luxury waterfront apartments / penthouses for sale Kotor, Montenegro

Located within The Peaks at Lutica Bay in Tivat, this Montenegro luxury 2 bedroom apartment sits in an elevated position overlooking golf holes 1 and 2, with open views across the Adriatic Sea. The setting combines a structured golf environment with coastal exposure, forming part of one of the most established luxury real estate developments in Montenegro.The apartment is designed with a practical open-plan layout, combining living and dining areas with direct access to wrap-around balconies. These outdoor spaces extend the internal footprint and allow for multiple orientations of light throughout the day. The kitchen is bespoke and custom-made, fitted with Miele appliances or equivalent international brands, and designed for durability and consistent use.Interior finishes prioritise long-term quality. Flooring includes porcelain tiles in stone and terrazzo effect, with upgrade options offering high-quality parquet flooring and bespoke wood veneer wardrobes. Bathrooms are fitted with Laufen and Catalano sanitary ware, complemented by Hansgrohe fittings in chrome as standard, with optional upgrades to matte black finishes and enhanced branded specifications. Additional upgrades may include extended appliance packages and towel heaters.Residents have access to a dedicated neighbourhood pool and the Guvno seating area, as well as a designated parking facility. The Peaks is positioned as a low-density residential zone within Lutica Bay, directly linked to Montenegros upcoming 18-hole golf course, supporting both residential use and long-term asset positioning.From a market perspective, Montenegro luxury property within integrated developments such as Lutica Bay continues to attract international demand due to limited supply, structured planning, and coastal positioning. Golf-front apartments with sea views represent a constrained segment, supporting both capital preservation and rental alignment in peak seasons.For access to current availability within this development or similar Montenegro luxury real estate opportunities, Request a bespoke property search or Book a private consultation with our advisory team.

Located within Lutica Bay in Tivat, this Montenegro luxury 3 bedroom apartment is set in the elevated Horizon neighbourhood, positioned between the marina and the golf course with clear Adriatic Sea views. The development is defined by low-density planning and controlled infrastructure, offering a private residential setting while maintaining access to key coastal amenities. Its orientation ensures strong natural light and unobstructed sightlines across the bay.The apartment is arranged with open-plan living and dining areas that connect directly to private terraces. These outdoor spaces are positioned to maximise sea views while maintaining separation between neighbouring units. The layout includes three bedrooms with floor-to-ceiling wardrobes, supported by well-defined circulation between living and private zones. A fully equipped kitchen integrates into the main living area, ensuring functional use of space for both short and extended stays.Key features include underfloor heating in bathrooms, ducted air conditioning throughout, and an audio intercom system providing controlled access. Finishes are selected for durability and ease of maintenance, supporting year-round use. Residents benefit from access to a communal swimming pool and a secure underground garage parking space under a 25-year lease. The building design incorporates shading systems and practical storage, aligning with long-term usability.Ownership within Horizon provides access to a structured range of services and amenities across Lutica Bay. This includes three years membership to the Horizon Clubhouse, access to private beaches and pools, and priority reservations across beach clubs. A dedicated shuttle connects the neighbourhood to the marina promenade and town centre. Additional benefits include 24/7 security, discounted access to The Chedi Lutica Bay, preferential rates across spa, gym, sports facilities, and marina services, as well as inclusion in a managed rental programme. Property management and maintenance services are available, supporting operational efficiency and asset care.From a market perspective, this Montenegro luxury property sits within one of the countrys most structured coastal developments. Three-bedroom apartments remain in limited supply, with consistent demand driven by size, flexibility, and access to managed amenities. The combination of sea views, infrastructure, and rental integration supports long-term value retention within the Montenegro luxury real estate market.For access to this Montenegro luxury 3 bedroom apartment or similar opportunities, Request a bespoke property search or Book a private consultation with our advisory team.