luxury houses with terrace for sale Destin, United States

This spacious waterfront home enjoys a stunning location right on a deep-water mooring with two boat lifts and easy access to the harbor and gulf. Even when you’re not out on the water, the private pool and hot tub provide canal views while the party-sized observation deck is the ultimate place to view seasonal fireworks and breathtaking sunsets. Inside, the home continues to maximize those waterfront views with an open concept living space and chef’s kitchen finished to a high standard of luxury. Gleaming tile floors flow through each beautifully furnished space while the cathedral ceiling provides a sense of airy spaciousness. The corner kitchen is fully equipped for keen chefs with a full range of newer stainless steel appliances. Defined by an angled bar with seating for family and friends, it’s a natural gathering place for socializing or enjoying cool drinks and tasty snacks. As well as a formal dining area, the great room has a large sitting area for nights in watching TV or socializing with family and friends. With doors opening directly onto the pool terrace, it’s the perfect space for parties and entertaining. Four beds provide ample space for extended families with a built-in bunk room that comfortably sleeps six in two twin-over-full beds. The second-floor master bedroom has sweeping views through a wall of windows. It also boasts direct access to the second-floor deck — a great place to wander outside with a cup of coffee before the bustle of the day begins. Two full bathrooms include a master ensuite with a twin vanity and a huge walk-in shower. Protected by a state-of-the-art security system, this beach house retreat is surrounded by a generous landscaped yard with shady palm trees. A circular paved driveway offers parking for multiple vehicles while the garage provides additional storage for water toys, kayaks, bicycles and beach chairs. Located on Holiday Isle, this gorgeous home is a short stroll from public access to the beautiful white sand at aptly named Pelican Beach. Big Kahuna’s Water Park is a short drive away, along with waterfront dining and shopping at colorful HarborWalk Village. Golf courses, fishing charters and shopping at Destin Commons are all available nearby, making this a highly desirable area for luxury vacation rentals when not in use by the owner.

Just a short stroll from the sugar-white sand and emerald waters of the Gulf of Mexico, this three-story Crystal Beach home brings together the features that make Destin living so appealing: generous accommodations, a private heated pool, detached guest quarters and the freedom of ownership without HOA dues. Offering 2,874 square feet with five bedrooms and four full baths, the fully furnished residence is equally suited to memorable beach escapes, extended stays and continued use as a vacation rental. The thoughtfully arranged floor plan provides ample room for family and guests across three levels. The main residence features four bedrooms and three baths, with open living, dining, and kitchen spaces that create a comfortable central gathering place. Gulf views add a distinctly coastal backdrop, while multiple levels let larger groups spread out without sacrificing connection. A detached guest house adds another dimension to the property, offering a private bedroom, full bath and kitchenette separate from the main residence. Ideal for extended family, guests or groups traveling together, this additional space provides privacy and flexibility that can be especially valuable in a vacation home. Outdoors, the private in-ground heated pool serves as the centerpiece of the home's leisure space. An open patio provides room to relax between trips to the beach, dine outdoors or spend an afternoon poolside. The expansive 50-by-150-foot homesite also offers four driveway parking spaces, providing convenient accommodations for owners and guests. Fully furnished and positioned for continued vacation rental use, the home offers an appealing opportunity for buyers seeking both personal enjoyment and investment potential. With five bedrooms, separate guest accommodations, a private heated pool, gulf views, no HOA dues and the beach just moments away, this Crystal Beach property captures the flexibility and ease of a well-appointed Destin coastal retreat.

Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second and third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed and impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment and high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool and pool deck serving as the private focal point between the two structures. This flexible layout provides privacy and versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features a kitchenette, a full bathroom, and a walk-in closet, offering comfortable and independent accommodations. The home is tastefully decorated and offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes and views. A golf cart is included, enhancing convenience for beach access and easy enjoyment of the surrounding coastal community. From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.

Welcome to an exceptional beachside retreat in the heart of Destin, where coastal luxury meets effortless income potential. Perfectly positioned with 78 feet of lake frontage and sweeping Gulf views, this remarkable residence is just steps from the sugar-white sands of the Gulf of Mexico and a short stroll to a sprawling beach access. The first level is designed for recreation and seamless indoor-outdoor living, featuring a spacious game room complete with a pool table, arcade games, and a convenient kitchenette with full-size refrigerator and ice maker. Multiple guest suites and bunk accommodations offer flexibility for large groups, while direct access leads to a true backyard oasis. The outdoor space lives like a private resort, highlighted by a beautifully designed pool with Baja shelf and spa, expansive sundeck, and tranquil lake views. A covered outdoor living area with a full kitchen, grill, beverage cooler, fireplace, and mounted TV creates the perfect setting for entertaining or unwinding after a day at the beach. A thoughtful feature includes an elevator servicing all three levels. The second level serves as the heart of the home, where an open-concept layout seamlessly connects the kitchen, dining, and living areas. A chef’s kitchen anchored by an oversized island and premium appliances flows into a grand dining space accented with vaulted Pecky cypress ceilings and designer lighting, ideal for hosting large gatherings. The living room is filled with natural light and opens to a spacious balcony overlooking the pool and lake with direct access to the pool deck, adding convenience and extending the living space outdoors. Additional guest suites on this level provide comfort and privacy, with select rooms offering private balcony access. The third level offers a more private retreat with an additional living area and multiple well-appointed king suites, each with en suite baths. Select bedrooms feature soaking tubs and private balconies capturing glimpses of the Gulf, while additional bunk accommodations ensure ample space for guests. At the top, a rooftop viewing deck provides a breathtaking vantage point, where sunsets over the Gulf create an unforgettable daily experience. Offered fully furnished and turnkey, this expansive residence comfortably accommodates up to 28 guests and is ideally suited as both a legacy second home and a high-performing short-term rental. This is a rare opportunity to own a property that truly captures the essence of Destin living, blending scale, luxury, and an unbeatable location into one extraordinary offering.

Designed for effortless days at the beach and relaxed evenings at home, this beautifully updated four-bedroom, three-and-a-half-bath residence offers a turnkey coastal retreat just a short stroll from the white-sand shoreline. Fully furnished with upscale designer décor, the home pairs polished interiors with a private backyard oasis, creating an inviting setting for a second home or vacation rental. Inside, 10-foot coffered and tray ceilings add architectural character while designer lighting, painted accent walls and thoughtfully selected furnishings bring a refined coastal aesthetic throughout. Wide-plank tile flooring extends across the main level with hardwood flooring upstairs and along the staircase. Two covered porches and a private balcony provide additional spaces to enjoy the coastal setting. The kitchen is appointed with quartz countertops, subway tile and Bosch stainless steel appliances, offering a clean, contemporary backdrop for entertaining. Quartz surfaces and subway tile continue into the baths while the spacious primary bath features a large walk-in shower with multiple shower heads. Outdoors, the private garden creates an unexpected retreat of its own. Updated landscaping surrounds a turf lawn with a putting green while a hot tub and comfortable lounge area offer plenty of room to unwind after a day at the beach. Private beach access puts the Emerald Coast shoreline within easy walking distance, while community amenities include a swimming pool, tennis courts, and Sandos Beachside Cafe & Bar. With designer furnishings, inviting indoor and outdoor spaces, and beach access close at hand, this thoughtfully appointed home is ready to enjoy as a coastal getaway, second residence, or vacation rental.

Every element of this extensively renovated waterfront residence has been thoughtfully curated to create an exceptional living experience where luxury meets effortless coastal living. Positioned along a quiet deepwater canal with direct access to Choctawhatchee Bay, this turnkey property offers the freedom of boating from your own backyard while remaining just minutes from the area's renowned beaches, golf courses, shopping and dining. Inside, the open-concept floor plan is designed for both everyday comfort and entertaining on a grand scale. Wide-plank luxury flooring flows throughout the home, connecting spacious living and dining areas centered around a sleek gas fireplace with custom shiplap detailing. The chef's kitchen is equipped with premium Viking appliances and overlooks the main gathering spaces, while five generously sized bedrooms, four full bathrooms, two half baths and a dedicated office provide flexibility for families and guests alike. The outdoor living spaces rival those of a private resort. A covered lanai with dual oversized ceiling fans, lighting and a fully equipped outdoor kitchen creates the perfect setting for alfresco dining, while the saltwater pool features a Baja shelf, tanning ledge, integrated lighting and expansive paver decking, surrounded by lush landscaping and privacy fencing. Beyond the pool, a custom putting green with chipping areas and a genuine sand trap offers endless recreation day or night thanks to thoughtfully placed accent lighting. Water enthusiasts will appreciate the private dock, complete with covered boat and jet ski lifts, a 30-amp shore power connection, and an industrial-grade KillerDock cleaning station for effortless days on the water. A detached pool house with its own private entrance, living area, wet bar, and half bath offers exceptional versatility, serving equally well as a private guest retreat, hobby space, or seamless extension of the outdoor living area surrounding the pool. Additional highlights include an oversized garage with ample room for vehicles and water toys, a whole-yard water softener, Generac generator, tankless water heater, irrigation system, landscape lighting and plantation shutters throughout. With no HOA restrictions and an unmatched combination of premium upgrades, exceptional outdoor amenities and direct boating access, this remarkable waterfront property offers a rare opportunity to enjoy the very best of the Florida lifestyle.

IMPRESSIVE 2026 GROSS RENTAL INCOME in excess of $145K+ & BOOKING! Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin. Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings. A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space. Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room. Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away. This established vacation rental generated nearly $90K in 2025, $145K+ already produced in 2026, and the potential to increase income annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.

This extraordinary nine-bedroom estate offers a rare blend of architectural presence and resort-style amenities with commanding views of the Gulf and a serene coastal lake. Positioned directly across from a sprawling beach access, the home captures sweeping vistas of sugar-white sand and emerald waters from multiple levels, while the rear elevation opens to a tranquil tropical lake backdrop creating a truly unique experience. Extensively renovated and professionally designed, the residence spans approximately 6,000 square feet combining lasting quality with refined coastal style. Designed for both luxury living and exceptional rental performance, the home comfortably accommodates large groups with seven private suites and two expansive bunk rooms thoughtfully integrated into a highly functional floor plan. The first level is tailored for entertaining and guest privacy, featuring two king suites, two oversized bunk rooms with custom queen-over-queen accommodations, a shared bath, laundry area, and a secondary living space with wet bar that opens seamlessly to the pool deck. Outdoors, a resort-style heated pool anchors the experience, complemented by a covered summer kitchen, bar seating, and ample lounge space overlooking the lake ideal for gathering after a day at the beach. The second level serves as the heart of the home, where an expansive open-concept living, dining, and kitchen area is framed by panoramic Gulf views and extends onto a generous covered balcony. The chef’s kitchen is equipped with premium appliances, custom cabinetry, a large center island, and walk-in pantry, designed to accommodate both everyday living and large-scale entertaining. Two additional guest suites with private baths complete this floor, along with convenient access to the outdoor living areas below. The top level features three well-appointed bedrooms, including dual primary suites with private balconies, spa-inspired bathrooms, and elevated Gulf views. A third king suite and additional laundry complete the level, offering comfort and privacy for owners and guests alike. A commercial-grade elevator services all floors, ensuring effortless accessibility throughout. Additional highlights include multiple indoor and outdoor living areas, surround sound, ample parking for up to eight vehicles including a two-car garage, and strong income-producing potential in a highly sought-after coastal corridor. With its commanding presence, thoughtful design, and unparalleled proximity to the beach, this exceptional property represents a rare opportunity to own a true legacy home along Scenic Highway 98.

Framed by panoramic views of the 17th fairway and the sparkling waters of the bay beyond, this beautifully updated custom residence offers an exceptional setting within Emerald Bay Golf Club. Designed for effortless living and memorable entertaining, the home pairs timeless architectural character with thoughtfully renovated interiors and an outdoor sanctuary that feels worlds away. The main residence welcomes you with soaring 10-ft. ceilings, abundant natural light, and an open floor plan that flows seamlessly from one gathering space to the next. A spacious living room is anchored by a gas fireplace and custom built-in shelving, while the formal dining area connects effortlessly to the chef's kitchen, complete with granite countertops, stainless steel appliances, a generous breakfast bar, and a butler's pantry for added convenience. French doors extend the living space outdoors to a screened porch and expansive paver patio overlooking the golf course, creating an inviting backdrop for morning coffee, evening cocktails, or alfresco dining. At the center of the home, a private screened courtyard creates a true backyard retreat. The heated pool features a dramatic seven-foot waterfall and is complemented by a gas fireplace, outdoor shower, and multiple seating areas, offering exceptional privacy for year-round relaxation and entertaining. Separated from the main residence by the courtyard, the carriage house provides outstanding flexibility for guests, extended family, or a private home office. Two generously sized bedrooms, a full bath, French doors, and abundant storage allow visitors to enjoy both comfort and independence. Additional highlights include updated finishes throughout the home, refined architectural details, and a layout that balances elegant entertaining with everyday functionality. Located within the gated Emerald Bay Golf Club community, residents enjoy access to one of the Emerald Coast's premier championship golf courses while remaining just minutes from sugar-white beaches, world-class boating, waterfront dining, shopping, and all the attractions that make Destin one of northwest Florida's most desirable places to call home.

Set on a spacious .43-acre corner homesite in Indian Bayou, this beautifully reimagined single-story residence blends modern sophistication with exceptional craftsmanship. More than $600,000 in thoughtful renovations have transformed the property into a stunning retreat. Exterior highlights include freshly painted brick, mature landscaping, a sparkling inground pool, a covered patio with retractable shades, and generous parking accommodations. Inside, an expansive open-concept design showcases high-end finishes and striking architectural details throughout. Smooth ceilings, stone-accent columns, custom lighting, Italian porcelain tile paired with warm wood flooring, dual wood-burning/gas fireplaces, and cleverly integrated pop-up outlets create a refined yet functional living environment. At the heart of the home, the chef's kitchen features an oversized granite island with seamless edges, custom soft-close cabinetry, a dedicated wine bar, and a Bosch five-burner gas cooktop—perfectly designed for both everyday living and entertaining.

Life on the harbor takes center stage at this renovated waterfront townhome, where a deeded 40-foot boat slip with lift places days on the water just steps from home. Set along the protected canals of Destin Harbor with nearby private beach access, the turnkey residence offers an exceptional setting for those who want boating, beach days and refined coastal living within easy reach. Spanning 1,558 square feet across two thoughtfully designed levels, the three-bedroom, three-bath custom townhome has been meticulously updated throughout. Vaulted ceilings and exposed beam detailing bring architectural character to the bright, open living and dining areas, while hardwood and tile flooring, custom furnishings and curated coastal décor create a polished yet relaxed atmosphere. The renovated kitchen is designed for everyday living and entertaining, with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting. Its open connection to the dining and living areas keeps the waterfront lifestyle at the heart of the home. Two levels of outdoor living extend the residence toward the harbor. A covered water-level patio provides a shaded retreat just steps from the private boat slip, while an expansive upper deck with a built-in grill station offers generous space for alfresco dining, entertaining and enjoying the harbor breeze. The first-floor primary suite features direct access to the outdoor living area, a custom closet system and an updated bath with a soaking tub, glass-enclosed shower and designer tile work. A split-bedroom floor plan provides privacy for family and guests, with two additional bedrooms and two full baths completing the layout. With direct water access, a deeded 40-foot boat slip with lift, private beach access and a comprehensive renovation, this harborfront residence offers an amazing opportunity for full-time waterfront living or a sophisticated coastal retreat centered around life on the water.

Space for all your cars and toys while walking to restaurants, the harbor, shops, and entertainment. This no-HOA urban entertainment compound and executive retreat is a true car and boat enthusiast dream. Offering unheard-of value as a portfolio builder, this fully renovated 5800 square foot, 7 bedroom, 6.5 bathroom estate features ultra-fortified ICF construction. Investors will immediately recognize the potential for accelerated appreciation and massive cash generation, as this is easily the best value per square foot in Destin, hands down. Property and Lifestyle Highlights: Massive Parking: Tandem 7-car garage plus paved driveway room for an RV or boat. Executive airport nearby for easy corporate travel. Rooftop Oasis: A 2000 square foot rooftop lawn with artificial turf offers 360-degree views. Watch parades and all city firework shows at once from the highest point in town. Resort Amenities: 4 entertainment balconies overlook the private saltwater pool, actively heated by custom solar panels infused directly into the glass balcony railings. Includes mature fruit trees. Interior Luxury: High-end Thermador and Miele gourmet kitchen, first-floor kitchenette, wine and book library, and custom wood closets. Dual masters provide incredible layout flexibility. Unbeatable Location: Walk directly to McGuires, HarborWalk, Crab Island access, and nightlife. Near boat launches and a quick jaunt straight to the Gulf.