luxury houses with terrace for sale Fort Walton Beach, United States

Space for all your cars and toys while walking to restaurants, the harbor, shops, and entertainment. This no-HOA urban entertainment compound and executive retreat is a true car and boat enthusiast dream. Offering unheard-of value as a portfolio builder, this fully renovated 5800 square foot, 7 bedroom, 6.5 bathroom estate features ultra-fortified ICF construction. Investors will immediately recognize the potential for accelerated appreciation and massive cash generation, as this is easily the best value per square foot in Destin, hands down. Property and Lifestyle Highlights: Massive Parking: Tandem 7-car garage plus paved driveway room for an RV or boat. Executive airport nearby for easy corporate travel. Rooftop Oasis: A 2000 square foot rooftop lawn with artificial turf offers 360-degree views. Watch parades and all city firework shows at once from the highest point in town. Resort Amenities: 4 entertainment balconies overlook the private saltwater pool, actively heated by custom solar panels infused directly into the glass balcony railings. Includes mature fruit trees. Interior Luxury: High-end Thermador and Miele gourmet kitchen, first-floor kitchenette, wine and book library, and custom wood closets. Dual masters provide incredible layout flexibility. Unbeatable Location: Walk directly to McGuires, HarborWalk, Crab Island access, and nightlife. Near boat launches and a quick jaunt straight to the Gulf.

Life on the harbor takes center stage at this renovated waterfront townhome, where a deeded 40-foot boat slip with lift places days on the water just steps from home. Set along the protected canals of Destin Harbor with nearby private beach access, the turnkey residence offers an exceptional setting for those who want boating, beach days and refined coastal living within easy reach. Spanning 1,558 square feet across two thoughtfully designed levels, the three-bedroom, three-bath custom townhome has been meticulously updated throughout. Vaulted ceilings and exposed beam detailing bring architectural character to the bright, open living and dining areas, while hardwood and tile flooring, custom furnishings and curated coastal décor create a polished yet relaxed atmosphere. The renovated kitchen is designed for everyday living and entertaining, with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting. Its open connection to the dining and living areas keeps the waterfront lifestyle at the heart of the home. Two levels of outdoor living extend the residence toward the harbor. A covered water-level patio provides a shaded retreat just steps from the private boat slip, while an expansive upper deck with a built-in grill station offers generous space for alfresco dining, entertaining and enjoying the harbor breeze. The first-floor primary suite features direct access to the outdoor living area, a custom closet system and an updated bath with a soaking tub, glass-enclosed shower and designer tile work. A split-bedroom floor plan provides privacy for family and guests, with two additional bedrooms and two full baths completing the layout. With direct water access, a deeded 40-foot boat slip with lift, private beach access and a comprehensive renovation, this harborfront residence offers an amazing opportunity for full-time waterfront living or a sophisticated coastal retreat centered around life on the water.

Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second and third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed and impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment and high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool and pool deck serving as the private focal point between the two structures. This flexible layout provides privacy and versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features a kitchenette, a full bathroom, and a walk-in closet, offering comfortable and independent accommodations. The home is tastefully decorated and offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes and views. A golf cart is included, enhancing convenience for beach access and easy enjoyment of the surrounding coastal community. From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.

Welcome to this stunning, perfectly sized 4-bedroom, 3-full-bath home in Swift Creeks The Preserve! The desirable split-bedroom floor plan offers privacy and flexibility, with a spacious primary suite featuring a large walk-in closet, double vanity, and stand-up shower. One additional bedroom has convenient private access to a full bathroom, while two more bedrooms are located on the north side of the home. Freshly painted in 2026 favorite colors, the home feels warm, stylish, and inviting, beautifully complementing the natural tones of the hardwood floors. You'll love the updates throughout, including a new roof in 2025, gas water heater installed in 2025, and HVAC replaced in 2021. The kitchen features a gas stove, and a gas line is ready for your outdoor grill. A mini-split in the garage adds comfort and versatility, while a 9-camera security system provides added peace of mind. Outside, enjoy the fully fenced backyard and covered screened patio--perfect for relaxing or entertaining. The owners recently had trees removed, creating a blank slate for the next owner to design beautiful landscaping and make the outdoor space their own. With thoughtful updates, a functional floor plan, and inviting indoor and outdoor spaces, this move-in-ready home is ready for its next chapter!

Welcome to an exceptional beachside retreat in the heart of Destin, where coastal luxury meets effortless income potential. Perfectly positioned with 78 feet of lake frontage and sweeping Gulf views, this remarkable residence is just steps from the sugar-white sands of the Gulf of Mexico and a short stroll to a sprawling beach access. The first level is designed for recreation and seamless indoor-outdoor living, featuring a spacious game room complete with a pool table, arcade games, and a convenient kitchenette with full-size refrigerator and ice maker. Multiple guest suites and bunk accommodations offer flexibility for large groups, while direct access leads to a true backyard oasis. The outdoor space lives like a private resort, highlighted by a beautifully designed pool with Baja shelf and spa, expansive sundeck, and tranquil lake views. A covered outdoor living area with a full kitchen, grill, beverage cooler, fireplace, and mounted TV creates the perfect setting for entertaining or unwinding after a day at the beach. A thoughtful feature includes an elevator servicing all three levels. The second level serves as the heart of the home, where an open-concept layout seamlessly connects the kitchen, dining, and living areas. A chef’s kitchen anchored by an oversized island and premium appliances flows into a grand dining space accented with vaulted Pecky cypress ceilings and designer lighting, ideal for hosting large gatherings. The living room is filled with natural light and opens to a spacious balcony overlooking the pool and lake with direct access to the pool deck, adding convenience and extending the living space outdoors. Additional guest suites on this level provide comfort and privacy, with select rooms offering private balcony access. The third level offers a more private retreat with an additional living area and multiple well-appointed king suites, each with en suite baths. Select bedrooms feature soaking tubs and private balconies capturing glimpses of the Gulf, while additional bunk accommodations ensure ample space for guests. At the top, a rooftop viewing deck provides a breathtaking vantage point, where sunsets over the Gulf create an unforgettable daily experience. Offered fully furnished and turnkey, this expansive residence comfortably accommodates up to 28 guests and is ideally suited as both a legacy second home and a high-performing short-term rental. This is a rare opportunity to own a property that truly captures the essence of Destin living, blending scale, luxury, and an unbeatable location into one extraordinary offering.

Framed by panoramic views of the 17th fairway and the sparkling waters of the bay beyond, this beautifully updated custom residence offers an exceptional setting within Emerald Bay Golf Club. Designed for effortless living and memorable entertaining, the home pairs timeless architectural character with thoughtfully renovated interiors and an outdoor sanctuary that feels worlds away. The main residence welcomes you with soaring 10-ft. ceilings, abundant natural light, and an open floor plan that flows seamlessly from one gathering space to the next. A spacious living room is anchored by a gas fireplace and custom built-in shelving, while the formal dining area connects effortlessly to the chef's kitchen, complete with granite countertops, stainless steel appliances, a generous breakfast bar, and a butler's pantry for added convenience. French doors extend the living space outdoors to a screened porch and expansive paver patio overlooking the golf course, creating an inviting backdrop for morning coffee, evening cocktails, or alfresco dining. At the center of the home, a private screened courtyard creates a true backyard retreat. The heated pool features a dramatic seven-foot waterfall and is complemented by a gas fireplace, outdoor shower, and multiple seating areas, offering exceptional privacy for year-round relaxation and entertaining. Separated from the main residence by the courtyard, the carriage house provides outstanding flexibility for guests, extended family, or a private home office. Two generously sized bedrooms, a full bath, French doors, and abundant storage allow visitors to enjoy both comfort and independence. Additional highlights include updated finishes throughout the home, refined architectural details, and a layout that balances elegant entertaining with everyday functionality. Located within the gated Emerald Bay Golf Club community, residents enjoy access to one of the Emerald Coast's premier championship golf courses while remaining just minutes from sugar-white beaches, world-class boating, waterfront dining, shopping, and all the attractions that make Destin one of northwest Florida's most desirable places to call home.

Designed for effortless days at the beach and relaxed evenings at home, this beautifully updated four-bedroom, three-and-a-half-bath residence offers a turnkey coastal retreat just a short stroll from the white-sand shoreline. Fully furnished with upscale designer décor, the home pairs polished interiors with a private backyard oasis, creating an inviting setting for a second home or vacation rental. Inside, 10-foot coffered and tray ceilings add architectural character while designer lighting, painted accent walls and thoughtfully selected furnishings bring a refined coastal aesthetic throughout. Wide-plank tile flooring extends across the main level with hardwood flooring upstairs and along the staircase. Two covered porches and a private balcony provide additional spaces to enjoy the coastal setting. The kitchen is appointed with quartz countertops, subway tile and Bosch stainless steel appliances, offering a clean, contemporary backdrop for entertaining. Quartz surfaces and subway tile continue into the baths while the spacious primary bath features a large walk-in shower with multiple shower heads. Outdoors, the private garden creates an unexpected retreat of its own. Updated landscaping surrounds a turf lawn with a putting green while a hot tub and comfortable lounge area offer plenty of room to unwind after a day at the beach. Private beach access puts the Emerald Coast shoreline within easy walking distance, while community amenities include a swimming pool, tennis courts, and Sandos Beachside Cafe & Bar. With designer furnishings, inviting indoor and outdoor spaces, and beach access close at hand, this thoughtfully appointed home is ready to enjoy as a coastal getaway, second residence, or vacation rental.

Located south of Emerald Coast Parkway in the gated Maravilla community, 351 Maravilla Drive offers a combination that can be hard to find in Miramar Beach: a detached 3-bedroom, 2-bath cottage with a one-car garage, private community beach access, resort-style amenities and short-term rental capability. Positioned in the beachside half of the community, the home is approximately 0.2 mile from Maravilla’s private, gated beach access and is well suited for use as a primary residence, second home or vacation rental. The home’s location within Maravilla is another standout feature. The back porch overlooks and provides convenient access to one of the community pools—an especially appealing setup for families and rental guests. Maravilla’s amenities include two swimming pools, including one that is seasonally heated, along with tennis courts, basketball, shuffleboard, community grilling areas, and private beach access. Owners also have the option to separately purchase seasonal beach chair service, providing dedicated chairs and an umbrella at the beach for added convenience during beach days. Inside, the 1,404-square-foot home offers a comfortable single-level floor plan with three bedrooms and two baths. Recent seller updates include fresh interior paint and new washer, dryer and dishwasher. Additional improvements include an exterior repaint and rebuilt back deck in 2022, additional HVAC vents, a UV air-purification system, and programmable keyless entry. Offered furnished with seller personal exclusions, the property also includes a six-passenger golf cart. With its gated setting, proximity to the beach, community amenities, garage and short-term rental capability, 351 Maravilla Drive offers a turnkey opportunity in the heart of Miramar Beach, convenient to shopping, dining, and entertainment at Silver Sands, Destin Commons, Grand Boulevard, and beyond.

Completed in 2018, this three-story home captures the essence of coastal living with elegant design and modern comfort. Just steps from sugar-white sands and the emerald waters beyond, it offers six bedrooms, six-and-a-half baths, and the versatility to serve as a full-time home, vacation getaway, or income-producing investment. Inside, an open-concept layout welcomes effortless flow from the bright living area through the dining space to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar framed by classic white cabinetry. A second living area upstairs provides extra room for games or quiet conversation, while multiple ensuite bedrooms ensure privacy for family and guests. Beyond the glass doors, a private oasis awaits. The fenced backyard features a sparkling pool and spa, surrounded by paver terraces, a grilling station, and a shaded patio, perfect for outdoor dining and evening gatherings. A one-car garage and ample parking for seven vehicles add convenience, while the gated community enhances peace of mind. For those who value both lifestyle and opportunity, this home captures the best of both — strong rental performance, abundant amenities including a community pool and picnic area, and the unmistakable allure of the gulf just down the street.

This tastefully, professionally designed, and decorated corner unit seamlessly merges a 2-bedroom, 2.5-bathroom space into an open, refined kitchen and an inviting living area that transitions to an expansive balcony overlooking a manicured landscape and ocean, on a convenient, accessible low floor. Continuum on South Beach offers 13 acres of beachfront resort-style accommodations, including two lagoon-shaped pools, a lap pool, three clay tennis courts equipped with a pro shop, private al fresco dining, a gym that provides a range of daily fitness classes, a spa, concierge services, security measures, and valet parking.

Over $256,000 in rental income for 2026! AND seller is offering a $325,000 rental guarantee for the next two years! Imagine floating up to a swim-up cabana bar, drink in hand, while your guests lounge in the in-pool seating as the Gulf Coast sun sets behind you -- this is the backyard that vacation dreams are built on. The resort-style pool complex is the undisputed centerpiece of this 5,688 sq ft coastal masterpiece -- a sprawling, freeform lagoon-style pool complete with a stunning tiki cabana bar with in-pool seating, a dedicated poolside game room with wet bar, and a private pool bath. Whether you're hosting 20 guests or a quiet evening for two, this outdoor oasis delivers a five-star resort experience without ever leaving the property. Inside, 8 bedrooms with en-suite baths, hardwood floors, quartz countertops, professional-grade appliances, and frameless glass showers match the luxury the pool promises. A custom bunk room, summer kitchen, multiple covered balconies, and upper-level Gulf views round out a home that performs as good as it looks with over $256,000 in rental income already booked for 2026. Offered fully furnished and turn-key. Your guests are already waiting.

Set on an exceptionally rare three-quarter-acre homesite just a short stroll from the sugar-white sands of the gulf, this fully furnished six-bedroom coastal retreat offers the space, privacy and amenities that today's buyers and vacation renters are searching for. Located south of U.S. Highway 98 in the quiet beachside community of Gulf Pines, the home pairs an impressive outdoor setting with a thoughtfully designed single-level floor plan, creating an inviting destination for large families, entertaining and memorable beach getaways. Inside, the open-concept living, dining and kitchen areas are designed to keep everyone connected. The gourmet kitchen is equipped with high-end stainless steel appliances and generous workspace, while multiple gathering areas make it easy to host holidays, reunions or relaxing weekends at the beach. Six spacious bedrooms and four beautifully updated bathrooms comfortably accommodate family and guests, including four king bedrooms, a bedroom with two queen beds and a dedicated bunk room with three twin bunk beds. The outdoor living experience is truly the centerpiece of the property. Surrounded by mature tropical landscaping and approximately 87 swaying palm trees, the backyard feels like a private resort. A lagoon-style swimming pool anchors the space, complemented by a covered cabana, outdoor kitchen, pavilion bar with wraparound seating and a spacious screened porch that extends the living area outdoors. A fire pit creates the perfect setting for evenings under the stars, while ping pong, cornhole and multiple lounging areas encourage endless hours of entertainment for guests of every age. Whether serving as a luxury second home, full-time residence or high-performing vacation rental, this property offers exceptional versatility. Driveway and garage parking provide space for up to six vehicles, while the generous lot offers a level of privacy rarely found this close to the beach. Residents of Gulf Pines enjoy private deeded beach access complete with a beachfront pavilion, making it easy to spend the day on one of the Emerald Coast's most beautiful stretches of shoreline. Grand Boulevard, Silver Sands Premium Outlets, championship golf courses, waterfront dining and countless shopping and entertainment options are all just minutes away, placing the very best of Miramar Beach right at your doorstep.

This stunning bayfront retreat in the coveted Burnt Pine community was completely reimagined inside and out in 2022 and 2023. Set at the end of a quiet cul-de-sac, a private gated entry opens to an expansive motor court and air-conditioned garage with epoxy floors, extra parking, and golf cart space. Inside, soaring, light-filled spaces unfold beneath a chandelier that rises by lift for effortless care. Chevron-patterned wood floors, John Richard sconces, and interiors curated by Design and Dwell Homes set a tone of timeless luxury. The Grand Salon flows to a refined sitting room, which doubles as a music room highlighted by a coffered ceiling. A formal dining room showcases a 22-foot Venetian-plastered fireplace, masterfully crafted by an artisan trained in Italy, flanked by marble arches and illuminated by a glittering chandelier. Accordion doors open to the family room and second kitchen, appointed with a beverage cooler, hibachi-style cooktop, and folding glass doors to the terrace. Outdoor living is equally impressive, with a barbecue station finished in Dekton, a fire pit, new landscaping and pavers, and a boardwalk leading through the fenced yard to the private dock. A screened terrace offers ample space for dining and entertaining around the attractive pool and bubbling spa. The chef’s kitchen boasts Cambria Inverness Frost quartz counters, a full-height Thermador wine refrigerator, Wolf appliances, dual dishwashers, and Bianco Dolomite marble accents. The primary suite offers bespoke his-and-hers closets, a fireplace, a private fitness room, and a temperature-controlled wine room. The spa-inspired bath pampers with a steam shower, freestanding tub, glittering chandelier, and under-counter refrigerator. Upstairs, three stunning guest suites are accessed from the galleried landing. The expansive family suite includes twin bunks over a king bed and a kitchenette outfitted for guests to enjoy morning coffee or late-night snacks. Rounding out the host of amenities, a dedicated movie theater features eight tiered leather recliners, while the adjoining quartz-topped bar with twin beverage refrigerators is perfect for serving wine, soda, and snacks. Additional highlights include a pool bath, European lift, and fenced dog run. The Village of Baytowne Wharf and Grand Boulevard put shopping, sports, and world-class dining within easy reach by golf cart. Residents also enjoy a private beach club, four championship golf courses, a world-class tennis center, and a deep water marina—providing a lifestyle that truly has it all.

Welcome to 78 Twisted Pine Trail, a rare coastal retreat tucked behind the gates of exclusive Four Mile Village and surrounded by the natural beauty of the Coffeen Nature Preserve. Set on an expansive one-acre homesite with captivating, unobstructed Gulf views, this exceptional property offers a level of privacy, space, and connection to nature that is increasingly difficult to find along the Emerald Coast. Four Mile Village is a truly distinctive community, offering homeowners access to more than half a mile of private beach, approximately 230 acres of preserved coastal woodlands, and a picturesque 40-acre coastal dune lake. Bordering Topsail Hill Preserve State Park, the neighborhood feels wonderfully secluded and reminiscent of old Florida, yet remains convenient to the dining, shopping, and amenities of both Sandestin and 30A. The beautifully appointed main residence features five bedrooms and a spacious, thoughtfully designed floor plan ideal for both everyday living and entertaining. Reclaimed Heart Pine flooring brings warmth and character throughout, while the chef's kitchen serves as the heart of the home with Calacatta quartz countertops, premium appliances, and an open connection to the dining and living spaces. The property has recently undergone an impressive collection of enhancements inside and out. Updates include a new standing-seam roof, new gutters, complete exterior and interior painting, new balcony and porch railings, new exterior lanterns and lighting, and all-new interior lighting featuring elegant chandeliers and sconces. Extensive landscaping has transformed the grounds with more than 15 additional palm trees, expanded lawn areas, landscape lighting, irrigation, and new driveway and parking pavers. Outdoor living is equally impressive. The private swimming pool has been resurfaced with new tile and is surrounded by new pool-deck pavers, a freshly painted railing, and new outdoor furnishings and umbrellas--creating an inviting setting for afternoons in the Florida sunshine and evenings spent entertaining beneath the palms. Additional interior improvements include plantation shutters in two guest bedrooms, a remodeled custom shower, new carpet in the upstairs bedroom above the primary suite, and upscale new furnishings throughout the main residence featuring custom fabrics, Oriental rugs, and thoughtfully selected designer pieces. Adding even greater versatility is the separate carriage house above the garage, complete with a fully equipped studio apartment and beautifully updated furnishings--an ideal private retreat for extended family or guests. A new six-seat electric golf cart completes the property and makes enjoying the surrounding community and coastal lifestyle effortless. With its generous one-acre setting, Gulf views, private pool, separate carriage house, extensive recent improvements, and extraordinary location within one of the area's most secluded communities, 78 Twisted Pine Trail represents a remarkable opportunity to experience coastal living surrounded by pristine, unspoiled Florida.

Welcome to 168 Rearden Way, where waterfront living and timeless Old Florida charm come together in Sacred Oaks. Completed in July 2026, this home sits along the bayou, where the water sets the pace for everyday life. Launch a paddleboard or kayak from the community dock, fish from your private dock, or simply unwind as the light changes across the water at the end of the day. Offering 2, 350 SF, 3 bedrooms, and 2.5 bathrooms, the home is thoughtfully designed to take full advantage of its waterfront setting, with water views from many of its living spaces. From the moment you step through the front door, it's clear the details weren't treated as an afterthought. Every finish was selected with purpose, and the craftsmanship speaks for itself. Anchored by Thor appliances, the kitchen opens effortlessly into inviting gathering spaces where thoughtfully selected finishes create a warm, welcoming atmosphere. Built with enhanced exterior wall construction for added strength, the home also features impact-rated windows and a private elevator, blending lasting quality with everyday comfort and thoughtful practicality. Outside, the waterfront lifestyle continues with a heated pool, a private dock, and a rooftop deck spanning the full width of the home. Whether you're enjoying morning coffee, taking in the coastal breeze, or watching another unforgettable sunset over the water, every space was designed to make the most of the setting. It's the kind of place where the view never really gets old, and the days naturally slow down once you get home. Contact us today to schedule your private tour. All information is deemed reliable and provided for informational purposes; buyers are encouraged to independently verify all details.