luxury apartments / penthouses for sale Aldoar, Foz do Douro e Nevogilde, Portugal (page 11)

The apartment consists of an interior and exterior area. The interior space is distributed in a functional and elegant way, with a large open-plan living room and kitchen, three suites, a laundry room, hall and guest toilets. Outside, there is a generous 206 m² private garden and a paved area perfect for leisure and al fresco dining. The apartment also includes underground parking with a box and capacity for three cars, offering comfort and exclusivity in a modern environment integrated with nature.

3-Bedroom Apartment with Gardens on Rua do Crasto, Porto Located within the exclusive FOLIAGE development, this elegant three-bedroom apartment stands out for its generous areas, contemporary architecture, and premium location on the prestigious Rua do Crasto. With 180 sqm of gross private area and gardens of 75 sqm and 37 sqm, this property offers a unique living experience where comfort, sophistication, and a seamless connection to outdoor spaces come together in perfect harmony. Layout and Property Features The apartment features a functional and elegant layout, designed for a modern and demanding lifestyle: Three full en-suite bedrooms, ensuring maximum privacy and comfort Spacious and bright living room with direct access to the garden Modern, fully equipped kitchen, integrated into the social area in a contemporary open-plan concept, also with outdoor access Independent laundry room, practical and discreetly integrated Two boxed parking spaces and storage, ensuring total convenience for everyday living Location and Surroundings Foz, one of the most historic areas of the simultaneously modern and ancestral city of Porto, has its roots between the river and the sea, blending fishing traditions with the sophistication of the local high society. It is a place of charm and excellence, where memory lives on and the future is rewritten every day. Property Highlights 3-bedroom apartment with 180 sqm of gross private area 3 en-suite bedrooms Gardens of 37 sqm and 75 sqm Excellent sun exposure and natural light Independent laundry room Direct access to the gardens from the living room, kitchen, and suites 2 parking spaces + storage Located within a luxury development with premium amenities Prime location in Foz, Porto Note: 3D images are for illustrative purposes only and represent the project concept. Schedule your visit today with one of our real estate consultants. With over 35 years of experience in the national market, we apply best practices and methodologies that prioritize both property owners and buyers, delivering the best results for all parties involved. We operate with rigor in the provision of real estate services, supported by the experience of our professional team and effective marketing solutions. We guarantee maximum discretion and excellence in service. No worries — we take care of everything. RÉPLICA, a real estate reference.

3-Bedroom Apartment with Gardens on Rua do Crasto, Porto Located within the exclusive FOLIAGE development, this elegant three-bedroom apartment stands out for its generous spaces, contemporary architecture, and premium location on the prestigious Rua do Crasto. With 180 sqm of gross private area and gardens of 76 sqm and 40 sqm, this property offers a unique living experience where comfort, sophistication, and a seamless connection to the outdoors come together in perfect harmony. Layout and Property Features The apartment features a functional and elegant layout, designed for a modern and demanding lifestyle: Three full en-suite bedrooms, ensuring maximum privacy and comfort Spacious and bright living room with direct access to the garden Modern, fully equipped kitchen, integrated into the social area in a contemporary open-plan concept, also with outdoor access Independent laundry room, practical and discreetly integrated Two boxed parking spaces and storage, ensuring total convenience for everyday living Location and Surroundings Foz, one of the most historic areas of the simultaneously modern and ancestral city of Porto, has its roots between the river and the sea, blending fishing traditions with the sophistication of the local high society. It is a place of charm and excellence, where memory lives on and the future is rewritten every day. Property Highlights 3-bedroom apartment with 180 sqm of gross private area 3 en-suite bedrooms Gardens of 76 sqm and 40 sqm Excellent sun exposure and natural light Independent laundry room Direct access to the gardens from the living room, kitchen, and suites 2 parking spaces + storage Located within a luxury development with premium amenities Prime location in Foz, Porto Note: 3D images are for illustrative purposes only and represent the project concept. Schedule your visit today with one of our real estate consultants. With over 35 years of experience in the national market, we apply best practices and methodologies that prioritize both property owners and buyers, delivering the best results for all parties involved. We operate with rigor in the provision of real estate services, supported by the experience of our professional team and effective marketing solutions. We guarantee maximum discretion and excellence in service. No worries — we take care of everything. RÉPLICA, a real estate reference.

3 bedroom apartment, FOLIAGE development, BROWN building, in Foz do Porto, Porto. DESCRIPTION: From the architect José Carlos Cruz, this fabulous development was born, consisting of two buildings, the BROWM building and the GREEN building, with a total of 28 fractions, of typologies T2, T3 and T4. With a contemporary and sophisticated architecture, the FOLIAGE development stands out for the incomparable comfort and elegance it offers. Thanks to the building´s excellent sun exposure, high ceilings and large windows. This development is characterized by having spacious and bright apartments. Efficient layouts with plenty of storage, with high-quality finishes, make each apartment a dream home. This 3 bedroom apartment, on the ground floor, consists of: - Entrance hall; - Social I.S.; - Kitchen with laundry, with access to a private garden with 76m2; - Open space common room, with access to a private garden with 58m2; -3 Suites, one of which has access to a private garden with 76m2; - 2 parking spaces. - Storage. ALL THE CHARACTERISTICS AND CONSTRUCTION MATERIALS DESCRIBED IN THE SPECIFICATIONS, AVAILABLE FOR CONSULTATION Surroundings: SCHOOLS -German College - Colégio N.S. do Rosário - Francisco Torrinha School - French Lycée - Porto British School UNIVERSITIES - Faculty of Architecture - Catholic University - Faculty of Sciences - Lusófona University HOSPITALS - Hospital da Luz - Hospital Lusíada - Faculty of Architecture - Catholic University - Faculty of Sciences - Lusófona University PARKS - City Park - Serralves Foundation Park - Crystal Palace Garden - Passeio Alegre Park BEACHES - Gondarém Beach - Homem do Leme Beach - Praia dos Ingleses - Matosinhos Beach Your exclusive apartment with a premium location. Let yourself be enchanted and book your visit! Reference: ASG25211 As we are credit intermediaries duly authorized by the Bank of Portugal (Reg. 2736), we manage your entire financing process, always with the best solutions on the market. Why choose AS Imobiliária With more than 16 years in the real estate business and thousands of happy families, we have 8 strategically located agencies to serve you closely, meet your expectations and help you acquire your dream home. Commitment, Competence and Trust are our values that we deliver to our Clients when buying, renting or selling their property. Our priority is your Happiness! Real estate specialists in Vizela; Guimarães; Taipas; Felgueiras; Lousada; Santo Tirso; Barcelos; S. João da Madeira; Harbor; Lisbon; Braga

New development Apartments for sale 5 units Description The development consists of six villas distributed over different floors and types. On the top floor and rooftop, there are two penthouses (T3 and T4) with a pool and rooftop, designed to maximize space and natural light, with a focus on design and comfort. The other four duplex villas (T3, T4 and T5) have a direct connection between the interior and the private outdoor spaces, with large gardens that provide a privileged connection with nature. Units For sale 85134755 Attic • 3 Bed. • 306m² • Top floor 85134859 Apartment • 5 Bed. • 235m² 85133894 Duplex • 4 Bed. • 271m² 85134713 Duplex • 3 Bed. • 183m² 85133883 Attic • 4 Bed. • 401m² • Top floor

4 bedroom duplex apartment with private garden 115m2, in Foz - Porto, 800m from the beach.4 bedroom apartment, with 468m2 of private gross area, of which 271m2 of housing and 115m2 of garden.In the garage there is a closed box for 4 cars with 83m2 and private access to the apartment.This entire apartment behaves like a private home as it has only access from the street and the garage.The new residential development FOZ VILLAS is being born in Foz, one of the most emblematic and prestigious areas of the city of Porto, which maintains its timeless charm.This private condominium consists of:Two buildings, three floors6 apartmentsTypologies T3, T4 and T5Interior areas from 183 m2 to 401 m2All units with outdoor spaceParking in individual box, with private elevator access to housing.With a contemporary design, the FOZ VILLAS residential project was designed to fully enjoy the interior experience, offering spacious and bright spaces, and to also enjoy the exterior, taking advantage of the mild climate, in the generous private gardens or swimming pool and terrace on the roof. Total privacy is guaranteed in all villas, allowing for a unique experience and comfort, through premium materials and finishes and state-of-the-art technologies. The permanent relationship with nature, through the gardens and the magnificent views, make it possible to take advantage of the full potential of the place.Located in Foz, one of the noblest residential areas of the city of Porto, FOZ VILLAS benefits from an excellent location in a peaceful environment, away from the urban hustle and bustle of the center, but with easy access to it. It is close to the promenade, with its beaches, terraces, bars, restaurants, gardens and all kinds of services and commerce. It is also close to renowned educational establishments and the City Park for countless moments of recreation and leisure.FOZ VILLAS is the perfect combination for those who favor an urban lifestyle with a peaceful and exclusive experience.Nevogilde offers a variety of housing options, from modern apartments to spacious townhouses. Its streets are characterized by elegant houses and well-maintained gardens, creating a warm and pleasant atmosphere.The parish also has a privileged location close to the seafront, providing its residents with easy access to the beautiful beaches of the city of Porto. Nevogilde's beaches, such as Praia do Molhe and Praia dos Ingleses, are popular with locals and visitors alike.It has charming green areas, such as Parque da Pasteleira and Parque da Cidade, which provide ideal spaces for walks, picnics and leisure time outdoors.The parish is well served by local commerce, including supermarkets, restaurants and cafes. In addition, its proximity to Avenida da Boavista, one of the main arteries of the city, allows easy access to a wide variety of services and amenities.Nevogilde is also known for its excellent educational offer, with reputable schools located in the area, ensuring a quality education for its youngest residents.With its peaceful residential environment, beautiful beaches, green areas and nearby conveniences, Nevogilde is a parish that offers a desirable quality of life.

3-Bedroom Penthouse Apartment in the Foz Villas Development, Foz, Porto Located within the prestigious Foz Villas development, this elegant 4-bedroom apartment, with 393 sqm of gross private area and a 31 sqm terrace, stands out for its prime location in Foz, one of the most sought-after residential areas in Porto. On the top floor, we find a carefully designed 4-bedroom penthouse, created to maximize space and benefit from abundant natural light. The penthouse places special emphasis on design, optimizing comfort for its residents. The outdoor area includes infrastructure for the optional installation of a heated swimming pool. The architectural design also предусматривает a continuous integrated outdoor bench for this option. This apartment has been designed to meet the needs of families and those seeking everyday comfort. The social area prioritizes brightness and functionality, with a harmonious layout between the living room and kitchen, creating a welcoming and contemporary atmosphere. The private area includes: • 3 suites with well-distributed spaces, including a master suite • Spacious and bright living room with access to the terrace • Modern kitchen equipped with SMEG appliances • 4 parking spaces and storage • Private elevator • Excellent use of space • Contemporary and refined finishes • Comfortable and sophisticated environment Foz Villas is a development set in one of the most iconic areas of the city, the Foz district. This is where the Douro River meets the Atlantic Ocean, with a seafront promenade dotted with terraces, bars, and seaside gardens, making it one of Porto’s most prestigious areas, known for its timeless charm. The setting is exceptionally calm and private, removed from the hustle and bustle of the city, yet just moments from main road access routes that allow easy connection to the city center. This unique location defines Foz Villas as part of an exclusive Porto. The surrounding area offers excellent access to: • Shops, supermarkets, and local markets • Schools, colleges, and universities • Restaurants and bars • Gyms and sports facilities • Public transport • Cultural and leisure spaces • Main roads to the city center and exits Property highlights: • 4-Bedroom Penthouse Apartment • 393 sqm gross private area • 31 sqm terrace • Private gardens and green areas • Nature/urban retreat concept • Excellent natural light and modern layouts • Ideal for families and pets • Excellent access to Porto city center Note: The 3D virtual images are conceptual renderings of the project and are for illustrative purposes only. Schedule your visit today with one of our real estate consultants. With over 35 years of experience in the national market, we apply best practices and methodologies that prioritize both owners and buyers, delivering the best results for all parties involved. We operate with a strong commitment to excellence in real estate services, supported by the expertise of our professional team and effective advertising and marketing solutions. We guarantee maximum discretion and outstanding service. No worries, we take care of everything. RÉPLICA, a real estate reference.

3-Bedroom Penthouse Apartment in the Foz Villas Development, Foz, Porto Located within the prestigious Foz Villas development, this elegant 4-bedroom apartment, with 393 sqm of gross private area and a 31 sqm terrace, stands out for its prime location in Foz, one of the most sought-after residential areas in Porto. On the top floor, we find a carefully designed 4-bedroom penthouse, created to maximize space and benefit from abundant natural light. The penthouse places special emphasis on design, optimizing comfort for its residents. The outdoor area includes infrastructure for the optional installation of a heated swimming pool. The architectural design also предусматривает a continuous integrated outdoor bench for this option. This apartment has been designed to meet the needs of families and those seeking everyday comfort. The social area prioritizes brightness and functionality, with a harmonious layout between the living room and kitchen, creating a welcoming and contemporary atmosphere. The private area includes: • 3 suites with well-distributed spaces, including a master suite • Spacious and bright living room with access to the terrace • Modern kitchen equipped with SMEG appliances • 4 parking spaces and storage • Private elevator • Excellent use of space • Contemporary and refined finishes • Comfortable and sophisticated environment Foz Villas is a development set in one of the most iconic areas of the city, the Foz district. This is where the Douro River meets the Atlantic Ocean, with a seafront promenade dotted with terraces, bars, and seaside gardens, making it one of Porto’s most prestigious areas, known for its timeless charm. The setting is exceptionally calm and private, removed from the hustle and bustle of the city, yet just moments from main road access routes that allow easy connection to the city center. This unique location defines Foz Villas as part of an exclusive Porto. The surrounding area offers excellent access to: • Shops, supermarkets, and local markets • Schools, colleges, and universities • Restaurants and bars • Gyms and sports facilities • Public transport • Cultural and leisure spaces • Main roads to the city center and exits Property highlights: • 4-Bedroom Penthouse Apartment • 393 sqm gross private area • 31 sqm terrace • Private gardens and green areas • Nature/urban retreat concept • Excellent natural light and modern layouts • Ideal for families and pets • Excellent access to Porto city center Note: The 3D virtual images are conceptual renderings of the project and are for illustrative purposes only. Schedule your visit today with one of our real estate consultants. With over 35 years of experience in the national market, we apply best practices and methodologies that prioritize both owners and buyers, delivering the best results for all parties involved. We operate with a strong commitment to excellence in real estate services, supported by the expertise of our professional team and effective advertising and marketing solutions. We guarantee maximum discretion and outstanding service. No worries, we take care of everything. RÉPLICA, a real estate reference.

3-Bedroom Penthouse Apartment in the Foz Villas Development, Foz, Porto Located within the prestigious Foz Villas development, this elegant 4-bedroom apartment, with 393 sqm of gross private area and a 31 sqm terrace, stands out for its prime location in Foz, one of the most sought-after residential areas in Porto. On the top floor, we find a carefully designed 4-bedroom penthouse, created to maximize space and benefit from abundant natural light. The penthouse places special emphasis on design, optimizing comfort for its residents. The outdoor area includes infrastructure for the optional installation of a heated swimming pool. The architectural design also предусматривает a continuous integrated outdoor bench for this option. This apartment has been designed to meet the needs of families and those seeking everyday comfort. The social area prioritizes brightness and functionality, with a harmonious layout between the living room and kitchen, creating a welcoming and contemporary atmosphere. The private area includes: • 3 suites with well-distributed spaces, including a master suite • Spacious and bright living room with access to the terrace • Modern kitchen equipped with SMEG appliances • 4 parking spaces and storage • Private elevator • Excellent use of space • Contemporary and refined finishes • Comfortable and sophisticated environment Foz Villas is a development set in one of the most iconic areas of the city, the Foz district. This is where the Douro River meets the Atlantic Ocean, with a seafront promenade dotted with terraces, bars, and seaside gardens, making it one of Porto’s most prestigious areas, known for its timeless charm. The setting is exceptionally calm and private, removed from the hustle and bustle of the city, yet just moments from main road access routes that allow easy connection to the city center. This unique location defines Foz Villas as part of an exclusive Porto. The surrounding area offers excellent access to: • Shops, supermarkets, and local markets • Schools, colleges, and universities • Restaurants and bars • Gyms and sports facilities • Public transport • Cultural and leisure spaces • Main roads to the city center and exits Property highlights: • 4-Bedroom Penthouse Apartment • 393 sqm gross private area • 31 sqm terrace • Private gardens and green areas • Nature/urban retreat concept • Excellent natural light and modern layouts • Ideal for families and pets • Excellent access to Porto city center Note: The 3D virtual images are conceptual renderings of the project and are for illustrative purposes only. Schedule your visit today with one of our real estate consultants. With over 35 years of experience in the national market, we apply best practices and methodologies that prioritize both owners and buyers, delivering the best results for all parties involved. We operate with a strong commitment to excellence in real estate services, supported by the expertise of our professional team and effective advertising and marketing solutions. We guarantee maximum discretion and outstanding service. No worries, we take care of everything. RÉPLICA, a real estate reference.

Luxury 3-Bedroom Villa with Garden in Foz do Douro Exceptional 3-bedroom ground floor villa designed by architect José Carlos Cruz, with 180 m² of living space and 152 m² of garden plus parking for two cars, just minutes from the beach. It comprises: Entrance hall, on the right side, a guest bathroom, a great, fully equipped kitchen opening onto a separate garden, a laundry room and pantry. On the left side, there is a good living room, two equally good suites, and a master suite. All rooms have access to another large west-facing garden. The kitchen is equipped with Miele appliances: Oven – H2766-1 BP; Induction Hob – KM7466 FL; Integrated Extractor Hood – DAS2920; Built-in Refrigerator – KDN7724; Microwave – M2230SC. Built-in Dishwasher – G5150SCVI. With excellent construction materials • Aluminum frames with thermal break, minimalist series, double-glazed windows with solar protection, CORTIZO type, CORVISION PLUS model; Coverages for screens and curtains, with indirect LED strip lighting, in the living rooms and bedrooms; • Electric blackouts or blackout curtains (round openings) in the bedrooms; • Full-height wooden doors, lacquered finish, with hidden hinges; • MDF cabinets, with exterior lacquered finish and interior matte linen melamine; • Recessed lighting with LED technology Air conditioning installation, through ducts; • Heat pump for DHW; • Electric radiant floor heating, in the suites´ bathrooms. • Video surveillance system in the common areas; • Automatic intrusion detection system - alarm; • Automatic flood detection system in the kitchens, laundry rooms, and bathrooms; • Automatic fire detection system in common areas and the garage/parking lot. HOME AUTOMATION • Touchscreen panel for centralized control of lighting, blackouts, and air conditioning. Location: It is located between Porto´s most upscale residential areas: Foz Velha, Nevogilde, and Aldoar, with many traditional houses and elegant villas near the waterfront. The proximity to the sea guarantees a mild breeze and a high quality of life. The street is just minutes from the Pérgola da Foz and the boardwalk. In the immediate area are schools, universities, traditional shops, restaurants, terraces, pharmacies, banks, cafes, bakeries, and grocery stores—including Pingo Doce and Mercado da Foz just 500–700m away. This area is valued by the upper-middle class, with many charming houses and buildings overlooking the sea and close to Parque da Cidade. Ideal for those seeking tranquility, proximity to the ocean, and a varied offering of shops and services, without being far from the center. Visit us!

Luxury 3-Bedroom Apartment in Foz do Douro Exceptional ground floor apartment designed by architect José Carlos Cruz, with 196 m² of living space and 285 m² of outdoor space plus a parking space for two vehicles, just minutes from the beach. It comprises: an entrance hall, a laundry room with a second door leading to the kitchen, and a guest bathroom. The private area features three excellent suites, all with closets, natural light, and direct access to the garden. The common area features a wonderful 80 m² living room/kitchen overlooking the 50 m² porch and a wonderful faced south garden. The kitchen is equipped with Miele appliances: Oven – H2766-1 BP; Induction Hob – KM7466 FL; Integrated Range Hood – DAS2920; Built-in Refrigerator – KDN7724; Microwave – M2230SC. Built-in Dishwasher – G5150SCVI. With excellent construction materials • Aluminum frames with thermal break, minimalist series, double-glazed windows with solar protection, CORTIZO type, CORVISION PLUS model; Coverages for screens and curtains, with indirect LED strip lighting, in the living rooms and bedrooms; • Electric blackouts or blackout curtains (round openings) in the bedrooms; • Full-height wooden doors, lacquered finish, with hidden hinges; • MDF cabinets, with exterior lacquered finish and interior matte linen melamine; • Recessed lighting with LED technology Air conditioning installation, through ducts; • Heat pump for DHW; • Electric radiant floor heating, in the suites´ bathrooms. • Video surveillance system in the common areas; • Automatic intrusion detection system - alarm; • Automatic flood detection system in the kitchens, laundry rooms, and bathrooms; • Automatic fire detection system in common areas and the garage/parking lot. HOME AUTOMATION • Touchscreen panel for centralized control of lighting, blackouts, and air conditioning. Location: It is located between Porto´s most upscale residential areas: Foz Velha, Nevogilde, and Aldoar, with many traditional houses and elegant villas near the waterfront. The proximity to the sea guarantees a mild breeze and a high quality of life. The street is just minutes from the Pérgola da Foz and the boardwalk. In the immediate area are schools, universities, traditional shops, restaurants, terraces, pharmacies, banks, cafes, bakeries, and grocery stores—including Pingo Doce and Mercado da Foz just 500–700m away. This area is valued by the upper-middle class, with many charming houses and buildings overlooking the sea and close to Parque da Cidade. Ideal for those seeking tranquility, proximity to the ocean, and a varied offering of shops and services, without being far from the center. Visit us!

4-Bedroom Penthouse with Terrace in Foz This penthouse apartment is located in a new luxury gated community with a swimming pool and green areas. The penthouse has four suites, one with a walk-in closet, a kitchen, a dining room, and a living room with access to a private terrace, a guest bathroom with natural light, and a laundry room. With privileged views, this apartment offers comfort and exclusivity. The apartment also features: - Garage for 4 cars, with storage space. - Private elevator for the apartment. - Condominium with 24-hour concierge service. The location allows you to enjoy the tranquility of Foz, proximity to the sea and the City Park. K&A is a Portuguese company, based in Foz, Porto, since 2005. We are present in 4 areas: Residential, Leisure, Corporate, Hotels and Resorts. In the residential sector, we focus on the luxury market in prime areas, where we have sold some of the best properties in the areas where we operate. In 2007, we decided to also invest in downtown Porto and its urban rehabilitation. In 2008, we became the first official Portuguese real estate agency for SRU – Porto Vivo, and throughout these years we have contributed to the much-needed rehabilitation of Porto´s historic center. In 2017, we moved our headquarters to the Foz waterfront, where we opened a highly visible K&A flagship store. In 2019, we consolidated our team, participated in the first Real Estate Fairs, and launched the first K&A magazine. In January 2020, we created a movement to support a noble cause: “Let’s help the homeless” – Let´s find housing for the homeless in Porto. In September 2020, we expanded the K&A brand to other areas of the country, namely the Golden Triangle in the Algarve. In 2022, we opened a new store in the Algarve, strategically located between Vale de Lobo and Quinta do Lago. In 2023, we began participating in international trade fairs, notably MIPIM in Cannes.

3-Bedroom apartment with 202 sqm of gross private area and 2 parking spaces, in the gated Raiz development on Avenida da Boavista, Porto.Raiz features a tea garden, wellness studio, fully equipped gymnasium, massage room and multifunctional space, all integrated within this gated community with private gardens. Residents also benefit from carefully designed parkland, lake and gardens that complement the residential experience.Situated in one of Porto's most distinguished areas, Raiz enjoys privileged access to the City Park and proximity to the sea. It is close to a vast range of urban services, including parks such as the Serralves Garden, prestigious educational establishments such as the Luso-International School of Porto and the Catholic University, healthcare facilities such as CUF and Luz Hospitals, commercial and sports centres, as well as prestigious business centres such as the Boavista Business Center. Energy Rating: A+ ref:92030

3-Bedroom Duplex apartment with 233 sqm of gross private area and 3 parking spaces, 2 of which are in covered garages, in the gated Raiz development on Avenida da Boavista, Porto.Raiz features a tea garden, wellness studio, fully equipped gymnasium, massage room and multifunctional space, all integrated within this gated community with private gardens. Residents also benefit from carefully designed parkland, lake and gardens that complement the residential experience.Situated in one of Porto's most distinguished areas, Raiz enjoys privileged access to the City Park and proximity to the sea. It is close to a vast range of urban services, including parks such as the Serralves Garden, prestigious educational establishments such as the Luso-International School of Porto and the Catholic University, healthcare facilities such as CUF and Luz Hospitals, commercial and sports centres, as well as prestigious business centres such as the Boavista Business Center. Energy Rating: A+ ref:92025