luxury real estate for sale Nashville, United States (page 3)

Welcome to 5829 Leslie Ave, located in the heart of West Nashville, minutes from The Nations. This home features an open-concept layout designed for everyday living and easy entertaining, with updated finishes and a functional flow throughout. The kitchen offers modern cabinetry, stainless steel appliances, a custom island installed by the builder, and a seamless connection to the main living area. Upstairs, the primary suite provides a comfortable retreat with ample space and natural light, while additional bedrooms offer flexibility for guests, a home office, or growing needs. Outside, enjoy a fenced backyard perfect for relaxing, pets, or entertaining. With close proximity to local restaurants, coffee shops, parks, and downtown Nashville, this is a great opportunity to own in one of the city’s most sought-after areas. Move-in ready and waiting for its next owner!

Green Hills at its Best! Come see this beautiful home with soaring ceilings, open space with 4 bedrooms to find YOUR perfect space. Special Features: fireplace, walk-in pantry, drop zone off of 2 car garage, primary suite with a deep walk-in closet and bathroom with soaking tub and oversized shower. Extend your living outside on the cozy screened-in porch. Additional bonus: a Bonus Room upstairs off the bedrooms and away from downstairs life. Walk to Hill Place, Green Hills Mall, Trader Joes, churches, restaurants and more. A Real Community! All this and zoned for Percy Priest Elementary!

Looking for an investment property that puts you close to everything Nashville has to offer? This short-term rental opportunity offers the combination investors are looking for: a desirable location, strong tourism appeal, and zoning that allows for short-term rental use, it will be well worth your time to check this place out! While this 4 bedroom layout offers impressive flexibility, the home is equally well suited to be used as a primary residence! Every detail has been considered to create a home that feels both luxurious and inviting plus you have access to your own private rooftop retreat! Complete with an 8 person hot tub, ample space to relax, gather and entertain, what a perfect way to wind down the day with a sunset cocktail or just a quiet evening enjoying a movie. The beautifully designed interiors provide the polish and sophistication that will convey plenty of space for everyday living, overnight guests, a work from home scenario or whatever life calls for next. Located near Nashville’s restaurants, nightlife, entertainment, sporting events, and many of the city’s most popular attractions, this property is positioned to attract both potential full time occupiers, weekend travelers and visitors looking for a convenient Music City experience.

Don't let the exterior deceive you! Interior is surprisingly open& lives like a larger home in this great location in Green Hills. This inviting one-story home is just 0.3 mile from Lipscomb University & 0.5 mile from Trader Joe’s, with convenient access to Green Hills shopping, dining, entertainment, &major interstates. Originally built as a smaller home and renovated & doubled in size in 2003, the property has been thoughtfully updated from 2020–2024 while maintaining its warmth& character. Beautiful hardwood floors and crown molding extend throughout the home. The spacious cook’s kitchen is designed for both everyday living & entertaining, featuring a large island with generous seating. .impressive great room offers a tray ceiling & an open, comfortable gathering space. Multiple walk-in closets provide excellent storage. Recent improvements include 2½ updated baths, an enclosed porch, new refrigerator, stove & microwave, new water heater, new sewer line, & new garage door. The flexible floor plan allows the dining room to easily function as a home office, study, or additional living space. There is one-car garage with abundant storage. Outside enjoy attractive landscaping, a welcoming patio, & a private fenced backyard. With its exceptional location, versatile floor plan, extensive updates, and inviting indoor and outdoor spaces, this Green Hills home offers convenience, character, and comfortable living in one of Nashville’s most desirable neighborhoods.

Seller very motivated! This spacious 5 Bedroom, 3 Bath home offers plenty of room and endless potential. Flexible floor plan provides ample space for family, guests, a home office, or additional living areas. This home does need updating, upstairs carpet, and repairs, making it a great opportunity for buyers looking to add their own personal touches. Roof only 4 months old. Located just minutes from Nashville. The home is ready for someone to bring their vision and make it shine! No HOA. Trustee selling home AS-IS with no repairs to be made.

Live in Green Hills without always having to get in the car. From 2313 Warfield Lane, everyday conveniences are close at hand—walk to dinner, meet friends for lunch, head to the YMCA for a morning workout, or make a quick trip to Whole Foods. Julia Green Elementary is also nearby, adding to the convenience of this established Green Hills location. Set on a private half-acre homesite, this contemporary home has been newly refreshed with neutral interior paint throughout and is ready for its next chapter. Floor-to-ceiling windows and soaring ceilings fill the home with natural light, while clean lines and generous living spaces create an easy flow for both everyday living and entertaining. The open kitchen connects naturally to the main gathering spaces and continues outdoors to a covered terrace overlooking the beautifully landscaped backyard. Equipped with premium Thermador appliances, sub-zero refrigerator and convection oven, the kitchen is perfect for the novice cook or experienced chef. With room to entertain, garden, play or envision a future pool, the outdoor space offers something increasingly difficult to find this close to the heart of Nashville. Upstairs, the primary suite provides a private retreat, while additional bedrooms and flexible spaces offer plenty of room for guests, a home office or changing needs over time. Additional space above the garage adds even more versatility. Imagine it as a place for in-laws, the au-pair or nanny, kid home from college as well as a musicians studio or artist workspace. The possibilities are endless. Select images have been digitally enhanced or AI-generated to illustrate the property's design potential. Images are for visualization purposes only. What makes Warfield especially compelling is the combination: a contemporary home, a half-acre setting and a location that allows so much of daily life to happen close to home.

A corner lot, room to spread out, plus dining in the The Gulch, Music Row and walking the dog in Tony Rose Park -all just a short walk away! This is a home made for having friends over before dinner out, or settling in for the night. The open main floor looks up to second-story windows and a loft, bringing light and an airy feel to its industrial details. Upstairs, both bedrooms have en suite baths and generous walk-in closets, with two closets in the primary suite. The spacious third floor has a half bath and closet, giving you options for a media room, game room, bunk room or guest space. It also opens to two rooftop decks with Gulch views, a grill and a mini putting green. A covered patio off the kitchen gives you another place to relax, and the corner lot offers potential for a fenced area for pets. With a two-car garage, you have the convenience of city living with the space and privacy of a single-family home. With the option to purchased it fully furnished, you could move right in and start enjoying the neighborhood! Seller offering a credit towards the buyer’s loan amount toward an interest rate buydown and/or allowable closing costs with use of preferred lender. Contact listing agent for details.

An oasis in the heart of Nashville. Stunning modern Craftsman style home at the center of Nashville's historic 12th South and Hillsboro neighborhoods. Designed and constructed by one of Nashville’s longtime premier custom builders. Located less than 1 block from Sevier Park and 12th south neighborhood restaurants and shopping, and minutes from Hillsboro Village, Vanderbilt and Belmont universities, Green Hills Mall and public and private schools. Classic character with exceptional artisan build quality and detail featuring custom walnut lined cabinets, 7" wood baseboards, 7.5" white oak hardwoods, and forged iron staircase. Spacious kitchen outfitted with high-end appliances. Also featuring versatile (DADU) Detached Studio / Garage (688 sq ft, total 5,470 sq ft) with w/ kitchenette, bath, and separate laundry providing excellent flexibility for guests and multi-generational living. Home suffused with natural light. Multiple living areas, home office, 5 bedrooms, 5.5 baths, working pantry, and custom selections throughout. Fenced backyard. Parking Pad for added off-street parking. This rare gem delivers exceptional quality, versatility, and longtime investment in an unbeatable location, perfect for those seeking charm, stability, and income potential. This home is a special collaboration of Nashville's premier custom builder, Hartert-Russell, and the architect Paul Boulifard to make a neighborhood home without compromise.The front of the house retains the modest look of the historic neighborhood but once you get into the house, it's transformed

Experience refined modern living at The Novello, an intimate boutique mid-rise with just nine residences, ideally located just off West End. This beautifully renovated first-floor residence features 10-foot ceilings, floor-to-ceiling windows, new LVP wide-plank flooring throughout, and updated bright white kitchen cabinetry extending to the ceiling. The open-concept kitchen, living, and dining areas are designed for both everyday living and entertaining, with abundant natural light and a modern gas fireplace anchoring the spacious great room. The updated gourmet kitchen features quartz countertops, a gas range, large island, abundant cabinetry for storage, and a full-wall cabinet pantry. The generous primary retreat includes a recently renovated spa-inspired bath with a soaking tub and a separate custom all-tile shower. Enjoy convenient first-floor living along with a covered private patio that extends the living space outdoors. Residents also enjoy a spacious fourth-floor common area designed for relaxing and gathering, complete with kitchenette, a television, comfortable indoor seating, and expansive outdoor deck furnished with sofas and chairs. It’s a welcoming shared space where owners frequently gather, unwind, and enjoy time together. Also on the fourth floor is a secure 5' x 12' private storage room for this unit. Also, there are two designated parking spaces in the secure garage. The Novello offers a prime Nashville location with excellent access to amazing restaurants, Centennial Park, a nearby dog park, hospitals and health care, and the West End entertainment corridor.

Incredible price! Perfect 10 in Bordeaux just minutes from downtown Nashville!  This stunning 3-bedroom townhouse with an oversized, 2-car garage, offers hardwoods throughout on every level and boasts a spacious kitchen with a stunning quartz island and plenty of seating.  With the well-designed floorplan, the primary suite is complete with a spa-inspired bathroom featuring a large tiled shower, a bidet, private balcony and custom walk-in closet.  One more level and you take in the views from the rooftop terrace, perfect for relaxing or hosting guests.  With contemporary finishes, more efficient HVAC, along with the refrigerator and washer/dryer staying gives the home ready to move in!  Soon to come--a mixed- use development includes retail spaces, adding additional convenience....tax record says 'condo', but deed says 'townhouse'... Don't miss out on this opportunity!

PRICE IMPROVEMENT! Great opportunity to own a beautifully restored historic home in the heart of the Buena Vista/Germantown neighborhood, just minutes from downtown Nashville. Meticulously renovated in 2017 by the current owners, this exceptional property seamlessly blends timeless historic character with sophisticated modern luxury, offering incredible flexibility as a stunning single-family residence, multi-generational home, owner-occupied Airbnb, or long-term investment property.The approximately 2,400-square-foot main level features 3 spacious bedrooms, 2.5 baths, and additional rooms to purpose as an office, dining room, or gym. Soaring 12-foot ceilings, rich hardwood floors, abundant natural light, and a dramatic exposed brick accent wall create an inviting and elegant living space. The gourmet kitchen is designed to impress with an oversized quartz island offering generous bar seating, dual sinks, a Sub-Zero refrigerator, gas cooktop, double ovens, and fantastic workspace for entertaining or everyday living.The second story offers an entirely separate living quarters and includes a full kitchen, vaulted living room, dining room and 3 additional en suite bedrooms. The third floor currently functions as a large sleeping loft area. The present owners have operated a successful owner occupied Airbnb here for years and can accommodate up to 12 guests. Outdoor living is just as impressive, featuring a welcoming wraparound covered front porch, a spacious covered rear deck, and a lush rear courtyard—perfect for entertaining or relaxing. Also, enjoy the private covered outdoor terrace upstairs. The entire lot is fully landscaped and the backyard is fully fenced. Alley access leads to the expansive private driveway parking area.This truly one-of-a-kind property offers the perfect blend of historic Nashville charm, luxury finishes, extraordinary versatility, and an unbeatable location near downtown, award-winning restaurants, shopping, parks, and entertainment.

Nestled within the architecturally distinctive Robert Anderson–designed community of Hampton Place in the heart of Green Hills, this exceptional residence offers modern design, abundant natural light, and an unbeatable central location just minutes from Vanderbilt, Belmont, 12 South, West End, and downtown Nashville. Enjoy easy access to some of the city’s premier dining, shopping, and entertainment. Inside, the spacious living room makes an immediate impression with soaring 12-foot ceilings, rich hardwood floors, and a cozy gas fireplace. Two sliding glass doors with transoms open to a private balcony and flood the space with natural light, creating an inviting setting for both everyday living and entertaining. The separate dining room overlooks the living area and flows seamlessly into the updated kitchen, complete with quartz countertops, a classic subway tile backsplash, and stainless steel appliances. Just beyond, the sun-filled breakfast room features walls of windows, vaulted ceiling, and skylights—an ideal place to begin your day. Designed with flexibility in mind, the main level includes a private bedroom or home office with new neutral carpet and adjacent full bath, perfect for guests or remote work. A dramatic vaulted stairwell illuminated by skylights leads upstairs to a guest suite with its own adjoining bath and an elegant primary retreat featuring a gas fireplace and private balcony. The spacious primary bath is filled with natural light from overhead skylights and includes a large garden tub, separate shower, double vanity, and walk-in closet. Additional highlights include a private two-car attached garage, new patio doors in living room and primary bedroom, central vacuum system, access to the community pool, and distinctive architectural details throughout. Combining generous living spaces, a versatile floor plan, and a highly sought-after Green Hills location, this home offers an exceptional opportunity to enjoy the very best of Nashville living.

Luxurious corner unit in the Four Seasons Residences, one of Nashville's premier luxury addresses! With two bedrooms and 2.5 baths, it is ideal for comfortable city living. The views of both the river and downtown are breathtaking, providing a beautiful backdrop for everyday life. This corner unit offers more natural light and additional floor to ceiling windows, enhancing the living experience. Retractable blinds, custom walk-in closet space, spectacular light fixtures, gas stove, large foyer entrance area, Miele appliances, Bosch washer/dryer and beautiful elegant selections enhance this special retreat. Enjoy of the privileges of the Four Seasons lifestyle, complete with top-tier services, security, valet parking and resident only features including a private fitness center, dog spa, sky deck, media room, and lounge. A 24-hour Concierge team is available for all your needs. Buyer and Buyer agent to confirm all pertinent details. Don't miss this exceptional living space in downtown Nashville!

Welcome to 4423A Providence Heights! This unique home offers a rare combination of modern design, custom craftsmanship and unbeatable convenience that you never see available for this price. Built in 2021 and impeccably maintained, this 3-bedroom, 2.5-bath home features 1,596 sq ft of thoughtful living space filled with high-end finishes. Bright, open and inviting, every room of the house features a custom accent wall, designer lighting, and elevated touches that make the home feel truly one-of-a-kind among a sea of normality. Other notable features include genuine hardwood floors in every room with NO CARPETS, hardwood stairs, 9-foot ceilings, ceramic tile bathrooms, gold finishes and all appliances including washer and dryer are included with the sale! The kitchen deserves its own spotlight. Quartz countertops, ample cabinets and prep-space, room for bar stool seating, ceramic tile backsplash, stainless steel appliances, gold accents and a pantry complete this beautiful and functional space. With this home, you'll enjoy three distinct outdoor spaces, including a peaceful private coffee porch off the Master Suite, plus an impressive two-story deck with access from both floors in the rear, perfectl for entertaining or unwinding while overlooking the10-acre wooded space behind this property. Off the kitchen, a large covered deck area offers the perfect setting for a future screened-in porch or 3-season room! Located on a quiet dead-end street in a rapidly growing area just 15 minutes south of downtown Nashville, 16 minutes to BNA, and only 8 minutes to Nippers Corner and Brentwood, this home is close to everything! A rare find for this price with custom character, modern comfort, and amazing outdoor living spaces—Come make this home yours today! This home qualifies for 100% loan 30 yr fixed with no mortgage insurance and 1-year home warranty with acceptable offer!

Marketing price reduced $25,000 creating tremendous value opportunity for a premier, cul-de-sac home with oversized, private backyard hard to replicate in Bellevue's Boone Trace community. 909 Buckskin Court offers a convenient location to Downtown Nashville. Enjoy a secluded park-like setting, screened-in porch, designated dining space, a generous owner's suite, turnkey and upgraded interiors and large closets providing ample storage all set this home apart. All existing kitchen appliances, outdoor Weber grill (attached to natural gas) and ring cameras convey. Kitchen equipped with Thor professional gas range and Swedish Asko dishwasher, known for quiet operation and longevity. Thermostat, front porch lights and flood lights all allow voice control. Argon gas windows, recently installed, lower utility costs by an average of 20%, reduce noise and have a transferrable warranty. Tankless gas water heater gives you unlimited hot water, eliminating the risk of running out during peak usage periods and reduces energy consumption. Insulation in crawl space is also an energy reducer. Gutter guards will preclude ever cleaning gutters. Beautiful hand-scraped acacia wood floors upstairs and downstairs is freshly painted. Available for immediate occupancy! (not in a flood zone / pathway)

This beautifully maintained home features timeless character on a generous lot - located in one of Nashville's most coveted walkable corridors. Walk to the Shops at Porter East, Noko, Café Roze, Rosepepper, Schulman's, and Ugly Mugs Coffee, all just steps from your door. Thoughtfully updated throughout, the home pairs original historic detail with peace-of-mind improvements: new roof (2022), renovated bathrooms (2020 & 2022), rebuilt chimney (2024) and stainless appliances (2024 and 2026), full privacy fence, and $10,000 in fresh professional landscaping. There's also plenty of parking - three private parking spots behind the privacy fence on Gentry, plus the driveway inside the privacy fence. The expansive lot offers rare potential for a DADU or future expansion in one of the most desirable and walkable pockets in East Nashville. With the East Bank Development, the new Nissan Stadium, and Oracle moving their international headquarters to the East Bank, it's an incredible time to buy in East Nashville.

Steps from everything. Minutes from everywhere | Hamilton + Martin places you in the near-center of one of Nashville's most vibrant communities - luxury, location, and walkability come together in this meticulously maintained 1BR/1BA residence, lightly enjoyed as a second residence • 10' ceilings & oversized windows create a spacious, light-filled interior with generous storage, and a covered private balcony with year-round views of the Downtown Nashville skyline • Urban-living perks include no rental restrictions, an assigned parking space, convenient guest parking directly in front of the building • Furniture is negotiable, making this an exceptional opportunity for a primary residence, second home, or investment property • LESS THAN ONE WALKING MILE to more than 50 restaurants & bars, entertainment, and retail including: GEODIS Park, Pastis, SoHo House Nashville, Hermes, WeHo Farmer’s Market, E+Rose, Forza Pilates, Dicey’s Pizza, Aba, Americano Lounge, Gabby’s, Iggy’s, Bastion, Momotaro, Jackelope Brewing Co., Sicilian Butcher, The Truth music venue, multiple art galleries - see Map in Media for more detail. All that AND just minutes to Downtown, The Gulch, 12 South, Belmont, Vanderbilt & major medical centers.

WOW! This home in The Nations has it all...4 BR/3.5 BA, Gas Fireplace, 2 car Attached Garage, Hardwoods throughout, tankless hot water heater, 3rd floor Bonus Room with Wet Bar and balcony. Downtown views. Fully fenced front yard with 2 car parking pad in front and tons of Designer Finishes...This is a MUST SEE for anyone wanting to live in the vibrant Nations neighborhood. Several $1M + homes on the street

WOW! This home in The Nations has it all...4 BR/3.5 BA, Gas Fireplace, 2 car Attached Garage, 10 foot waterfall Kitchen island, hardwoods throughout, tankless hot water heater, 3rd floor Bonus Room with Wet Bar and balcony. Downtown views! HUGE fully fenced corner lot! 2 car parking pad in front and tons of Designer Finishes...This is a MUST SEE for anyone wanting to live in the vibrant Nations neighborhood. Several $1M + homes on the street

​Excellent Investment Opportunity or Primary Residence in Germantown / Salemtown, adjacent to Downtown Nashville. 807 Buchanan offers a total of 4 bedrooms, 3.5 baths, with separate second entry allowing option to rent out top floor as a 2 bedroom 1 bath unit, with living, kitchenette, & second laundry room. This generously sized urban residence also features an attached two-car garage, top floor covered rooftop deck, private & spacious owners retreat, second en-suite bedroom, and an elevated kitchen with enhanced appliance package, gas cooking, pot filler, & large water-fall edge island. Live in ​and enjoy the entire 4 bed, 3.5 bath unit, or live in the 2 bedroom 2.5 bath lower two floor unit & rent the top 2 bedroom 1 bath unit, or maximize investment potential & purchase alongside 1726 Nassau​ St. to generate top rental income potential ​and rent all three.​ Refer to included floorplan for helpful visual of the described rental opportunities. - 1726 Nassau​ St. is also available for sale MLS 3251797. Seller / Builder's preferred lender offering preferred financing options - inquiry further for more details.

Phenomenal location so close to everything...interstate 440 access, Green Hills, Vanderbilt, Hillsboro Village, Belmont, West End, downtown Nashville, Music Row, 12South and the airport * That means getting to work, shopping and restaurant options are easy and plentiful * Fabulous setting with mature trees and no one behind you * Being a zero lot line property eliminates costly HOA fees * All appliances remain, including a Midea washer and dryer * Dishwasher, refrigerator, washer and dryer are one year old * LVP flooring on the entire main level for easy maintenance * Gas logs in the fireplace * Built-in bookcase in the living room next to the fireplace * Large dining room with a wet bar * Each bedroom has its own ensuite bathroom * You will appreciate the two-car carport just outside the rear door providing quick and easy access into the house * There is an additional storage room off the carport * Plenty of room in the back yard for your outdoor activities * Additional parking in the front and rear yards * Home sits back off of Sharondale * Can be quick possession

How would you live on three private acres in the middle of Nashville? At 5856 Beauregard Drive, privately. Set at the end of the road on 3.09 wooded acres in Forest Hills, this distinctive contemporary residence offers an uncommon combination of architectural character, privacy and close-in Nashville access. Designed as two interconnected 12-sided structures joined by a central columned foyer, this 3 bed, 3.5 bath 3223 Sqft home departs from the conventional floor plans and newer construction found throughout the area. Its geometry creates rooms with unexpected sightlines, abundant natural light and a strong connection to the surrounding landscape. White maple hardwood floors with walnut accents, custom built-ins and an open living plan further define the interiors. The 34-foot solarium extends across the rear of the residence with floor-to-ceiling glass overlooking the wooded setting. All three bedrooms include en-suite baths. The kitchen features Viking and Sub-Zero appliances, custom cabinetry and a center island. Outdoors, the pool is positioned within the trees for privacy. A wooden bridge connects to a separate 12-sided guest retreat with its own HVAC and full bath, providing flexible space for guests, an office or studio. The setting feels removed from the city while remaining connected to it. Green Hills, Radnor Lake, Richland Country Club and the Mall at Green Hills are nearby, with convenient access to downtown Nashville and Nashville International Airport. 5856 Beauregard is for the buyer who values privacy without isolation, access without density, and architecture that does not look like everything else.

Welcome home to the beautifully maintained townhome featuring 2 bedrooms, 2.5 baths, plus a versatile space perfect for formal dining, home office, or additional sitting area. The spacious living area offers a cozy gas fireplace and flows seamlessly into the kitchen and dining area, creating an inviting layout for both everyday living and entertaining. Fresh, light paint throughout gives the home a bright, clean, and welcoming feel. Step outside and enjoy the new private deck, perfect for relaxing or entertaining. An attached garage with a new garage door adds even more convenience. Ideally located near shops, restaurants, Nashville International Airport, and with easy access to both Nashville and Murfreesboro, this home offers the perfect combination of comfort and convenience. Move-in ready and waiting for its new owners. $2,500 lender credit with use of preferred lender. Seller will need adequate time to secure suitable housing.

Fully Occupied Income producing Tri-plex located close to Riverside Village in East Nashville! The property was fully renovated in 2018. Gross annual rent is $73,800. The property is configured with the following: Unit B (main floor) offers 4 bedrooms and 2 bathrooms, Unit A (lower floor) offers oversized 1 bedroom and 1 bathroom, Unit C (top floor) offers vaulted ceiling 1 bedroom and 1 bathroom. Expansive parking (Unit B in front, and Units A & C in back) and a large shared fenced in backyard. Each unit has its own washer / dryer in unit. All units are unique and historically rent quickly. All Long term leases.

Why choose between move-in-ready style and smart investment flexibility when you can have both? This fully remodeled (2022) condo at The Bennie Dillon offers a renovated kitchen and bath, a large custom closet, the ability to rent, and an unbeatable downtown Nashville location, all inside one of the city's most iconic historic buildings on the National Register of Historic Places. The kitchen features soft-close cabinetry, quartz countertops, added storage, a pantry closet, and Whirlpool appliances, with new 20x20 tile flooring throughout. The bedroom fits a king-size bed and includes a true walk-in closet with custom shelving and a built-in dresser, while the remodeled bath boasts a walk-in shower, new toilet, and three-drawer vanity. Major systems are already updated, including new HVAC (2024) and hot water heater. Residents enjoy secure entry, a media room, gathering space, fitness center, and a dedicated parking space that conveys, plus full-size washer and dryer. A leasing permit is available with a minimum one-year lease — rare flexibility paired with a renovation level that sets this unit apart. Simply move in and enjoy Nashville at your doorstep. A $2,000 lender credit is available and will be applied towards the buyer's closing costs and pre-paids if the buyer chooses to use the seller's preferred lender