a tiki bar & grill! With the sleeper sofa in the living room, this condo can accommodate up to 6 people! Other amenities include fitness center, elevators, media room, outdoor grill area, and ample parking. Vacasa is the on-site rental company for easy guest check-in. HOA covers water, sewer, trash, cable, security and internet. Owners' pets allowed. Steps to the Back Porch restaurant and close to shopping, dining, and attractions.

Three Month Minimum Rental Period. Dedicated Garage Parking Spot and Storage. SIRS complete and all assessments paid. Two Master Suites. Beach or boater's delight. Gulf, East Pass and harbor views. Fireworks, air shows and incredible night light views from an expansive balcony. Perched on the sixth floor at the very tip of Holiday Isle, this gracious residence offers panoramic views that sweep from the Destin Harbor to the sparkling gulf waters of the East Pass. Walls of floor-to-ceiling glass and a generous balcony that spans the full width of the unit invite both sunlight and sea breezes into nearly every corner, creating a serene waterfront sanctuary. The spacious layout unfolds with ease, offering a large living and dining area that is seamlessly connected to a well-appointed kitchen, complete with granite countertops, stainless steel appliances, a generous bar, stainless steel appliances, a generous bar, and a dedicated wine bar, all designed for effortless entertaining. Two private master suites, each with its own ensuite bath, provide luxurious accommodations for owners and guests alike, while a third bedroom and full bath offer additional flexibility. Resort-style amenities elevate everyday living, featuring an exclusive owners-only seasonally heated pool, hot tub, fitness center with sauna, a club room for events, as well as a private stretch of white-sand beach. A covered garage space right by the elevator entrance and dedicated storage room add convenience. A private marina just across the street offers deep-water boat slips for sale, for boaters who want to enjoy Destin's famed waterways. No boat, no worries, as you can call the boat taxi to pick you up at the East Pass Marina dock for quick trip across the water to award winning, boat-to-table seafood restaurants and night life on the harbor. East Pass Towers II is a secure, gated building renowned for its quiet, residential atmosphere with a 3-month minimum rental period. Featuring thoughtful updates, the condo association has proactively nearly completed all needed maintenance and improvements and all assessments have been paid by the seller. From fireworks and air shows on summer nights to tranquil mornings watching boats or dolphins glide by, this is waterfront living at its finest. Destin Executive Airport is just 2.3 miles away for all the pilots wanting to escape the beach or if you prefer charter services. Next to East Pass Towers and nearing completion of improvements is Norriego Point Beach Access and Park where, according to the City of Destin website, will include ADA accessible restrooms, showers, drinking fountains, environmental educational signage, bike racks, boardwalk, dune crossovers, and vehicle parking.

BEACH LIVING! STERLING SHORES THE MOST POPULAR FLOOR PLAN FOR RENTAL INCOME. A stunning updated 3BR/3BA END-UNIT at popular Sterling Shores featuring private beach access and breathtaking Gulf and beach views and offers floor to ceiling windows. The most popular floor plans for rental investors, the flexible lockout design allows use as a full 3BR/3BA or as a 2BR/2BA plus a private 1BR/1BA studio with its own balcony and kitchenette--ideal for guests or maximizing rental income. The open living area is perfect for entertaining, while the primary suite offers balcony access and a spa-inspired bath with dual vanities. Enjoy views of the resort's lagoon-style pool and tropical landscaping. Ideally positioned at the end of the building and fully renovated in 2021 and 2022. Condo partially furnished.