luxury real estate for sale Kalispell, United States

A true Montana retreat set on over 7 private acres west of Kalispell, this exceptional 8,000+ square foot estate offers a rare combination of privacy, scale, and natural beauty. Reached by a long private drive and set among mature trees and open lawn, the gated property captures sweeping views and a remarkable sense of seclusion just minutes from the amenities of Kalispell. Thoughtfully designed for both relaxed living and entertaining on a grand scale, the residence features expansive living spaces, soaring proportions, 5 bedrooms, and 8 bathrooms. Large windows throughout the home invite in natural light and frame the surrounding landscape, while multiple gathering areas provide flexibility for everyday living, hosting guests, multi-generational living, or working from home. The property offers the peace and privacy buyers seek in Montana without sacrificing convenience. Located within a small private HOA, this estate combines the serenity of a rural setting with easy access to shopping, dining, Glacier International Airport, Whitefish, and endless year-round recreation throughout the Flathead Valley.

A refined expression of Montana living where privacy, beauty, and craftsmanship converge in an exceptional riverfront offering situated on nearly 2 acres with 250 feet of river frontage right outside your door. This Montana-style residence encompasses 5,205 square feet and is presented in excellent condition, showcasing thoughtful design and quality finishes throughout. The gourmet kitchen serves as the heart of the home, appointed with high-end appliances and perfectly suited to intimate family gatherings or sophisticated entertaining. Five bedrooms, four full baths, and two half baths are thoughtfully arranged, including three main-level bedroom suites and two additional bedrooms above, creating a floor plan that balances comfort, flexibility, and privacy. Expansive windows capture unobstructed views from nearly every room, framing riverfront scenery, abundant wildlife, Montana skies, mountains, and mature trees that change beautifully with the seasons. Screened-in porches off the dining and family rooms provide inviting spaces for morning coffee, evening sunsets, and riverside entertaining. Two fireplaces add warmth and ambiance, while natural gas enhances efficiency and convenience. Outside, mature landscaping creates a sense of arrival and privacy rarely found. Fish directly from your own backyard, wade into the river, cast from the shoreline, or spend quiet evenings watching wildlife move through the corridor. Montana state land across the river preserves the natural backdrop and enhances the remarkable sense of seclusion, ensuring the views remain open and largely untouched. A 3 car garage & meticulously maintained grounds complete the offering. Beyond the residence lies the properties luxury: 250+/- feet of pristine Whitefish River frontage, unobstructed views across protected state land, exceptional privacy, direct access to the water, outstanding fishing opportunities, and a profound sense of connection to landscapes that define NW Montana. Please see Private Remarks.

Montana Retreat on 4.14 Acres – Privacy, Comfort & Adventure! No zoning and no covenants! Tucked away at the end of a private road, this inviting 4.14-acre property offers the perfect blend of privacy, space, and Montana charm. The 2,617 sq ft home features 4 bedrooms and 2 bathrooms, with a thoughtfully designed layout ideal for both everyday living and entertaining. The open-concept kitchen flows seamlessly into the dining area and living room, creating a warm and welcoming gathering space. A separate family room with a cozy wood-burning stove provides the perfect retreat on cooler evenings. Three bedrooms and two bathrooms are conveniently located on the main level, while the guest bedroom, added in 2006—situated near the family room—offers privacy with its own separate entrance, making it ideal for visitors. Step outside and enjoy everything this property has to offer. The covered front porch is the perfect spot to soak up the morning sun with a cup of coffee, while the shaded back deck invites you to relax, unwind, and take in the surrounding wildlife. Additional features include: a charming gathering-room cabin for guests, hobbies, or a workspace; an attached two-car garage with a carport and workshop; and a detached two-car garage, providing ample space for vehicles, storage, and recreational toys. Located just minutes from the amenities of Kalispell, Whitefish, Bigfork, and Columbia Falls, this property offers both convenience and seclusion. Outdoor recreation is right at your fingertips, with Whitefish Mountain Resort and Glacier National Park nearby. Glacier Park International Airport is also just a short drive away, making travel easy for work or leisure. Experience the best of Montana living—schedule your showing today.

Enjoy all Montana has to offer while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or participate in classes in the Activity Room. Each condo unit offers an open floor plan, spacious kitchen with quartz countertops, soft closing cabinetry, laundry room, sunroom, private deck, heated parking and storage unit. Upscale living, conveniently located to all the amenities of Flathead Valley.

Enjoy all Montana has to offer while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or participate in classes in the Activity Room. Each condo unit offers an open floor plan, spacious kitchen with quartz countertops, soft closing cabinetry, laundry room, sunroom, private deck, heated parking and storage unit. Upscale living, conveniently located to all the amenities of Flathead Valley.

Enjoy all Montana has to offer from this premium top-floor unit, while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or participate in classes in the Activity Room. Each condo unit offers an open floor plan, spacious kitchen with quartz countertops, soft closing cabinetry, laundry room, sunroom, private deck, heated parking and storage unit. Upscale living, conveniently located to all the amenities of Flathead Valley.

PRICE IMPROVEMENT - A rare & privileged invitation to own one of the finest homes in the Historical east side district of downtown Kalispell. The property was once owned by the doctor of the legendary Home Run King, Babe Ruth. The structure reflects the character & quality of an admired & respected era of superior construction. A thorough top to bottom restoration & renovation was completed in 2019. The main residence consists of 6 bedrooms & 3 bathrooms + an attached but separate 2 bedroom, 1 bath guest quarters/rental above a 2 car garage. The main level consists of 3 bedrooms, 1 bath, & a renovated innovative kitchen opening to a dining room & living room with hardwood & plentiful windows. The lower level; 2 bedrooms, 1 bath & finished with incredible detail, innovation & charm in a wine room, wet bar, TV room & billiards parlor - timeless entertainment! The primary suite is the upper level & opens with French doors to the Juliet balcony & a gorgeous bathroom. A solar energy has also been installed.. This luxury property is on the National Register of Historical Places. Please review the feature lists included in the Documents section as the improvements, renovations & upgrades are to numerous to be listed here.

Enjoy all Montana has to offer while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or participate in classes in the Activity Room. Each condo unit offers an open floor plan, spacious kitchen with quartz countertops, soft closing cabinetry, laundry room, sunroom, private deck, heated parking and storage unit. Upscale living, conveniently located to all the amenities of Flathead Valley.

Welcome to Sweetgrass Ranch, a highly sought-after neighborhood known for its large lots, serene setting, and 2.5 miles of paved community walking trails. Welcome to Kalispell Montana, a vibrant community that believes in boundless adventures. diverse activities, things to do year-round, a walkable downtown and a robust culinary scene. Soak up our storybook-like community and jaw-dropping views from this beautifully maintained 4-bedroom, 3-bath home on an impressive 1.96-acre lot showcasing stunning, up-close views of the Swan Mountain Range. Designed for comfort, connection, and main-level living, the home features an open floor plan, lovely wood beam accents in the living room, and a main-level primary suite. The kitchen is built with entertaining in mind. Offering double ovens, a gas cooktop, a wide, gathering-friendly island, and an equally impressive walk-in pantry with a window. The flexible layout continues with a 4th bedroom currently used as a home office, plus an upstairs bonus room with large view-facing windows that perfectly frame the mountains. Above the 3-car garage, the finished flexible space offers versatility and is ideal for a second office, studio, playroom, or hobby space. Outdoor living features covered front and back patios, stamped concrete walkways, a firepit, underground sprinklers, and a quiet cul-de-sac setting that enhances privacy. A whole-house Generac generator provides year-round peace of mind, and neighborhood covenants allow for the future construction of a shop, giving buyers long-term flexibility. Move-in ready and thoughtfully designed, this home combines main-level living, acreage, panoramic mountain views, and community amenities in one of the valley's most desirable settings. The seller is offering snow blower and lawn mower. From scenic drives to time on Flathead Lake and visiting Glacier National Park, there's so much to experience in northwest Montana. Come venture boldly in Kalispell and Sweet Grass Ranch!

Motivated Sellers! In-town living with room to grow! Ideal for multi-family investors, this classic 1920s home sits on a spacious 0.66-acre lot within Kalispell city limits. Zoned RA-1, the property offers potential for duplex or townhome development, with no HOA or CCrs, surrounded by established multifamily housing. New windows, metal roof, and board-and-batten siding all in the last 3 years. Located just two blocks from the Fairgrounds & FWP headquarters, this 1,434 sq ft home features 3 bedrooms, 2 bathrooms, plus a bonus area upstairs for an office or sitting room. There is ample storage in the 1,024 sq ft unfinished basement. Original wood floors on the main level are ready for refinishing or your personal touch. Additional highlights include a wood-burning stove in the basement, natural gas forced-air heat, city water, private septic with city sewer available, and a large outdoor living space with newer front & rear decks. Whether you are looking to renovate, invest, or redevelop, this 1924-era property offers exceptional potential in a prime in-town location. Also room to add a garage, shop or ADU, but please confirm opportunities & regulations with the city of Kalispell.

New Mountain Modern construction and never before occupied, this exceptional Montana lake retreat was thoughtfully designed for multi-generational living and year-round recreation, with the soothing sounds of Hemler Creek providing a constant natural backdrop. Privately situated on one acre with 149 feet of pristine frontage on Lake Blaine, the residence showcases light-filled interiors, impeccable finishes, energy-efficient design, and a flexible open-concept layout spanning 5,340 square feet across multiple levels. The main level features three bedrooms and three baths, in addition to the welcoming entry, expansive living room with fireplace, gourmet kitchen, dining area, butler's pantry, laundry, and seamless indoor-outdoor living spaces designed to capture the surrounding lake and mountain views. The second level features a spacious family/game room, two bedrooms, a full bathroom, abundant storage, and access to a walk-out deck. The lower-level walk-out includes an office, an additional bathroom, and a second laundry hook-up for added convenience. Designed to fully embrace the waterfront lifestyle, the home offers private dock access from decks on all three levels, creating a seamless connection to the beauty, tranquility, and recreation of Lake Blaine. Conveniently located near the vibrant communities of Bigfork, Kalispell, Lakeside, and Whitefish, residents enjoy easy access to excellent dining, eclectic shopping, and local theater. Outdoor recreation opportunities abound with nearby Flathead Lake, Swan Lake, Whitefish Lake, Whitefish Mountain Resort, Blacktail Mountain Ski Area, Glacier National Park, and the Bob Marshall Wilderness Complex. Glacier Park International Airport is also conveniently accessible, providing an easy gateway to destinations around the world.

Located in the beautiful Creston area at the base of the Swan Mountains, this custom-built home offers a welcoming blend of comfort and Montana character. As you enter, you're greeted by a spacious great room designed to capture natural light and frame the surrounding mountain views. Exposed wood trusses, a stone fireplace, and thoughtfully selected wood and stone flooring create a warm, timeless atmosphere. The main level features the primary suite, a guest room, and an office. Upstairs, an open bonus area provides flexible space for additional sleeping quarters, a game room, studio, or creative workspace. The lower level is partially finished and ready to be tailored to your needs—whether that's another bedroom, a family room, or a personalized retreat. The back deck is conveniently accessed from the great room with an inviting firepit area created to enjoy alpenglow evenings over the mountains. The level acreage offers ample room for a garden, larger shop, or a variety of outdoor activities. There is currently a pole barn. The home is ideally situated on a private lane, with easy year round access—only 10 minutes from Kalispell and within 15 minutes of Glacier Park International Airport, Flathead Lake, and the Flathead River. Glacier National Park is less than a 30 minute drive away.

A slice of heaven, this updated farmhouse is privately set on 20 peaceful acres with easy access and stunning natural surroundings. The main level primary bedroom includes an ensuite bath, while two inviting guest rooms are located upstairs. A spacious living room and welcoming dining area provide the perfect setting for gathering with family and friends. The walk out lower level offers a cozy hideaway with a wood stove, workbench, and utility space, ideal for hobbies, storage. Outdoors, the property features a classic barn, hay shed, and two additional outbuildings, one offering excellent potential for a guest house, studio, or game room. A seasonal waterway meanders through the meadow, while the eastern boundary rises into beautiful wooded terrain. The Swan Mountains stand tall in the distance, delivering breathtaking sunrises and glowing alpine sunsets. Partial fencing is in place and the property is home to the cutest goats around, so please remember to keep the gates closed.

Perched on 15 private acres, this rare Montana offering captures breathtaking 220-degree panoramic views stretching from Flathead Lake to Swan Peak across the Swan Mountains and into the rugged peaks of the Crown of the Continent in Glacier National Park. With a setting that is increasingly difficult to find, this property delivers a unique combination of privacy, usability, and complete freedom - no covenants and no zoning. The approximately 4,000 sq ft residence with three bedrooms and five baths, two separate living areas for multi-generational living or rental potential offers a spacious and functional layout with multiple living areas, generous windows that frame the surrounding landscape, a naturally temperature controlled wine closet and thoughtful updates throughout with RV hookup. While comfortable and move-in ready, the home also presents an exceptional opportunity for customization to match your endless vision. The land itself is a standout feature: gently rolling and horse-friendly with ample space for riding, outbuildings, or expansion. Surrounded by larger parcels, the property enjoys a sense of seclusion and long-term view protection that enhances its value and appeal. Whether you're seeking a private retreat, an equestrian property, or a legacy investment with unmatched views and flexibility, this property offers a rare chance to own a truly special piece of Northwest Montana. Conveniently located in the heart of the Flathead Valley near Kalispell, this property offers seamless access to essential amenities, including Logan Health (only 15 minutes away), while remaining privately situated for maximum tranquility. Enjoy close proximity to the vibrant communities of Whitefish, Bigfork, Lakeside, and Columbia Falls, known for dining, shopping, and year-round recreation. Outdoor enthusiasts will appreciate being within easy reach of Whitefish Mountain Resort and Glacier National Park, offering world-class skiing, hiking, and adventure. Travel is effortless with Glacier Park International Airport justa short drive away, making this an ideal location for both full-time living and a luxury retreat - perfectly balancing accessibility with the peace, quiet, and wide-open skies that define Northwest Montana living. Remodels include roof, paint both indoors and out, decking, windows, heat pump and central air, bathrooms, kitchen, flooring, exterior maintenance. Internet is provided by MontanaSky.

This thoughtfully designed 3-bedroom, 2-bathroom corner residence offers a rare opportunity for those seeking a little extra space and comfort within The Woodlands. Featuring a dedicated laundry room, expansive private balcony, and an open-concept layout, the home is designed for both everyday ease and relaxed Montana living. Set within The Woodlands, a 55+ active community nestled on more than 9 acres alongside Spring Creek, residents enjoy a peaceful setting enhanced by walking paths, abundant green space, and a true sense of community. Nearly 60% of the development is preserved as open space, while over 7,000 square feet of thoughtfully designed interior common areas provide inviting places to gather, unwind by the fire, enjoy a movie or football game in the theater, or participate in activities and classes. Each residence is finished with timeless details including soft-close cabinetry, sunrooms, private decks, heated parking, and dedicated storage. Conveniently located near the amenities of the Flathead Valley, The Woodlands offers a refined, low-maintenance lifestyle in a beautiful Montana setting.

This beautiful 2 bedroom, 2 bath condo on the top floor of the Spruce Building is a coveted end unit with more square footage and views of snow capped mountain peaks. Enjoy stress-free living at the Woodlands which is a 55+ condo complex located in the heart of Kalispell on 11 acres allowing for 60% green space. With high ceilings, big windows, an open floor plan and a fresh coat of paint, this unit feels airy, bright and move in ready. To add to its charm, the condo offers quartz countertops, stainless appliances, washer/dryer and individual heating and air for each room. The assigned parking space, storage room and access to recycling bins are located on the ground level in a heated and secure parking garage. The indoor common area features a stunning library area, fireplace, piano, a coffee bar, theater, elevators to all floors and a multipurpose/meeting room. Outside you'll find landscaping, green space, lighted walking paths along Spring Creek and a fenced dog area. The HOA dues are $325/month and include high speed internet, common area maintenance, grounds maintenance, building insurance, snow plowing, water, sewer and garbage removal. The Woodlands is in close proximity to Flathead Lake, Glacier National Park, Whitefish Ski and Summer Resort and tons of other recreational opportunities. If you are looking for secure, carefree home ownership, this is the place for you!

Positioned along the highly desirable Flathead River corridor near Kalispell, this large parcel presents a prime opportunity for development or strategic land investment. Offering substantial acreage with valuable river frontage, the property is well-suited for a range of possibilities; from residential subdivision to a private compound. The combination of location, accessibility, and natural appeal makes it an increasingly rare find in today's market. Surrounded by the growth and demand of the Flathead Valley, this property stands out as both a lifestyle asset and a long-term investment with strong upside potential.

Here's a fantastic opportunity to own a property with a multitude of options in a great location in the center of Kalispell. Zoning allows for the home to be used as a residence or for commercial purposes. The home has been continually upgraded and is being sold completely turn-key. The features include hardwood floors, tasteful cabinetry, newer appliances, a wood-burning fireplace, 2 bedrooms, a cozy outdoor patio, and a large fenced yard with mature trees, all within walking distance to downtown Kalispell, multiple city parks, and the nearby Kalispell Parkline Trail. The property is ideal for a starter home, rental property (with the appropriate permits), an office or a small retail business. Whether you choose to live here, rent seasonally or long term, or operate your business, the property is a rare chance to enhance or launch your real estate portfolio. Property had asbestos removal performed by a previous owner. Removal documentation is in Documents.

*Updated* - New Roof Installed May 5th. Discover 174 Empire Loop – a charming, well-maintained 3-bedroom, 2-bath townhome in Kalispell's Empire Estates! This 1,498 sq ft versatile tri-level home, built in 2004, boasts an attached HEATED garage, skylights, and underground sprinklers. Recently upgraded with a brand-new hot water heater and a new dishwasher in the kitchen (plus microwave and refrigerator) with efficient forced-air natural gas heating. Enjoy low-maintenance HOA living. Ideally situated off the US-93 Bypass, it's minutes from Flathead Valley Community College, Empire Estates Park, shopping, dining, and vibrant downtown Kalispell. Radon tested and move-in ready, it's perfect for first-time buyers, families, or investors! Neither listing broker(s) nor Agent shall be responsible or liable for any typographical errors, mapping errors, misinformation, or misprints. In the event of a sight-unseen offer, the buyer's agent must view the property prior to submitting an offer. Neither listing broker(s) nor Agent shall be responsible or liable for any typographical errors, mapping errors, misinformation, or misprints. In the event of a sight-unseen offer, the buyer's agent must view the property prior to submitting an offer.

Discover an exceptional new luxury residence currently under construction on 1.62 acres with sweeping views of the Swan Range in the highly sought after Sweetgrass Ranch community. Built by renowned Flathead Valley builder AllHaus, this thoughtfully designed home showcases superior craftsmanship, expansive windows, and a modern mountain aesthetic that captures Montana's natural beauty. Living made easy with a Crestron home automation system. The chef's kitchen will be anchored by an impressive appliance package from Wolf, paired with custom cabinetry, premium finishes and generous gathering space designed for both entertaining and everyday living. The open concept layout is complemented by striking lighting design and large windows that flood the home with natural light including automatic drapes. Every bedroom features its own private ensuite bathroom, offering exceptional comfort and privacy for family and guests alike. Above the three car garage, a versatile guest suite with private bathroom provides the perfect space for visiting guests, a home office, or additional living quarters. Designed with Montana living in mind, the property includes a large shop for storage or workspace, in addition to the attached three car garage. With construction currently underway, buyers have the rare opportunity to secure a brand new luxury home crafted by one of the Flathead Valley's most respected builders. Sweetgrass Ranch community includes a walking trail, blacktop paved roads, fiber optic and community water. Located just minutes to Kalispell, Bigfork and Lakeside. Within easy reach of outdoor recreation, including Glacier National Park, this property offers the ideal balance of modern luxury, craftsmanship, and Montana lifestyle.

Situated on two city lots, this transitional Colonial Revival home was built at the turn of the century and is on the National Register of Historic Places. Located on the west side of Kalispell, the “Hodgson House”, as it is known, exudes classic charm and comfort with tasteful updates that feature functionality, quality and character throughout. With a perfect blend of timeless design and modern comforts, this home features a main floor bedroom and 3/4 bath that are set up for handicap use. Upstairs offers 3 additional bedrooms, 2 bathrooms and a laundry area. The kitchen has been stylishly updated boasting a Wolf gas grill, pasta filler and modern finishes that blend perfectly with the home's vintage charm. Original hardwood floors are bathed in sunlight from the large windows. Tongue and groove ceilings add a classic, authentic and cozy charm in several rooms throughout the home. The entry features an open porch spanning the front with a swing creating a welcome and inviting space for relaxing or entertaining. This property features a large fully fenced backyard and a detached double garage with a loft which can be used as storage space or art studio. There is great outdoor space on this large lot with two decks as well as ample room for additional parking for vehicles or RVs. Wonderful location close to everything in Kalispell, as well as Glacier National Park, Flathead Lake, Whitefish Mountain Resort and Lone Pine State Park. See the National Register of Historic Places information with a detailed narrative description in the documents tab.

Completely RENOVATED! This lovely three-bedroom, two-bath home has been thoughtfully remodeled from the studs out, featuring custom finishes throughout. With NEW windows, roof, flooring, appliances, and even door knobs, everything is fresh and ready for you to enjoy! The open floor plan boasts a spacious family room on the lower level, a bonus room in the basement, and a stunning cottonwood accent wall that beautifully ties the kitchen and living areas together. You'll love the barn doors on the storage closets, tiled showers, and the convenient laundry space in the fully finished basement. Outside, the detached garage (with a new roof) provides additional storage and off-street parking with alley access — a rare find in this urban setting in Kalispell. (Photos with furniture have been virtually staged.) Location is everything, and this home delivers! You're just a short drive from Whitefish Mountain Resort, Blacktail Mountain Ski Area, Flathead Lake, and Glacier National Park,*** plus convenient access to Glacier Park International Airport. (See private remarks regarding short-term rentals.)This home is move-in ready, worry-free, and perfectly positioned to enjoy everything the Flathead Valley has to offer — whether you're looking for a full-time residence, a seasonal retreat, or an investment opportunity. This home is ready to be yours.

Now Complete. Enjoy all Montana has to offer while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or participate in classes in the Activity Room. Each condo unit offers an open floor plan, spacious kitchen with quartz countertops, soft closing cabinetry, laundry room, sunroom, private deck, heated parking and storage unit. Upscale living, conveniently located to all the amenities of Flathead Valley.

Enjoy all Montana has to offer from this premium unit with Spring Creek views, while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or participate in classes in the Activity Room. Each condo unit offers an open floor plan, spacious kitchen with quartz countertops, soft closing cabinetry, laundry room, sunroom, private deck, heated parking and storage unit. Upscale living, conveniently located to all the amenities of Flathead Valley.

Welcome to The Farmhouse Estate in the Creston area, located off MT Hwy 35. This stunning multi-family structure property spans nearly 90 acres, featuring serene ponds, lush agricultural fields, and multiple living spaces. The estate residences include a guest home, an apartment above the barn, a main residence, and a pool house with living quarters, providing accommodations for up to 25 guests. With its vast land and versatile structures, The Estate is an ideal venue for events ranging from large family gatherings to weddings. Proof of funds or a financial institution letter is required before scheduling a showing. Owner financing may be available, subject to terms.