luxury apartments / penthouses with terrace for sale Bay County, United States

There is something to be said for a beach condo that makes life easier. Positioned on the ground floor of Mariner West, this gulf-front residence offers the rare convenience of stepping from your front door to the pool, beach and community amenities without ever waiting on an elevator. Framed by views of the gulf and the natural sand dunes beyond, it delivers the effortless coastal lifestyle buyers are searching for along the quiet eastern end of Panama City Beach. Inside, the thoughtfully designed floor plan lives larger than expected, featuring a spacious bedroom, two full bathrooms and an open-concept living area that flows seamlessly to a covered gulf-front patio. Tile flooring throughout creates a clean, low-maintenance environment, while quartz countertops, a fully equipped kitchen and updated bathrooms add style and functionality. The generous living room offers plenty of seating for family and guests, creating a comfortable setting for everyday living or vacation stays. This residence has also proven itself as an exceptional investment opportunity. Self-managed and not currently listed on Airbnb or VRBO, the property generated approximately $32,400 in gross revenue during 2025, with more than $21,600 already on the books for 2026. The combination of strong rental performance, direct beach access and ground-floor convenience makes it particularly appealing to both investors and second-home buyers. Mariner West offers an impressive collection of amenities, including a beachfront pool, tennis and pickleball courts, shuffleboard, a pool table, gas grilling stations, and outdoor gathering areas overlooking the pool deck. Located along Thomas Drive, the community provides convenient access to local restaurants, shopping, marinas, golf, family attractions and some of the area's most popular waterfront destinations. Whether you're searching for a personal beach retreat, a seasonal getaway or an income-producing investment, this gulf-front residence combines comfort, convenience and proven performance in one of Panama City Beach's most established beachfront communities.

Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community’s lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.

Welcome to your gulf-front getaway at Treasure Island Resort, where the views are endless, and the lifestyle is exactly what you've been dreaming of. This beautifully laid-out two-bedroom, two-bath condo (plus a fun bunk nook that guests will love) offers a spacious, open floor plan designed for both relaxing and entertaining. The primary suite sits right on the beach, so you can wake up to the sound of the waves, while the living room opens directly to the gulf, bringing those breathtaking views into your everyday living space. In fact, you'll catch a glimpse of the water from nearly every room. Oversized tile flooring runs throughout the condo, making it as durable as it is stylish — perfect for a low-maintenance second home or a high-performing rental. The primary bathroom is generously sized, with dual vanities and dual showerheads, creating a true retreat for owners and guests alike. Step outside and you'll find one of Treasure Island's signature features: the oversized balcony. These are some of the largest on the beach, giving you front-row seats to sunrise coffee, sunset cocktails, and everything in between. Treasure Island Resort is known for its family-friendly atmosphere and top-tier amenities, including a large heated pool, whirlpool, on-site bar and grill, fitness center, and a spacious community room. Located on the quieter eastern end of Thomas Drive, you're just minutes from St. Andrews State Park and within walking distance to some of the area's favorite dining spots. As an added bonus, this unit is being sold fully furnished, and the seller has already secured annual beach chair service — making this a true turnkey experience for both owners and guests. If you've been waiting for the perfect blend of comfort, views, and location ... this is it.

Tucked within the vibrant heart of Edgewater Beach Resort, this beautifully updated 2-bedroom, 2-bath condo offers 1,254 square feet of thoughtfully designed space—and a lifestyle that feels like a permanent vacation. Whether you're lounging by one of ELEVEN resort-style pools, teeing off at the executive par-3 golf course, or catching a sunset on the beach just steps away, this is the kind of place where every day feels like a getaway. With a brand-new roof and a single-owner history of meticulous care, the condo itself is just as impressive as its surroundings. The interior has been tastefully updated to reflect coastal elegance, while generous balconies invite morning coffee with pond views or evening cocktails after a match on the nearby pickleball courts. Edgewater's resort amenities are second to none: private beach access with equipment rentals, a full-service spa, fitness center, on-site dining, and a variety of courts for tennis, pickleball, basketball, and shuffleboard. Nestled between a tranquil pond and buzzing recreation courts, this unit offers the rare blend of peaceful retreat and active lifestyle—all in one unbeatable location. Whether you're seeking a personal escape or a premium vacation rental, this condo checks all the boxes. Reach out to schedule your private showing today.

GULF-FRONT , 1BR + BUNK , 2BA , SUNRISE BEACH RESORT , PANAMA CITY BEACH Wake up to sweeping Gulf views in this beautifully furnished beachfront condo located at Sunrise Beach Resort. This spacious 1-bedroom unit with a dedicated bunk room and 2 full bathrooms offers a rare and functional layout—ideal for both personal enjoyment and short-term rental income. Inside, the open-concept living, dining, and kitchen area features granite countertops, stainless steel appliances, and a custom steel pot rack for a modern touch. Floor-to-ceiling glass doors provide abundant natural light and open to an oversized Gulf-front balcony—larger than what's typically found in similar condos. The primary suite includes direct balcony access, panoramic water views, and a private en suite bath with a garden tub. A full-size washer and dryer add convenience. The unit is fully furnished and turn-key—ready for immediate occupancy or rental. PROPERTY HIGHLIGHTS: • 1 Bedroom + Bunk Room • 2 Full Bathrooms • Gulf-Front Primary Suite with Balcony Access • Open Kitchen with Granite & Stainless Steel Appliances • Oversized Gulf-Front Balcony • Full-Size Washer & Dryer • Turn-Key, Fully Furnished SUNRISE BEACH RESORT AMENITIES: • 2 Gulf-Front Pools (one heated) • 2 Hot Tubs + Splash Pad • Gulf-Front Fitness Center • Under-Building Parking • BBQ Grills + Seasonal Snack Bar Located just 1.3 miles from Pier Park—close to top shopping, dining, and entertainment, including the new Top Golf. Whether you're looking for a personal beach retreat or a high-performing short-term rental, this condo offers both luxury and value. All information is believed to be accurate but should be verified by the buyer.