luxury apartments / penthouses for sale Bay County, United States

Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence's most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.

Wake up to sweeping Gulf views from this corner Boardwalk studio, perfectly designed for effortless beachfront living. The unit features a king bed, a well-equipped kitchenette, and a spacious bathroom with both a tub and shower plus a dual-vanity sink—everything needed for a comfortable stay at the beach. Thoughtfully laid out and easy to maintain, this studio delivers strong appeal for both personal use and short-term rental guests. Located on the east end of Panama City Beach, Boardwalk offers a gated entrance and a true resort experience, including a gulf-front pool, kids’ splash pad, hot tub, on-site corner market, and tiki bar—making it easy to enjoy the beach lifestyle without ever leaving the property. Whether you’re seeking an income-producing investment or a low-maintenance second home, this studio is an excellent opportunity to own your own beachfront oasis.

**$41K IN 2025 RENTAL INCOME + HEALTHY HOA + BONUS BUNK ROOM.** Beautifully remodeled and fully furnished, this ''F'' plan at Tidewater Beach Resort offers a compelling combination of proven rental performance, strong ownership economics, and coastal appeal. The unit generated $35K in 2024 and $41K in 2025, both with owner stays, providing an established rental history with additional opportunity to increase revenue. The bonus bunk room adds valuable sleeping capacity, making this unit particularly attractive to families and vacation guests. The 1-bedroom, 2-bath unit features fresh coastal décor and stylish furnishings throughout, creating a turnkey retreat ready for personal enjoyment or continued short-term rental use. Tidewater Beach Resort offers an impressive collection of amenities, including two lagoon-style pools, a heated indoor pool, private movie theater, fitness center, and more. Just one mile from Pier Park, guests enjoy convenient access to dining, shopping, entertainment,Topgolf and Pirate's Voyage Dinner & Show. With a healthy HOA and well-managed resort this unit offers an attractive balance of income potential and manageable ownership costs. A turnkey opportunity to own a well-appointed Panama City Beach unit with established rental income, additional sleeping capacity, resort-style amenities, and a highly desirable location.

Experience coastal paradise in this beautiful 3-bedroom, 3-bathroom beachfront condo at Pinnacle Port in Panama City Beach, Florida. Boasting a wraparound south-facing balcony, this condo offers breathtaking, uninterrupted views of the Gulf, making it the perfect retreat for relaxation and entertainment. Inside, you'll find updated flooring throughout, a spacious kitchen with updated countertops, and bright coastal décor and furnishings that create an inviting and airy ambiance. Two of the three bedrooms offer direct Gulf views, allowing you to wake up to the sights and sounds of the ocean every day. Pinnacle Port is tucked between the Gulf of Mexico and Lake Powell offering a unique array of experiences with some of the best amenities in Panama City Beach. Enjoy two swimming pools, including a heated and partially covered option for year-round comfort, as well as four tennis lighted courts, an exercise room, basketball court, saunas, shuffleboard, bocce courts, charcoal grills and a playground. For water enthusiasts, the boat ramp and 26 free boat slips make it easy to explore Lake Powell, Florida's largest coastal dune lake. This amenity is perfect for owners and guests to enjoy boating, jet skiing, sunset cruises, kayaking, paddleboarding and fishing. Families will also love the free poolside cinema in the evenings during the summer for an extra touch of fun. When it's time to explore, you're just minutes from Scenic Highway 30A’s fine dining and Pier Park’s shopping and attractions, offering the best of the Emerald Coast. Whether you're looking for a dreamy coastal getaway or a high-demand vacation rental, this one-of-a-kind beachfront condo at Pinnacle Port is the perfect place to call home.

Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community’s lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.

Welcome to your gulf-front getaway at Treasure Island Resort, where the views are endless, and the lifestyle is exactly what you've been dreaming of. This beautifully laid-out two-bedroom, two-bath condo (plus a fun bunk nook that guests will love) offers a spacious, open floor plan designed for both relaxing and entertaining. The primary suite sits right on the beach, so you can wake up to the sound of the waves, while the living room opens directly to the gulf, bringing those breathtaking views into your everyday living space. In fact, you'll catch a glimpse of the water from nearly every room. Oversized tile flooring runs throughout the condo, making it as durable as it is stylish — perfect for a low-maintenance second home or a high-performing rental. The primary bathroom is generously sized, with dual vanities and dual showerheads, creating a true retreat for owners and guests alike. Step outside and you'll find one of Treasure Island's signature features: the oversized balcony. These are some of the largest on the beach, giving you front-row seats to sunrise coffee, sunset cocktails, and everything in between. Treasure Island Resort is known for its family-friendly atmosphere and top-tier amenities, including a large heated pool, whirlpool, on-site bar and grill, fitness center, and a spacious community room. Located on the quieter eastern end of Thomas Drive, you're just minutes from St. Andrews State Park and within walking distance to some of the area's favorite dining spots. As an added bonus, this unit is being sold fully furnished, and the seller has already secured annual beach chair service — making this a true turnkey experience for both owners and guests. If you've been waiting for the perfect blend of comfort, views, and location ... this is it.

Tucked within the vibrant heart of Edgewater Beach Resort, this beautifully updated 2-bedroom, 2-bath condo offers 1,254 square feet of thoughtfully designed space—and a lifestyle that feels like a permanent vacation. Whether you're lounging by one of ELEVEN resort-style pools, teeing off at the executive par-3 golf course, or catching a sunset on the beach just steps away, this is the kind of place where every day feels like a getaway. With a brand-new roof and a single-owner history of meticulous care, the condo itself is just as impressive as its surroundings. The interior has been tastefully updated to reflect coastal elegance, while generous balconies invite morning coffee with pond views or evening cocktails after a match on the nearby pickleball courts. Edgewater's resort amenities are second to none: private beach access with equipment rentals, a full-service spa, fitness center, on-site dining, and a variety of courts for tennis, pickleball, basketball, and shuffleboard. Nestled between a tranquil pond and buzzing recreation courts, this unit offers the rare blend of peaceful retreat and active lifestyle—all in one unbeatable location. Whether you're seeking a personal escape or a premium vacation rental, this condo checks all the boxes. Reach out to schedule your private showing today.

Perched on the penthouse level of Sunrise Beach, this exceptional residence offers elevated coastal living with no neighbors above and sweeping gulf views from a private beachfront balcony. Located on the 25th floor, the condo boasts breathtaking views that truly set it apart. Residence 2504 is a beautifully updated two bedroom, two bath retreat with an additional private bunk room, ideal for both personal enjoyment and strong rental potential. Inside, the condo has been thoughtfully refreshed with updated furnishings, including a remodeled primary suite featuring Liberty Farmhouse Reimagined pieces. The main living areas feature tile flooring for durability and easy maintenance, while the bedrooms have been upgraded with high end LVP for added comfort. The spacious gulf front primary bedroom offers direct balcony access and includes an ensuite bath with double vanities, a walk in shower, and dual closets. A king sized guest bedroom and oversized bunk room provide ample space for guests. Additional highlights include a newer HVAC system with the Coastal Green Air System for enhanced energy efficiency, a large laundry area with a full sized washer and dryer, and generous storage throughout. Covered parking is conveniently located beneath the condo complex, offering easy access to both the beach and elevators. This residence has been meticulously maintained and lightly used, and it conveys fully furnished and rental ready. Located less than a mile from Pier Park, Sunrise Beach places you close to some of Panama City Beach’s best dining, shopping, and entertainment. The resort features an impressive amenity package including two elevated gulf front pools, two hot tubs, a spacious sun deck, splash pad, gulf front fitness center, theatre, owners' lounge, grilling area, and convenient covered parking. Sunrise Beach is an owner controlled community, offering added value through amenity ownership and beach service income. This is a rare opportunity to own a penthouse level beachfront condo that combines privacy, thoughtful updates, and excellent income potential in a prime location.

Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children’s splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.

GULF-FRONT | 1BR + BUNK | 2BA | SUNRISE BEACH RESORT | PANAMA CITY BEACH Wake up to sweeping Gulf views in this beautifully furnished beachfront condo located at Sunrise Beach Resort. This spacious 1-bedroom unit with a dedicated bunk room and 2 full bathrooms offers a rare and functional layout—ideal for both personal enjoyment and short-term rental income. Inside, the open-concept living, dining, and kitchen area features granite countertops, stainless steel appliances, and a custom steel pot rack for a modern touch. Floor-to-ceiling glass doors provide abundant natural light and open to an oversized Gulf-front balcony—larger than what's typically found in similar condos. The primary suite includes direct balcony access, panoramic water views, and a private en suite bath with a garden tub. A full-size washer and dryer add convenience. The unit is fully furnished and turn-key—ready for immediate occupancy or rental. PROPERTY HIGHLIGHTS: • 1 Bedroom + Bunk Room • 2 Full Bathrooms • Gulf-Front Primary Suite with Balcony Access • Open Kitchen with Granite & Stainless Steel Appliances • Oversized Gulf-Front Balcony • Full-Size Washer & Dryer • Turn-Key, Fully Furnished SUNRISE BEACH RESORT AMENITIES: • 2 Gulf-Front Pools (one heated) • 2 Hot Tubs + Splash Pad • Gulf-Front Fitness Center • Under-Building Parking • BBQ Grills + Seasonal Snack Bar Located just 1.3 miles from Pier Park—close to top shopping, dining, and entertainment, including the new Top Golf. Whether you're looking for a personal beach retreat or a high-performing short-term rental, this condo offers both luxury and value. All information is believed to be accurate but should be verified by the buyer.

There is something to be said for a beach condo that makes life easier. Positioned on the ground floor of Mariner West, this gulf-front residence offers the rare convenience of stepping from your front door to the pool, beach and community amenities without ever waiting on an elevator. Framed by views of the gulf and the natural sand dunes beyond, it delivers the effortless coastal lifestyle buyers are searching for along the quiet eastern end of Panama City Beach. Inside, the thoughtfully designed floor plan lives larger than expected, featuring a spacious bedroom, two full bathrooms and an open-concept living area that flows seamlessly to a covered gulf-front patio. Tile flooring throughout creates a clean, low-maintenance environment, while quartz countertops, a fully equipped kitchen and updated bathrooms add style and functionality. The generous living room offers plenty of seating for family and guests, creating a comfortable setting for everyday living or vacation stays. This residence has also proven itself as an exceptional investment opportunity. Self-managed and not currently listed on Airbnb or VRBO, the property generated approximately $32,400 in gross revenue during 2025, with more than $21,600 already on the books for 2026. The combination of strong rental performance, direct beach access and ground-floor convenience makes it particularly appealing to both investors and second-home buyers. Mariner West offers an impressive collection of amenities, including a beachfront pool, tennis and pickleball courts, shuffleboard, a pool table, gas grilling stations, and outdoor gathering areas overlooking the pool deck. Located along Thomas Drive, the community provides convenient access to local restaurants, shopping, marinas, golf, family attractions and some of the area's most popular waterfront destinations. Whether you're searching for a personal beach retreat, a seasonal getaway or an income-producing investment, this gulf-front residence combines comfort, convenience and proven performance in one of Panama City Beach's most established beachfront communities.

Perched at the top of Clubside II, this rare end-unit residence offers a sense of quiet elevation — where expansive interiors, filtered golf course views, and surrounding foliage create a setting that feels both private and effortlessly connected to the landscape. Positioned along the ninth tee of Greg Norman’s celebrated Shark’s Tooth Golf Course, the home captures a softer side of golf course living, with glimpses of manicured greens framed by natural privacy. Inside, soaring vaulted ceilings stretch beyond 12 feet, amplifying the scale of the open living spaces and allowing natural light to move freely throughout. Wide-plank hardwood floors anchor the main living area, while the kitchen is thoughtfully designed for both daily rhythm and hosting alike, featuring granite countertops, stainless steel appliances, custom cabinetry with integrated pull-out shelving, pantry, and a generous layout that flows seamlessly into the dining area and adjacent flex room, ideal as an office or media space. Telescoping sliding glass doors extend the living area outward to a screened porch, where custom shades and tranquil views create an inviting environment for morning coffee or relaxed evenings. This indoor-outdoor connection enhances the home’s livability, offering a peaceful vantage point above it all. The floor plan is designed for comfort and separation, with each bedroom functioning as its own private suite. Two serve as primary retreats, including one with dual closets — one walk-in — custom wood shelving, double vanities, a skylit tiled shower, jetted tub, and a private water closet. A second suite, set behind double doors, offers generous proportions with a sitting area, ensuite bath, and walk-in closet. The third bedroom is tucked away with its own private feel, ideal for guests. Additional features include a private elevator servicing the main living level, an oversized two-car garage, and abundant storage throughout. With all primary living spaces on one level, the residence offers the ease and comfort of a single-family home. Offered unfurnished with furnishings negotiable, the property also benefits from a fully paid special assessment for exterior improvements, presenting a compelling opportunity for immediate enjoyment or thoughtful personalization. Residents enjoy access to an exceptional collection of amenities centered around Lake Powell, the largest coastal dune lake in the country. From a lakeside pool and hot tub to a fitness center, fire pit, boathouse, private marina, and miles of walking and biking trails, the lifestyle here is both active and serene. Golf, tennis, and clubhouse access are available through membership, completing a well-rounded coastal experience defined by space, privacy, and ease. Just minutes from 30A, Rosemary and Alys Beach, shopping, dining, and the Gulf's white-sand beaches, this home offers the perfect combination of luxury, privacy, accessibility, and resort-style living.

Welcome to St. Andrew's Park Place. the best of coastal waterfront living in Panama City Beach. This unit is located on the first floor and has fabulous views of the Gulf, as well as St. Andrew's State Park. This property is located on the East end of PCB where you experience the quiet beauty of the State Park . With the residence being located on the ground floor, you have easy access from the lobby, as well as easy access from your back porches to the beach access which is gated.The open floor plan of this newly updated unit is fabulous. With only 20 units in this particular building it is very much sought after ,and offers a unique opportunity to become an owner here at this treasure.