luxury apartments / penthouses with pool for sale Okaloosa County, United States

Experience the best of the Emerald Coast from El Matador, 626, a top-floor studio located on the peaceful and quiet west end of Okaloosa Island. Positioned on the top floor, this studio hideaway is the perfect lock-up-and-leave vacation home or investment within one of the area’s most established beachfront resorts. Inside, the bright open layout comfortably accommodates up to four guests. It includes a well-equipped kitchen, an inviting living space, and sliding glass doors that open onto a spacious covered balcony, extending the living area outdoors for dining and relaxing. The 11-foot ceilings and an accent wall enhance this beautiful retreat. It has newer ceramic tile flooring with quality epoxy grout, ensuring easy cleaning. The fully equipped kitchen has new stainless steel appliances, refaced cabinets, pantry storage, granite countertops and a beautiful tile backsplash. This well-maintained unit has many updates, including a new water heater and a replacement HVAC in 2022. One of the highlights of the property is the evening atmosphere around the resort grounds. The private balcony boasts beautiful sound view sunsets while relaxing and watching boats pass along the intracoastal, a peaceful setting that captures the charm of coastal living. El Matador is an 11-acre gated beachfront community known for its expansive grounds and resort-style amenities. The property borders the protected areas of the Gulf Islands National Seashore, providing a unique natural backdrop and ensuring the neighboring coastline remains preserved. Residents and guests enjoy private access to the sugar-white beaches with beach showers; two swimming pools (one heated); tennis/pickleball and basketball courts; a fitness center, sauna and hot tub; grilling and picnic areas; and 24-hour secure gated entry with onsite management. The condo is offered fully furnished and ready for immediate use, whether as a personal getaway or a short-term rental. Vacation demand on Okaloosa Island remains strong, making this property appealing for buyers seeking a turnkey beach investment. Conveniently located just minutes from the restaurants, marinas, and entertainment of Fort Walton Beach and Destin, the resort is also easily accessible from major southeastern cities. The Emerald Coast is a short drive from Nashville, Atlanta, Birmingham, and New Orleans, making it a favorite destination for both vacation homeowners and repeat visitors.

A rare sense of privacy defines this gulf-front residence, where sweeping views of the East Pass, Gulf of Mexico and Destin Harbor create a front-row connection to the water from nearly every room. Set within an exceptionally maintained building with only 21 residences, this 2,660-sq.-ft. home offers the scale, comfort and quiet sophistication of a private coastal retreat. A private elevator opens to a marble foyer, setting an elegant tone for interiors designed around light, water and space. The thoughtful floor plan includes both a family room and a living room, each with its own distinct outlook. One captures the East Pass, gulf and Marler Bridge, while the other frames the harbor with a softer, more intimate perspective. Together, they create exceptional flexibility for entertaining, gathering or simply watching the coastline shift throughout the day. The primary suite was enhanced during construction for grander scale and comfort, with floor-to-ceiling windows that capture both sunrise and sunset views. Each guest bedroom also enjoys remarkable water vistas, keeping the setting central to the home's experience. Hardwood floors, a gas fireplace, electric storm shutters, remote-controlled window shades and surround sound add polish and ease throughout. The primary bath offers custom quartz flooring, an oversized shower, a whirlpool tub, and rich granite surfaces. The kitchen is equally refined with granite countertops, custom cabinetry and beautifully maintained appliances. Two private garages, EG9 and EG10, convey with the residence along with private climate-controlled storage room No. 21. With short-term rentals restricted, the community offers a quieter ownership experience complemented by a private gulf-front beach, full-sized pool, hot tub, fitness center, sauna, tennis courts and pickleball courts. This is coastal living with rare scale, remarkable views and a level of privacy that feels increasingly hard to find.

Perched just above the shoreline on the second floor of a low-density, nine-unit building, this one-bedroom, one-bath condo at Veranda on Okaloosa Island delivers uninterrupted views of the gulf and an intimate, uncrowded beachfront experience. With only a handful of neighbors, you'll enjoy the rare privacy and quiet that larger complexes can’t offer — all while being steps from the sand. Inside, the 754-sq.-ft. layout is thoughtfully designed and beautifully finished. Coastal tones and tasteful decor create a calming atmosphere throughout. The living area opens directly to a private gulf-front balcony where waves are your backdrop for morning coffee or evening wine. The bedroom features a king bed and ensuite bath for a comfortable retreat, while hallway bunk beds and a queen sleeper sofa in the living room offer sleeping space for up to six. An upgraded, fully equipped kitchen makes meals easy, and the in-unit washer and dryer add extra convenience for more extended stays. Recent upgrades include a new water heater and AC unit, giving future owners peace of mind. Community amenities include covered parking, a gulf-side pool and direct beach access. Whether you're searching for a vacation getaway or a rental-ready investment—earning approximately $30,000 annually—this charming condo offers everything needed for a strong return and a relaxing escape on Okaloosa Island.

Salt air, open skies, and a sense of ease define this thoughtfully updated two-bedroom, two-bath residence set within one of Okaloosa Island’s most established beachfront enclaves. Designed with both personal enjoyment and strong rental performance in mind, the condo presents a clean, cohesive coastal aesthetic paired with a comprehensive list of recent improvements. Inside, an open floor plan allows the living, dining, and kitchen areas to flow naturally, creating a bright and inviting environment. The kitchen has been fully refreshed with new cabinetry, countertops, hardware, and appliances, delivering both style and functionality. Throughout the residence, durable LVP flooring provides a streamlined look, complemented by fresh paint in the kitchen and living areas. New window treatments and all new furnishings in the main living space complete the interior, offering a polished, turnkey experience from day one. A newly installed sliding glass door enhances natural light while improving access to the outdoor spaces, where subtle bay views add a quiet sense of place. Both bedrooms are comfortably appointed, offering privacy and flexibility for owners and guests alike. The updated bathrooms continue the clean, coastal tone found throughout the home, reinforcing a consistent, well-executed design. Set within a gated, amenity-rich resort spanning more than 12 beautifully maintained acres, residents enjoy access to two pools, including a seasonally heated option, along with tennis and pickleball courts, a fitness center, sauna facilities, and multiple outdoor gathering areas with BBQ stations and shaded pavilions. Direct beachfront access places miles of sugar-white sand just steps away, while the adjacent stretch of protected shoreline offers a rare sense of seclusion along the coast. With its extensive upgrades, proven rental appeal, and a location that balances convenience with natural beauty, this residence offers a compelling opportunity to own a refined piece of the Emerald Coast lifestyle.

Step into laid-back coastal living at this ground-floor Caribbean Dunes residence, where boho beach style meets everyday comfort. Just a short stroll from the white sands of Crystal Beach, this one-bedroom, one-bath condo makes an ideal primary home, vacation retreat, or rental investment. Inside, the stylishly updated interior showcases a remodeled kitchen and bathroom, new flooring, and stainless steel appliances. The open living and dining area flows seamlessly to a large patio framed by lush landscaping, creating an inviting extension of your living space. Designed to sleep six, the condo includes cozy hallway bunks and a living room sleeper sofa, ensuring plenty of room for family and guests. Caribbean Dunes offers an array of amenities, including a sparkling pool and hot tub, walking and bike paths, and deeded beach access directly across the street. With favorite local restaurants like Camille’s and charming shops within walking distance, this property places you in the heart of the Crystal Beach lifestyle.

Spectacular Gulf views from this beautifully updated 2BR/2BA condo in the gated beachfront community of Sterling Shores in the center of Destin FL. Enjoy relaxing on your private 16 ft balcony overlooking the beach and the Gulf of America. This unit is a proven rental performer, generating approx. $53K in 2022, $43K in 2023, $40K in 2026 and has $18K on the books already for 2026! Excluding 4-5 weeks of owner use. Offered fully furnished and tastefully decorated with upgrades including luxury vinyl flooring, stainless steel appliances, granite countertops, stylish backsplash, barn door, and new patio furniture. Sterling Shores features 400' of deeded beach access, a 4,300 sq ft heated zero-entry lagoon pool, a private Gulf-front beach club with seasonally heated pool with a tiki bar & grill! With the sleeper sofa in the living room, this condo can accommodate up to 6 people! Other amenities include fitness center, elevators, media room, outdoor grill area, and ample parking. Vacasa is the on-site rental company for easy guest check-in. HOA covers water, sewer, trash, cable, security and internet. Owners' pets allowed. Steps to the Back Porch restaurant and close to shopping, dining, and attractions.