luxury apartments / penthouses with pool for sale Okaloosa County, United States

Experience the best of the Emerald Coast from El Matador, 626, a top-floor studio located on the peaceful and quiet west end of Okaloosa Island. Positioned on the top floor, this studio hideaway is the perfect lock-up-and-leave vacation home or investment within one of the area’s most established beachfront resorts. Inside, the bright open layout comfortably accommodates up to four guests. It includes a well-equipped kitchen, an inviting living space, and sliding glass doors that open onto a spacious covered balcony, extending the living area outdoors for dining and relaxing. The 11-foot ceilings and an accent wall enhance this beautiful retreat. It has newer ceramic tile flooring with quality epoxy grout, ensuring easy cleaning. The fully equipped kitchen has new stainless steel appliances, refaced cabinets, pantry storage, granite countertops and a beautiful tile backsplash. This well-maintained unit has many updates, including a new water heater and a replacement HVAC in 2022. One of the highlights of the property is the evening atmosphere around the resort grounds. The private balcony boasts beautiful sound view sunsets while relaxing and watching boats pass along the intracoastal, a peaceful setting that captures the charm of coastal living. El Matador is an 11-acre gated beachfront community known for its expansive grounds and resort-style amenities. The property borders the protected areas of the Gulf Islands National Seashore, providing a unique natural backdrop and ensuring the neighboring coastline remains preserved. Residents and guests enjoy private access to the sugar-white beaches with beach showers; two swimming pools (one heated); tennis/pickleball and basketball courts; a fitness center, sauna and hot tub; grilling and picnic areas; and 24-hour secure gated entry with onsite management. The condo is offered fully furnished and ready for immediate use, whether as a personal getaway or a short-term rental. Vacation demand on Okaloosa Island remains strong, making this property appealing for buyers seeking a turnkey beach investment. Conveniently located just minutes from the restaurants, marinas, and entertainment of Fort Walton Beach and Destin, the resort is also easily accessible from major southeastern cities. The Emerald Coast is a short drive from Nashville, Atlanta, Birmingham, and New Orleans, making it a favorite destination for both vacation homeowners and repeat visitors.

Perched just above the shoreline on the second floor of a low-density, nine-unit building, this one-bedroom, one-bath condo at Veranda on Okaloosa Island delivers uninterrupted views of the gulf and an intimate, uncrowded beachfront experience. With only a handful of neighbors, you'll enjoy the rare privacy and quiet that larger complexes can’t offer — all while being steps from the sand. Inside, the 754-sq.-ft. layout is thoughtfully designed and beautifully finished. Coastal tones and tasteful decor create a calming atmosphere throughout. The living area opens directly to a private gulf-front balcony where waves are your backdrop for morning coffee or evening wine. The bedroom features a king bed and ensuite bath for a comfortable retreat, while hallway bunk beds and a queen sleeper sofa in the living room offer sleeping space for up to six. An upgraded, fully equipped kitchen makes meals easy, and the in-unit washer and dryer add extra convenience for more extended stays. Recent upgrades include a new water heater and AC unit, giving future owners peace of mind. Community amenities include covered parking, a gulf-side pool and direct beach access. Whether you're searching for a vacation getaway or a rental-ready investment—earning approximately $30,000 annually—this charming condo offers everything needed for a strong return and a relaxing escape on Okaloosa Island.

Welcome to Unit 902 at One Water Place, an impeccably updated Barclay residence within the prestigious gated community of Kelly Plantation. Encompassing approximately 2,649 square feet, this three-bedroom, two-and-a-half-bath condominium offers the ideal blend of luxury, comfort, and effortless coastal living. Thoughtfully enhanced in preparation for market, the residence showcases a stunning series of recent updates completed in 2026, including a beautifully redesigned kitchen featuring new cabinetry, countertops, and backsplash. The primary and guest bathrooms have also been refreshed with new cabinetry, countertops, mirrors, and designer lighting. Recessed lighting was added throughout the residence, complemented by more carefully selected fixtures that elevate the home's sophisticated aesthetic. The highly sought-after Barclay floor plan offers an exceptional layout with a spacious open-concept living and dining area, a private primary suite separated from the guest wing, and expansive windows that fill the home with natural light. The kitchen opens seamlessly to the living spaces, creating an ideal setting for both everyday living and entertaining. Residents of One Water Place enjoy resort-style amenities including multiple pools, a fitness center, sauna and steam rooms, tennis and pickleball courts, beautifully maintained grounds, and the security of a guard-gated community. Included with the residence are two ideally positioned parking spaces and a private storage unit, providing convenience rarely found in luxury condominium living. Experience elevated living in one of Destin's most coveted condominium communities, where exceptional amenities, a premier location, and extensive recent updates combine to create a truly move-in-ready opportunity.

BEACH LIVING! STERLING SHORES THE MOST POPULAR FLOOR PLAN FOR RENTAL INCOME. A stunning updated 3BR/3BA END-UNIT at popular Sterling Shores featuring private beach access and breathtaking Gulf and beach views and offers floor to ceiling windows. The most popular floor plans for rental investors, the flexible lockout design allows use as a full 3BR/3BA or as a 2BR/2BA plus a private 1BR/1BA studio with its own balcony and kitchenette--ideal for guests or maximizing rental income. The open living area is perfect for entertaining, while the primary suite offers balcony access and a spa-inspired bath with dual vanities. Enjoy views of the resort's lagoon-style pool and tropical landscaping. Ideally positioned at the end of the building and fully renovated in 2021 and 2022. Condo partially furnished.

Spectacular Gulf views from this beautifully updated 2BR/2BA condo in the gated beachfront community of Sterling Shores in the center of Destin FL. Enjoy relaxing on your private 16 ft balcony overlooking the beach and the Gulf of America. This unit is a proven rental performer, generating approx. $53K in 2022, $43K in 2023, $40K in 2026 and has $18K on the books already for 2026! Excluding 4-5 weeks of owner use. Offered fully furnished and tastefully decorated with upgrades including luxury vinyl flooring, stainless steel appliances, granite countertops, stylish backsplash, barn door, and new patio furniture. Sterling Shores features 400' of deeded beach access, a 4,300 sq ft heated zero-entry lagoon pool, a private Gulf-front beach club with seasonally heated pool with a tiki bar & grill! With the sleeper sofa in the living room, this condo can accommodate up to 6 people! Other amenities include fitness center, elevators, media room, outdoor grill area, and ample parking. Vacasa is the on-site rental company for easy guest check-in. HOA covers water, sewer, trash, cable, security and internet. Owners' pets allowed. Steps to the Back Porch restaurant and close to shopping, dining, and attractions.

Located within the gated, eight-acre Sterling Shores, this updated one-bedroom, one-bath second-floor condo is ideally positioned in the heart of Destin, just across from The Track and minutes from HarborWalk Village, Crab Island, and some of the area’s most popular dining and entertainment. Inside, the unit has been thoughtfully updated with a coastal aesthetic and is fully furnished and rental-ready. A tiled entry leads to a well-appointed C-shaped kitchen featuring stainless steel appliances, white cabinetry, pantry storage, and an oversized breakfast bar that comfortably seats four. The open living area is filled with natural light and opens through a wall of sliders to a private balcony overlooking lush landscaping, lighted pathways, and peek-a-boo Gulf views. The bedroom features a king bed with LVP flooring, while the bathroom includes a cultured marble vanity and jetted garden tub. A stacked washer and dryer is conveniently tucked in the hallway, and the unit includes a rare owner’s storage locker on the first floor. Sterling Shores offers resort-style amenities including a beachfront pool with café, a secondary resort pool, fitness center, private theater, grilling areas, and deeded beach access via a scenic boardwalk over the dunes, placing the Gulf’s white sand just steps away.

Salt air, open skies, and a sense of ease define this thoughtfully updated two-bedroom, two-bath residence set within one of Okaloosa Island’s most established beachfront enclaves. Designed with both personal enjoyment and strong rental performance in mind, the condo presents a clean, cohesive coastal aesthetic paired with a comprehensive list of recent improvements. Inside, an open floor plan allows the living, dining, and kitchen areas to flow naturally, creating a bright and inviting environment. The kitchen has been fully refreshed with new cabinetry, countertops, hardware, and appliances, delivering both style and functionality. Throughout the residence, durable LVP flooring provides a streamlined look, complemented by fresh paint in the kitchen and living areas. New window treatments and all new furnishings in the main living space complete the interior, offering a polished, turnkey experience from day one. A newly installed sliding glass door enhances natural light while improving access to the outdoor spaces, where subtle bay views add a quiet sense of place. Both bedrooms are comfortably appointed, offering privacy and flexibility for owners and guests alike. The updated bathrooms continue the clean, coastal tone found throughout the home, reinforcing a consistent, well-executed design. Set within a gated, amenity-rich resort spanning more than 12 beautifully maintained acres, residents enjoy access to two pools, including a seasonally heated option, along with tennis and pickleball courts, a fitness center, sauna facilities, and multiple outdoor gathering areas with BBQ stations and shaded pavilions. Direct beachfront access places miles of sugar-white sand just steps away, while the adjacent stretch of protected shoreline offers a rare sense of seclusion along the coast. With its extensive upgrades, proven rental appeal, and a location that balances convenience with natural beauty, this residence offers a compelling opportunity to own a refined piece of the Emerald Coast lifestyle.