luxury seaside apartments / penthouses for sale Bay County, United States

Perched on the eighth and top floor overlooking the sugar-white sands and emerald waters of the gulf, this beautifully refreshed two-bedroom, two-bath condominium offers an exceptional beachfront setting with panoramic coastal views and an unbeatable location near the heart of Panama City Beach's entertainment district. With direct beach access, a private gulf-facing balcony and a series of thoughtful interior updates completed in 2024, this residence is an inviting retreat where the shoreline takes center stage. Inside, a spacious open-concept living and dining area provides a comfortable gathering space filled with natural light. New luxury vinyl plank flooring and fresh interior paint establish a clean, contemporary aesthetic, complemented by updated bathroom lighting and carefully selected furnishings. The kitchen features stainless steel appliances installed in 2024, full-size conveniences and an open connection to the main living area that makes entertaining effortless. Both bedrooms offer comfortable accommodations, while two full bathrooms provide added privacy and convenience. New sinks installed in 2024 further enhance the home's refreshed interiors. Beyond the living area, the private balcony offers a front-row view of the gulf, with sweeping coastline views and an elevated vantage point that makes every sunset memorable. From the gentle rhythm of the waves to the endless expanse of emerald water, the beachfront setting creates an unmistakable sense of escape. Residents enjoy an appealing collection of amenities, including a gulf-front swimming pool, direct beach access, tennis and shuffleboard courts, outdoor grilling and picnic areas, elevators and convenient on-site parking. The low-density condominium setting offers a more intimate coastal experience with the beach just steps away. Situated along Thomas Drive, the property places some of Panama City Beach's favorite dining, shopping and entertainment destinations within easy reach. Restaurants, live music venues, miniature golf, go-karts and popular attractions are nearby, including the new Tootsie's entertainment venue just a short distance away. Whether envisioned as a personal beachfront getaway or an investment property, this top-floor residence offers an appealing opportunity to enjoy gulf-front ownership in one of the Emerald Coast's most vibrant coastal destinations.

Few vantage points capture the energy and beauty of Panama City Beach quite like this 20th-floor condominium in Calypso Tower 3. From its expansive private balcony, sweeping westward views encompass the emerald waters of the gulf, the entire length of Russell-Fields City Pier, Pier Park and the green expanse of Aaron Bessant Park. Elevated above neighboring buildings, the residence enjoys remarkably open sightlines that reveal the coastline in all its splendor, from sunlit afternoons to spectacular sunsets over the water. Offered fully furnished, the condominium provides a turnkey opportunity for a personal coastal retreat or investment property. The spacious balcony serves as an inviting extension of the living area, with ample room to relax, entertain or simply take in the scenery. Whether enjoying a quiet morning above the shoreline or watching the lights of Pier Park illuminate the evening, the setting offers a captivating perspective on one of the Emerald Coast's most recognizable destinations. Location is another defining advantage. Calypso Tower 3 sits immediately adjacent to Pier Park, placing an extensive collection of restaurants, boutiques, national retailers and entertainment venues within easy walking distance. Nearby Aaron Bessant Park adds a lively cultural dimension with its outdoor concerts, seasonal festivals and community events. From casual waterfront dining to shopping and live entertainment, an impressive variety of experiences awaits just beyond the building. Residents and guests also enjoy a collection of resort-style amenities designed for relaxation and recreation. An expansive swimming pool, hot tub and fire pit lounge area create inviting gathering spaces, while a fitness center offers added convenience. Covered garage parking and beach access round out the amenities, making it easy to spend the day along the sugar-white shoreline before returning for an evening by the pool or a short stroll to Pier Park.

Discover an exceptional opportunity for coastal living at Grand Residences at Bay Point, where thoughtful updates, generous living spaces, and resort-style amenities come together in one of Panama City Beach's most established waterfront communities. Situated on the third floor, Grand Residences 3305 is a beautifully updated corner condominium offering three bedrooms, three full bathrooms, abundant natural light, and a spacious private corner balcony with picturesque views of the Bay Point Golf Course and community pool. The desirable corner location creates a bright, inviting atmosphere, with natural light illuminating the open living and dining areas. The thoughtfully updated interiors offer a fresh, cohesive aesthetic, while the generous floor plan provides an effortless balance of comfort and functionality. Designed for both everyday living and entertaining, the residence provides ample space to gather, unwind, and enjoy a relaxed coastal lifestyle. The newly updated kitchen serves as the condominium's centerpiece, featuring premium KitchenAid appliances, contemporary finishes, and a design that complements the surrounding living spaces. Whether preparing a casual breakfast or entertaining guests, the kitchen offers an inviting setting for daily living. Extending the living space outdoors, the expansive corner balcony captures beautiful views of the lush Bay Point Golf Course and the sparkling community pool. This inviting outdoor retreat is ideal for morning coffee, outdoor dining, or simply enjoying the coastal breeze while taking in the surrounding landscape. Its generous proportions and scenic outlook make it a distinctive feature of the residence. Three well-appointed bedrooms and three full bathrooms provide comfortable accommodations for residents and guests, while abundant interior storage enhances the floor plan's practicality. Additional conveniences include an in-unit washer and dryer, a deeded parking space ideally positioned near the building's front entrance and elevators, and a separate private storage room. Grand Residences is located in the gated Bay Point community, a sought-after destination known for its waterfront setting, recreational amenities, and relaxed coastal atmosphere. Residents enjoy access to a resort-style swimming pool, fitness center, community gathering spaces, grilling areas, and beautifully maintained common grounds. Short-term rentals are not permitted, contributing to the community's residential atmosphere. Golf enthusiasts will appreciate the nearby Bay Point Golf Club, home to the acclaimed Nicklaus Course, the only Jack Nicklaus-designed golf course in northwest Florida. Surrounded by the natural beauty of the coastal landscape, the course offers a distinctive golfing experience just moments from the condominium. The community is also home to the renowned Bay Point Marina, providing convenient access to the waters of Grand Lagoon, St. Andrews Bay, and the gulf. Marina slips may be available for lease, subject to availability and marina terms. Beyond the community, residents are conveniently positioned near the celebrated white-sand beaches of Panama City Beach, waterfront restaurants, shopping, and an array of outdoor recreational opportunities. From boating and fishing to championship golf and leisurely afternoons by the pool, Bay Point offers a distinctive setting in which to embrace the northwest Florida coastal lifestyle. With its desirable corner location, beautifully updated interiors, three-bedroom layout, generous outdoor living space overlooking the golf course and community pool, deeded parking, and private storage room, this home presents a compelling opportunity within Grand Residences at Bay Point. This condominium blends contemporary comfort, understated elegance, and resort-style convenience, offering an exceptional place to experience coastal living in Panama City Be

Coastal style meets thoughtful design in this fully furnished three bedroom, two bath corner residence at Regency Towers. Short-term rental friendly with great rental history, and waiting for your own family and friends to create beach memories. A renovated interior brings together shaker cabinetry, a large kitchen island, quartz countertops with a beautiful backsplash, luxury vinyl plank flooring, crown molding and elegant light fixtures. The kitchen includes a range with hood, refrigerator, dishwasher and wine refrigerator; a washer and dryer are also included. Both bathrooms have been rebuilt with tiled showers and quartz/marble finishes. Additional windows bring natural light into the corner layout with a view of the Gulf and beach. Regency Towers amenities include gated entry, private beach access, two pools, a hot tub, a tiki bar and grill, fitness center, billiards room and picnic areas.

There is something to be said for a beach condo that makes life easier. Positioned on the ground floor of Mariner West, this gulf-front residence offers the rare convenience of stepping from your front door to the pool, beach and community amenities without ever waiting on an elevator. Framed by views of the gulf and the natural sand dunes beyond, it delivers the effortless coastal lifestyle buyers are searching for along the quiet eastern end of Panama City Beach. Inside, the thoughtfully designed floor plan lives larger than expected, featuring a spacious bedroom, two full bathrooms and an open-concept living area that flows seamlessly to a covered gulf-front patio. Tile flooring throughout creates a clean, low-maintenance environment, while quartz countertops, a fully equipped kitchen and updated bathrooms add style and functionality. The generous living room offers plenty of seating for family and guests, creating a comfortable setting for everyday living or vacation stays. This residence has also proven itself as an exceptional investment opportunity. Self-managed and not currently listed on Airbnb or VRBO, the property generated approximately $32,400 in gross revenue during 2025, with more than $21,600 already on the books for 2026. The combination of strong rental performance, direct beach access and ground-floor convenience makes it particularly appealing to both investors and second-home buyers. Mariner West offers an impressive collection of amenities, including a beachfront pool, tennis and pickleball courts, shuffleboard, a pool table, gas grilling stations, and outdoor gathering areas overlooking the pool deck. Located along Thomas Drive, the community provides convenient access to local restaurants, shopping, marinas, golf, family attractions and some of the area's most popular waterfront destinations. Whether you're searching for a personal beach retreat, a seasonal getaway or an income-producing investment, this gulf-front residence combines comfort, convenience and proven performance in one of Panama City Beach's most established beachfront communities.

Gulf views set the tone from the moment you step inside this third-floor residence at Latitude 29, positioned in the Sunnyside neighborhood on the west end of Panama City Beach. The balcony captures open water views while overlooking the pool and grilling area below — a perfect vantage point for morning coffee and evening gatherings alike. Inside, a spacious king suite anchors the floor plan, with built-in bunks in the hall offering flexible accommodations for family or guests. The living room is generous with a queen sleeper sofa and a dining area that seats six in comfort. Recent updates include new flooring, lighting fixtures, and refreshed decor throughout — turnkey and ready for immediate enjoyment. An efficient, well-appointed coastal retreat with strong lifestyle appeal. Ideal as a second home, personal getaway, or income-producing investment along the beautiful white sand beaches of the Emerald Coast.

Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence's most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.

Wake up to sweeping Gulf views from this corner Boardwalk studio, perfectly designed for effortless beachfront living. The unit features a king bed, a well-equipped kitchenette, and a spacious bathroom with both a tub and shower plus a dual-vanity sink—everything needed for a comfortable stay at the beach. Thoughtfully laid out and easy to maintain, this studio delivers strong appeal for both personal use and short-term rental guests. Located on the east end of Panama City Beach, Boardwalk offers a gated entrance and a true resort experience, including a gulf-front pool, kids’ splash pad, hot tub, on-site corner market, and tiki bar—making it easy to enjoy the beach lifestyle without ever leaving the property. Whether you’re seeking an income-producing investment or a low-maintenance second home, this studio is an excellent opportunity to own your own beachfront oasis.

**$41K IN 2025 RENTAL INCOME + HEALTHY HOA + BONUS BUNK ROOM.** Beautifully remodeled and fully furnished, this ''F'' plan at Tidewater Beach Resort offers a compelling combination of proven rental performance, strong ownership economics, and coastal appeal. The unit generated $35K in 2024 and $41K in 2025, both with owner stays, providing an established rental history with additional opportunity to increase revenue. The bonus bunk room adds valuable sleeping capacity, making this unit particularly attractive to families and vacation guests. The 1-bedroom, 2-bath unit features fresh coastal décor and stylish furnishings throughout, creating a turnkey retreat ready for personal enjoyment or continued short-term rental use. Tidewater Beach Resort offers an impressive collection of amenities, including two lagoon-style pools, a heated indoor pool, private movie theater, fitness center, and more. Just one mile from Pier Park, guests enjoy convenient access to dining, shopping, entertainment,Topgolf and Pirate's Voyage Dinner & Show. With a healthy HOA and well-managed resort this unit offers an attractive balance of income potential and manageable ownership costs. A turnkey opportunity to own a well-appointed Panama City Beach unit with established rental income, additional sleeping capacity, resort-style amenities, and a highly desirable location.

Experience coastal paradise in this beautiful 3-bedroom, 3-bathroom beachfront condo at Pinnacle Port in Panama City Beach, Florida. Boasting a wraparound south-facing balcony, this condo offers breathtaking, uninterrupted views of the Gulf, making it the perfect retreat for relaxation and entertainment. Inside, you'll find updated flooring throughout, a spacious kitchen with updated countertops, and bright coastal décor and furnishings that create an inviting and airy ambiance. Two of the three bedrooms offer direct Gulf views, allowing you to wake up to the sights and sounds of the ocean every day. Pinnacle Port is tucked between the Gulf of Mexico and Lake Powell offering a unique array of experiences with some of the best amenities in Panama City Beach. Enjoy two swimming pools, including a heated and partially covered option for year-round comfort, as well as four tennis lighted courts, an exercise room, basketball court, saunas, shuffleboard, bocce courts, charcoal grills and a playground. For water enthusiasts, the boat ramp and 26 free boat slips make it easy to explore Lake Powell, Florida's largest coastal dune lake. This amenity is perfect for owners and guests to enjoy boating, jet skiing, sunset cruises, kayaking, paddleboarding and fishing. Families will also love the free poolside cinema in the evenings during the summer for an extra touch of fun. When it's time to explore, you're just minutes from Scenic Highway 30A’s fine dining and Pier Park’s shopping and attractions, offering the best of the Emerald Coast. Whether you're looking for a dreamy coastal getaway or a high-demand vacation rental, this one-of-a-kind beachfront condo at Pinnacle Port is the perfect place to call home.

Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community’s lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.

Tucked within the vibrant heart of Edgewater Beach Resort, this beautifully updated 2-bedroom, 2-bath condo offers 1,254 square feet of thoughtfully designed space—and a lifestyle that feels like a permanent vacation. Whether you're lounging by one of ELEVEN resort-style pools, teeing off at the executive par-3 golf course, or catching a sunset on the beach just steps away, this is the kind of place where every day feels like a getaway. With a brand-new roof and a single-owner history of meticulous care, the condo itself is just as impressive as its surroundings. The interior has been tastefully updated to reflect coastal elegance, while generous balconies invite morning coffee with pond views or evening cocktails after a match on the nearby pickleball courts. Edgewater's resort amenities are second to none: private beach access with equipment rentals, a full-service spa, fitness center, on-site dining, and a variety of courts for tennis, pickleball, basketball, and shuffleboard. Nestled between a tranquil pond and buzzing recreation courts, this unit offers the rare blend of peaceful retreat and active lifestyle—all in one unbeatable location. Whether you're seeking a personal escape or a premium vacation rental, this condo checks all the boxes. Reach out to schedule your private showing today.

Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children’s splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.

GULF-FRONT | 1BR + BUNK | 2BA | SUNRISE BEACH RESORT | PANAMA CITY BEACH Wake up to sweeping Gulf views in this beautifully furnished beachfront condo located at Sunrise Beach Resort. This spacious 1-bedroom unit with a dedicated bunk room and 2 full bathrooms offers a rare and functional layout—ideal for both personal enjoyment and short-term rental income. Inside, the open-concept living, dining, and kitchen area features granite countertops, stainless steel appliances, and a custom steel pot rack for a modern touch. Floor-to-ceiling glass doors provide abundant natural light and open to an oversized Gulf-front balcony—larger than what's typically found in similar condos. The primary suite includes direct balcony access, panoramic water views, and a private en suite bath with a garden tub. A full-size washer and dryer add convenience. The unit is fully furnished and turn-key—ready for immediate occupancy or rental. PROPERTY HIGHLIGHTS: • 1 Bedroom + Bunk Room • 2 Full Bathrooms • Gulf-Front Primary Suite with Balcony Access • Open Kitchen with Granite & Stainless Steel Appliances • Oversized Gulf-Front Balcony • Full-Size Washer & Dryer • Turn-Key, Fully Furnished SUNRISE BEACH RESORT AMENITIES: • 2 Gulf-Front Pools (one heated) • 2 Hot Tubs + Splash Pad • Gulf-Front Fitness Center • Under-Building Parking • BBQ Grills + Seasonal Snack Bar Located just 1.3 miles from Pier Park—close to top shopping, dining, and entertainment, including the new Top Golf. Whether you're looking for a personal beach retreat or a high-performing short-term rental, this condo offers both luxury and value. All information is believed to be accurate but should be verified by the buyer.