luxury waterfront houses for sale Panama City, United States

Welcome to this meticulously cared-for, original-owner beach cottage in Cassine Village--a private, nature-surrounded community located on Scenic 30A. Appropriately named ''The Lily Pad'' after the beautiful lily pads in the community lake. Built in 2014 by Greg Goodwin Construction, this one-story home is being sold completely furnished and rental ready. Featuring 3-bedrooms, 2-bathrooms, offering 1,552 square feet on a .13-acre lot in Seagrove Beach. The inviting front porch features a large porch swing and the exterior of the home has been freshly painted. The 32-foot-by-10-foot screened back porch overlooks a Cypress grove, creating a wonderfully secluded setting for relaxing after a day at the beach! Exterior features include an outdoor shower, rear brick paver sitting area, exterior bike rack, large outdoor storage, a 220v fast charger, and a ramp from the driveway to the back porch for ease in taking your cooler to the beach! Inside, wire-brushed oak hardwood flooring runs throughout the home. Eight-foot doors with two-foot transom windows add architectural character, while glass French doors separate the living area from the bedrooms. The living room is spacious and has a fireplace. The kitchen includes ceiling-height cabinetry with lighted glass-front upper cabinets, a pantry, new white quartz countertops, new backsplash, new pendant lighting, new refrigerator, and a new dishwasher. The primary bathroom was completely renovated with new tile in shower, new tile flooring, quartz countertops, mirrors, vanity lights and new hardware. Storage is plentiful, with plywood flooring in the attic storage area, linen closets in both bathrooms, storage above every bedroom closet, a large owner's closet with keypad entry equipped with wood shelving stocked with extra linens and cleaning supplies that convey. The home is insulated with spray foam in both the attic and walls. The HVAC system was replaced in July 2022 and includes a REME Halo whole-home air purifier; its UV cell was replaced in June 2026. The water heater and washer/dryer were replaced in 2021. A transferable termite bond is in place. Cassine Village offers low HOA fees of $1440 per year and a relaxed, beach-oriented lifestyle. The community is short-term-rental friendly, with a one-week minimum rental period. Pet friendly and Low speed vehicles are allowed as well. Amenities include two tennis courts, nature trails through Cypress ponds, a lake with a water feature, and a basketball area, with a pedestrian walk-through to Scenic 30A. Cassine Village adjoins Point Washington State Forest, with biking and hiking trails that wind through the forest. Beach access is exceptionally convenient. Public Beach Access #13 is across Scenic 30A beside One Seagrove Place Condominiums, while the newly built Public Beach Access #14 is also nearby and includes parking, public restrooms, and bike racks. Three additional beach accesses also in Seagrove, making it easy to enjoy the sugar-white sand and Gulf waters whenever the mood strikes. Step out to Scenic 30A on to the Timpoochee Trail bike path that provides easy access to beach life by bike or on foot. This paved, mostly flat, 19-mile multi-use path runs alongside 30A through twelve South Walton beach communities, connecting riders to beach accesses, coastal dune lakes, state parks, restaurants, shops, and town centers. From the home, Seaside is approximately one mile away--an easy bike ride along the trail to Central Square, Airstream Row, boutique shopping, dining, and the iconic Seaside beach atmosphere. Next to Seaside is WaterColor or farther East is Grayton Beach, and Blue Mountain Beach. Ride east to explore WaterSound. In addition to its public beach accesses, the area is known for rare coastal dune lakes, including Eastern Lake and Deer Lake. Deer Lake State Park spans 1,912 acres and offers a long boardwalk leading to a secluded beach. Great restaurants and shopping near by!

Set within WaterColor Phase 4, this impeccably maintained four-bedroom, four-and-a-half-bath two story residence backs to a lush preserve and has never been rented. The 3,327-square-foot home features an open main level with 10-foot ceilings, hardwood flooring, large windows overlooking the preserve, and a gas fireplace. The kitchen is equipped with professional-grade appliances, an oversized island that seats 5, and a walk-in pantry. A first-floor bedroom with ensuite bath and separate study or sitting room complete the main level. Upstairs, the primary suite features a private covered porch with a swinging bed and a spacious ensuite bath with dual vanities, a jetted tub, a walk-in shower, a private water closet, and a walk-in closet. Two additional guest suites with adjoining baths, a separate bunk room accommodating four, and a second living area provide generous space for family and guests. A covered and screened porch extends the main living area outdoors, and flows onto a back deck that stretches the width of the home. WaterColor's extensive amenities include the Gulf-front Beach Club, multiple pools, the Boathouse, fitness and tennis facilities, Camp WaterColor, nature trails and bike paths, parks, and green spaces throughout the community.

Perched atop a sugar-white dune in the private, gated enclave of Old Florida Beach, this rare gulf-front lot offers both immediate rental income and long-term development potential. The existing home, spanning only half of the buildable footprint, generates nearly $200,000 in annual rental revenue and comfortably accommodates up to 14 guests. Priced at lot value based on recent sales on the west end of Scenic Highway 30A, this is a compelling opportunity to hold, collect, and plan. The current residence offers classic coastal charm, featuring breezy porches, multiple balconies, and a walkway that leads directly to the shoreline. Inside, the open-concept main floor includes a large living area, dining space for six, and a generous kitchen with wraparound butcher block counters. Two guest rooms with twin queen beds share a hall bath on this level, while upstairs features two additional queen bedrooms with balcony access, a shared bath, and a spacious gulf-facing primary suite. The primary includes its own beachfront balcony, wet bar, and an ensuite with marble-tiled walk-in shower and granite-topped vanities. Beyond the home itself, Old Florida Beach is a coveted low-density community with private beach access, a neighborhood pool, and a dock on Draper Lake — one of the area’s rare coastal dune lakes. From this tranquil location, you’re minutes from Gulf Place, Seaside, Florida, and the Village of Baytowne Wharf, with dining, shops, and entertainment close by. Bring a buyer, builder, or investor ready to envision a future gulf-front masterpiece, while letting the current home pay its way in the meantime.