luxury apartments / penthouses for sale Okaloosa County, United States

Welcome to Harbor Place 401 — a rare opportunity to own within one of Destin Harbor’s most intimate and owner-oriented waterfront communities. Tucked within a boutique five-story condominium comprised of just 12 residences, this corner unit offers a quieter, more residential approach to harbor-front living. With rental restrictions prohibiting short-term rentals, Harbor Place is uniquely suited for buyers seeking privacy, low density, and a more relaxed ownership experience with less transient traffic and vacation turnover. Unlike many of the larger resort-style condominium communities along the harbor, Harbor Place offers a true residential atmosphere in the heart of Destin’s waterfront district. Inside, the approximately 1,315-square-foot residence is filled with natural light from wraparound floor-to-ceiling windows that frame beautiful harbor views and glimpses toward the Gulf. The two-bedroom, two-bath layout offers an inviting coastal retreat equally suited for full-time living or a second home. The kitchen is equipped with Samsung appliances, an LG electric range and cooktop, GE Adora dishwasher, and Whirlpool Gold icemaker. Additional features include powered blinds in the living areas and bedrooms, a lift TV in the primary suite, and a mechanical bed for added comfort and convenience. Conveniently located along the harbor, Harbor Place is within walking distance to several of Destin’s favorite waterfront dining destinations, including Marina Cafe, Boshamps, and Harbor Docks. Owners may also enjoy the convenience of harbor water taxi service with pick-up available directly from the community dock. Residents enjoy a swimming pool, fitness center, rooftop observation deck overlooking the harbor, dedicated owner storage, and a community dock with direct harbor access—ideal for waterfront enjoyment. Additional community features include a gated building entrance, private parking with 24 trellised parking spaces shared among only 12 residences, a paddleboard and kayak storage hut along the shoreline, and an approximately 8’ x 10’ secure storage space located in the building’s basement level. Harbor Place 401 is for the buyer seeking harbor living without the chaos of a vacation-rental environment — a hidden residential gem offering privacy, waterfront beauty, and a true sense of ownership along the Destin Harbor.

Capitalize on the strong demand for Destin vacation rentals with this beautifully updated condo at Holiday Surf & Racquet Club on sought-after Holiday Isle. Unit 307 offers the perfect combination of location, comfort, and resort-style amenities that attract repeat vacation guests year after year. Designed to accommodate up to six guests, this inviting coastal retreat features low-maintenance LVP flooring throughout, an updated kitchen with granite countertops and stainless steel appliances, and an open-concept living and dining area that flows seamlessly onto a private Gulf-view balcony. The spacious primary suite includes a king-size bed, private balcony access, and an updated en-suite bath with a walk-in shower. A comfortable guest bedroom with a queen bed and an additional full bath provides ideal accommodations for families and groups. The private balcony is a standout feature, offering sweeping Gulf views that create the unforgettable beach experience travelers seek. From morning coffee overlooking the water to spectacular sunset views, this outdoor living space is a major draw for vacation renters. Holiday Surf & Racquet Club is a well-established beachfront resort offering an impressive lineup of amenities that enhance rental desirability, including direct beach access, a heated swimming pool, lighted tennis courts, shuffleboard, fitness rooms, saunas, BBQ grilling areas, and convenient on-site laundry facilities. Whether you're looking to expand your investment portfolio or own a vacation home that generates income when you're away, this turnkey Gulf-front condo offers an exceptional opportunity in one of Destin's most desirable beachfront communities.

Completely reimagined with sophisticated coastal style and exceptional attention to detail, this beautifully remodeled residence offers an elevated beachside lifestyle within one of Destin's premier resort communities. Showcasing sweeping gulf views, an extraordinary oversized balcony and an enviable location overlooking the resort's spectacular pools, this turnkey condominium is equally suited as a luxurious personal retreat or a high-performing vacation rental. Designed for effortless living and entertaining, the open-concept floor plan encompasses two bedrooms, two bathrooms and inviting living spaces filled with natural light. The spacious living room opens directly onto the expansive balcony, allowing the gulf views and coastal breezes to become part of everyday life. Elegant finishes, updated flooring and refined coastal interiors create a timeless atmosphere throughout. The beautifully renovated kitchen combines style and function with stone countertops, stainless steel appliances, exquisite new cabinetry, generous preparation space and a breakfast bar ideal for casual meals or entertaining. The adjacent dining area provides ample room for gathering after a day at the beach. Privately positioned, the primary suite offers direct balcony access, breathtaking gulf views, a spacious walk-in closet and a beautifully updated ensuite featuring double vanities, stone countertops and a large walk-in shower. The guest bedroom is equally inviting, while a sleeper sofa in the living area allows the residence to comfortably accommodate up to six guests. A full-sized washer and dryer provide additional convenience for owners and visitors alike. One of the home's most remarkable features is the oversized balcony. Furnished with bar-height Polywood seating and Adirondack rockers, it offers an exceptional outdoor living space for morning coffee, dolphin watching, afternoon relaxation or unforgettable sunset evenings overlooking the gulf, lagoon pool and tropical grounds. Residents and guests enjoy an impressive collection of resort amenities including a spectacular 4,300-sq.-ft. lagoon-style pool surrounded by lush tropical landscaping, a private gulf-front beach club with a seasonally heated pool, seasonal food and beverage service, private beach access, a 24-hour fitness center, BBQ grilling areas and beautifully maintained gated grounds. Seasonal beach service is available and includes two chairs and an umbrella, further enhancing the coastal experience. As a bonus, this incredible property includes a secured, climate-controlled 46 x 70 ground-floor storage space. Ideally located in the heart of Destin, Sterling Shores places owners just a short walk from The Back Porch and only minutes from Destin Commons, the Harbor Boardwalk, Big Kahuna's Water & Adventure Park, The Track and an outstanding collection of shopping, dining and entertainment. World-famous white sand beaches, championship golf, boating, fishing charters and endless opportunities for waterfront recreation make this one of the Emerald Coast's most desirable destinations for both homeowners and vacationers alike.

Experience effortless coastal living at The Palms of Destin in this beautifully updated two-bedroom, two-bathroom condo offering a bright, inviting interior and exceptional resort amenities. This 1,175-square-foot residence features newly renovated bathrooms, upgraded flooring, refreshed kitchen countertops, and a spacious layout designed for comfortable living. The primary bedroom includes a dedicated ensuite, while the guest bedroom also enjoys Gulf views and easy access to the second full bath. The large private balcony overlooks the protected shoreline of Henderson Beach State Park, providing a tranquil backdrop for morning coffee or evening relaxation. With multiple additional county access points nearby, and The Palms provides a complimentary seasonal beach shuttle for quick, easy trips to the sand. Easy access to Henderson Beach State Park offers a great option for enjoying a full day under the sun with convenient amenities like parking and restrooms. Ideally situated near the Destin Harbor, you’ll be just minutes from iconic restaurants, boating, entertainment, and adventure. Additional conveniences include an in-unit stackable washer and dryer. The Palms of Destin offers a true resort lifestyle with a lagoon-style pool, heated pool, hot tub, splash pad, fitness center, tennis, pickleball, basketball courts, playground, community grills, and on-site dining at Good Vibes Bar and the Palms Coffee House. Whether you’re seeking a beach retreat, a full-time residence, or an investment property, Unit 1702 pairs comfort, convenience, and impressive amenities in the heart of Destin.

Welcome to Unit 902 at One Water Place, an impeccably updated Barclay residence within the prestigious gated community of Kelly Plantation. Encompassing approximately 2,649 square feet, this three-bedroom, two-and-a-half-bath condominium offers the ideal blend of luxury, comfort, and effortless coastal living. Thoughtfully enhanced in preparation for market, the residence showcases a stunning series of recent updates completed in 2026, including a beautifully redesigned kitchen featuring new cabinetry, countertops, and backsplash. The primary and guest bathrooms have also been refreshed with new cabinetry, countertops, mirrors, and designer lighting. Recessed lighting was added throughout the residence, complemented by more carefully selected fixtures that elevate the home's sophisticated aesthetic. The highly sought-after Barclay floor plan offers an exceptional layout with a spacious open-concept living and dining area, a private primary suite separated from the guest wing, and expansive windows that fill the home with natural light. The kitchen opens seamlessly to the living spaces, creating an ideal setting for both everyday living and entertaining. Residents of One Water Place enjoy resort-style amenities including multiple pools, a fitness center, sauna and steam rooms, tennis and pickleball courts, beautifully maintained grounds, and the security of a guard-gated community. Included with the residence are two ideally positioned parking spaces and a private storage unit, providing convenience rarely found in luxury condominium living. Experience elevated living in one of Destin's most coveted condominium communities, where exceptional amenities, a premier location, and extensive recent updates combine to create a truly move-in-ready opportunity.

Perched just above the shoreline on the second floor of a low-density, nine-unit building, this one-bedroom, one-bath condo at Veranda on Okaloosa Island delivers uninterrupted views of the gulf and an intimate, uncrowded beachfront experience. With only a handful of neighbors, you'll enjoy the rare privacy and quiet that larger complexes can’t offer — all while being steps from the sand. Inside, the 754-sq.-ft. layout is thoughtfully designed and beautifully finished. Coastal tones and tasteful decor create a calming atmosphere throughout. The living area opens directly to a private gulf-front balcony where waves are your backdrop for morning coffee or evening wine. The bedroom features a king bed and ensuite bath for a comfortable retreat, while hallway bunk beds and a queen sleeper sofa in the living room offer sleeping space for up to six. An upgraded, fully equipped kitchen makes meals easy, and the in-unit washer and dryer add extra convenience for more extended stays. Recent upgrades include a new water heater and AC unit, giving future owners peace of mind. Community amenities include covered parking, a gulf-side pool and direct beach access. Whether you're searching for a vacation getaway or a rental-ready investment—earning approximately $30,000 annually—this charming condo offers everything needed for a strong return and a relaxing escape on Okaloosa Island.

Located within the gated, eight-acre Sterling Shores, this updated one-bedroom, one-bath second-floor condo is ideally positioned in the heart of Destin, just across from The Track and minutes from HarborWalk Village, Crab Island, and some of the area’s most popular dining and entertainment. Inside, the unit has been thoughtfully updated with a coastal aesthetic and is fully furnished and rental-ready. A tiled entry leads to a well-appointed C-shaped kitchen featuring stainless steel appliances, white cabinetry, pantry storage, and an oversized breakfast bar that comfortably seats four. The open living area is filled with natural light and opens through a wall of sliders to a private balcony overlooking lush landscaping, lighted pathways, and peek-a-boo Gulf views. The bedroom features a king bed with LVP flooring, while the bathroom includes a cultured marble vanity and jetted garden tub. A stacked washer and dryer is conveniently tucked in the hallway, and the unit includes a rare owner’s storage locker on the first floor. Sterling Shores offers resort-style amenities including a beachfront pool with café, a secondary resort pool, fitness center, private theater, grilling areas, and deeded beach access via a scenic boardwalk over the dunes, placing the Gulf’s white sand just steps away.

Located within Sterling Shores, this fully remodeled three-bedroom, two-bath condo offers a well-executed layout and immediate access to both the beach and the community’s amenities. Positioned on the second floor, the unit allows for quick, convenient entry without reliance on the elevator. Inside, wood-plank flooring, custom drapery, and a clean, neutral palette carry throughout. The living area is centered around a spacious seating arrangement and opens directly to a private balcony with Gulf glimpses, palm-lined privacy, and sunset exposure. The kitchen is finished with granite countertops, subway tile backsplash, white cabinetry, and stainless appliances, with bar seating and a dining area that comfortably accommodates eight. A separate laundry room adds functional storage rarely found in similar units. The primary suite offers a king bed, walk-in closet, direct balcony access, and a well-appointed bath with jetted tub and separate shower. Guest accommodations include a queen bedroom and a bunk room with a twin-over-full layout, along with a sleeper sofa to maximize occupancy. Sterling Shores is a gated, amenity-rich community known for its dual pool offering, including a resort-style pool and a beachfront pool with café service, along with a fitness center, private theater, grilling areas, landscaped grounds, and deeded beach access just a short walk from the residence.

High above the palms and pool deck, this eighth-floor residence captures what may be one of the most commanding vantage points in the resort. From the oversized balcony in the coveted end-stack position, panoramic views stretch across the Gulf of America, Henderson Beach State Park and the Destin skyline, with both eastern sunrises and glowing western sunsets unfolding from the same outdoor living space. Offered furnished and rental-ready, the three-bedroom, two-bath condominium pairs generous square footage with a thoughtful split-bedroom floor plan that balances privacy and gathering. The spacious main living area flows seamlessly toward the balcony, creating an airy coastal setting ideal for morning coffee, evening cocktails or simply watching the coastline shift colors throughout the day. Recent updates include luxury vinyl tile flooring and carpet, refreshed countertops, tile backsplash, dishwasher and washer and dryer, adding comfort and functionality throughout the residence. Ample closet space and an in-unit laundry room continue the ease of ownership, whether used as a primary residence, second home or investment property. Beyond the residence itself, The Palms delivers a resort-style experience centered around one of the area’s most expansive amenity packages. Owners and guests enjoy an 11,000-square-foot lagoon pool with waterfalls and spa, a children’s pool and splash area, playground, lighted tennis courts, pickleball and basketball courts, fitness center and seasonal shuttle service to the beach. Covered parking and an electric vehicle charging station add convenience, while HOA dues include all utilities for simplified ownership. Positioned just moments from Destin’s dining, shopping and sugar-white shoreline, this residence offers the rare combination of panoramic views, flexible livability and full-scale resort amenities in one of the area’s most recognizable vacation destinations.

Salt air, open skies, and a sense of ease define this thoughtfully updated two-bedroom, two-bath residence set within one of Okaloosa Island’s most established beachfront enclaves. Designed with both personal enjoyment and strong rental performance in mind, the condo presents a clean, cohesive coastal aesthetic paired with a comprehensive list of recent improvements. Inside, an open floor plan allows the living, dining, and kitchen areas to flow naturally, creating a bright and inviting environment. The kitchen has been fully refreshed with new cabinetry, countertops, hardware, and appliances, delivering both style and functionality. Throughout the residence, durable LVP flooring provides a streamlined look, complemented by fresh paint in the kitchen and living areas. New window treatments and all new furnishings in the main living space complete the interior, offering a polished, turnkey experience from day one. A newly installed sliding glass door enhances natural light while improving access to the outdoor spaces, where subtle bay views add a quiet sense of place. Both bedrooms are comfortably appointed, offering privacy and flexibility for owners and guests alike. The updated bathrooms continue the clean, coastal tone found throughout the home, reinforcing a consistent, well-executed design. Set within a gated, amenity-rich resort spanning more than 12 beautifully maintained acres, residents enjoy access to two pools, including a seasonally heated option, along with tennis and pickleball courts, a fitness center, sauna facilities, and multiple outdoor gathering areas with BBQ stations and shaded pavilions. Direct beachfront access places miles of sugar-white sand just steps away, while the adjacent stretch of protected shoreline offers a rare sense of seclusion along the coast. With its extensive upgrades, proven rental appeal, and a location that balances convenience with natural beauty, this residence offers a compelling opportunity to own a refined piece of the Emerald Coast lifestyle.

Experience the best of the Emerald Coast from El Matador, 626, a top-floor studio located on the peaceful and quiet west end of Okaloosa Island. Positioned on the top floor, this studio hideaway is the perfect lock-up-and-leave vacation home or investment within one of the area’s most established beachfront resorts. Inside, the bright open layout comfortably accommodates up to four guests. It includes a well-equipped kitchen, an inviting living space, and sliding glass doors that open onto a spacious covered balcony, extending the living area outdoors for dining and relaxing. The 11-foot ceilings and an accent wall enhance this beautiful retreat. It has newer ceramic tile flooring with quality epoxy grout, ensuring easy cleaning. The fully equipped kitchen has new stainless steel appliances, refaced cabinets, pantry storage, granite countertops and a beautiful tile backsplash. This well-maintained unit has many updates, including a new water heater and a replacement HVAC in 2022. One of the highlights of the property is the evening atmosphere around the resort grounds. The private balcony boasts beautiful sound view sunsets while relaxing and watching boats pass along the intracoastal, a peaceful setting that captures the charm of coastal living. El Matador is an 11-acre gated beachfront community known for its expansive grounds and resort-style amenities. The property borders the protected areas of the Gulf Islands National Seashore, providing a unique natural backdrop and ensuring the neighboring coastline remains preserved. Residents and guests enjoy private access to the sugar-white beaches with beach showers; two swimming pools (one heated); tennis/pickleball and basketball courts; a fitness center, sauna and hot tub; grilling and picnic areas; and 24-hour secure gated entry with onsite management. The condo is offered fully furnished and ready for immediate use, whether as a personal getaway or a short-term rental. Vacation demand on Okaloosa Island remains strong, making this property appealing for buyers seeking a turnkey beach investment. Conveniently located just minutes from the restaurants, marinas, and entertainment of Fort Walton Beach and Destin, the resort is also easily accessible from major southeastern cities. The Emerald Coast is a short drive from Nashville, Atlanta, Birmingham, and New Orleans, making it a favorite destination for both vacation homeowners and repeat visitors.

Step into laid-back coastal living at this ground-floor Caribbean Dunes residence, where boho beach style meets everyday comfort. Just a short stroll from the white sands of Crystal Beach, this one-bedroom, one-bath condo makes an ideal primary home, vacation retreat, or rental investment. Inside, the stylishly updated interior showcases a remodeled kitchen and bathroom, new flooring, and stainless steel appliances. The open living and dining area flows seamlessly to a large patio framed by lush landscaping, creating an inviting extension of your living space. Designed to sleep six, the condo includes cozy hallway bunks and a living room sleeper sofa, ensuring plenty of room for family and guests. Caribbean Dunes offers an array of amenities, including a sparkling pool and hot tub, walking and bike paths, and deeded beach access directly across the street. With favorite local restaurants like Camille’s and charming shops within walking distance, this property places you in the heart of the Crystal Beach lifestyle.

Spectacular Gulf views from this beautifully updated 2BR/2BA condo in the gated beachfront community of Sterling Shores in the center of Destin FL. Enjoy relaxing on your private 16 ft balcony overlooking the beach and the Gulf of America. This unit is a proven rental performer, generating approx. $53K in 2022, $43K in 2023, $40K in 2026 and has $18K on the books already for 2026! Excluding 4-5 weeks of owner use. Offered fully furnished and tastefully decorated with upgrades including luxury vinyl flooring, stainless steel appliances, granite countertops, stylish backsplash, barn door, and new patio furniture. Sterling Shores features 400' of deeded beach access, a 4,300 sq ft heated zero-entry lagoon pool, a private Gulf-front beach club with seasonally heated pool with a tiki bar & grill! With the sleeper sofa in the living room, this condo can accommodate up to 6 people! Other amenities include fitness center, elevators, media room, outdoor grill area, and ample parking. Vacasa is the on-site rental company for easy guest check-in. HOA covers water, sewer, trash, cable, security and internet. Owners' pets allowed. Steps to the Back Porch restaurant and close to shopping, dining, and attractions.

Discover the pinnacle of beachfront luxury in Penthouse 1 at Holiday Isle Towers, an ultra-private, NON-rental Gulf-front community with only 36 residences. From your elevated vantage point, experience the magic of the Gulf—brilliant sunrises, golden sunsets, and uninterrupted views that feel like your own personal horizon. Security and serenity abound with a gated entrance, an access-controlled resident lobby, and coded beach entry—creating a private retreat rarely found on Destin's coastline. Inside, this expansive penthouse lives like a spacious coastal home. Two Gulf-front primary suites, each with ensuite baths, invite you to wake up to waves crashing below. Two additional bedrooms overlook the Harbor, creating a rare dual-waterfront experience. Two generous living areas offer the perfect blend of relaxation and entertaining space. A large kitchen with abundant cabinetry, ample storage, and a dedicated wet bar area pairs convenience with elegance. A fireplace adds warmth and ambiance to the main living space. Thoughtful touches enhance everyday ease, including a garage and two sizable ground-floor storage rooms ideal for beach gear, bikes, or seasonal items. This residence offers more than a home - it delivers a feeling of exclusivity, calm, and the effortless beauty of true Gulf Coast living. Opportunities like this simply don't come around often.

Back on market at no fault of Sellers. SIRS complete and all assessments paid. Perched on the sixth floor at the very tip of Holiday Isle, this gracious residence offers panoramic views that sweep from the Destin Harbor to the sparkling gulf waters of the East Pass. Walls of floor-to-ceiling glass, a gas fireplace and a generous balcony that spans the full width of the unit invite both sunlight and sea breezes into nearly every corner, creating a serene waterfront sanctuary. The spacious layout unfolds with ease, offering a large living and dining area that is seamlessly connected to a well-appointed kitchen, complete with granite countertops, stainless steel appliances, a generous bar, and a dedicated wine bar, all designed for effortless entertaining. Two private master suites, each with its own ensuite bath, provide luxurious accommodations for owners and guests alike, while a third bedroom and full bath offer additional flexibility. Resort-style amenities elevate everyday living, featuring an exclusive owners-only seasonally heated pool, hot tub, fitness center with sauna, a club room for events, as well as a private stretch of white-sand beach. A covered garage space right by the elevator entrance a dedicated storage room room add convenience. A private marina just across the street offers deep-water boat slips for sale, for boaters who want to enjoy Destin's famed waterways. No boat, no worries, as you can call the boat taxi to pick you up at the East Pass Marina dock for quick trip across the water to award winning, boat-to-table seafood restaurants and night life on the harbor. East Pass Towers II is a secure, gated building renowned for its quiet, residential atmosphere with a 3-month minimum rental period. Featuring thoughtful updates, the condo association has proactively completed all needed maintenance and improvements and all assessments have been paid by the seller. From fireworks and air shows on summer nights to tranquil mornings watching boats or dolphins glide by, this is waterfront living at its finest. Destin Executive Airport is just 2.3 miles away for all the pilots wanting to escape the beach or if you prefer charter services. Don't miss the new and improved Norriego Point Beach Access and Park which include ADA accessible restrooms, showers, drinking fountains, environmental educational signage, bike racks, boardwalk, dune crossovers, and vehicle parking.

BEACH LIVING! STERLING SHORES THE MOST POPULAR FLOOR PLAN FOR RENTAL INCOME. A stunning updated 3BR/3BA END-UNIT at popular Sterling Shores featuring private beach access and breathtaking Gulf and beach views and offers floor to ceiling windows. The most popular floor plans for rental investors, the flexible lockout design allows use as a full 3BR/3BA or as a 2BR/2BA plus a private 1BR/1BA studio with its own balcony and kitchenette--ideal for guests or maximizing rental income. The open living area is perfect for entertaining, while the primary suite offers balcony access and a spa-inspired bath with dual vanities. Enjoy views of the resort's lagoon-style pool and tropical landscaping. Ideally positioned at the end of the building and fully renovated in 2021 and 2022. Condo partially furnished.