luxury waterfront apartments / penthouses for sale Montenegro

Located within Lutica Bay in Tivat, this Montenegro luxury 3 bedroom apartment is set in the elevated Horizon neighbourhood, positioned between the marina and the golf course with clear Adriatic Sea views. The development is defined by low-density planning and controlled infrastructure, offering a private residential setting while maintaining access to key coastal amenities. Its orientation ensures strong natural light and unobstructed sightlines across the bay.The apartment is arranged with open-plan living and dining areas that connect directly to private terraces. These outdoor spaces are positioned to maximise sea views while maintaining separation between neighbouring units. The layout includes three bedrooms with floor-to-ceiling wardrobes, supported by well-defined circulation between living and private zones. A fully equipped kitchen integrates into the main living area, ensuring functional use of space for both short and extended stays.Key features include underfloor heating in bathrooms, ducted air conditioning throughout, and an audio intercom system providing controlled access. Finishes are selected for durability and ease of maintenance, supporting year-round use. Residents benefit from access to a communal swimming pool and a secure underground garage parking space under a 25-year lease. The building design incorporates shading systems and practical storage, aligning with long-term usability.Ownership within Horizon provides access to a structured range of services and amenities across Lutica Bay. This includes three years membership to the Horizon Clubhouse, access to private beaches and pools, and priority reservations across beach clubs. A dedicated shuttle connects the neighbourhood to the marina promenade and town centre. Additional benefits include 24/7 security, discounted access to The Chedi Lutica Bay, preferential rates across spa, gym, sports facilities, and marina services, as well as inclusion in a managed rental programme. Property management and maintenance services are available, supporting operational efficiency and asset care.From a market perspective, this Montenegro luxury property sits within one of the countrys most structured coastal developments. Three-bedroom apartments remain in limited supply, with consistent demand driven by size, flexibility, and access to managed amenities. The combination of sea views, infrastructure, and rental integration supports long-term value retention within the Montenegro luxury real estate market.For access to this Montenegro luxury 3 bedroom apartment or similar opportunities, Request a bespoke property search or Book a private consultation with our advisory team.

Ulcinj, Velika Plaža – Luxury One-Bedroom Apartment in a New Branded Resort Area: 75 m2 (56 m2 + 19 m2 terrace) Bedrooms: 1 Bathrooms: 1 Branded one-bedroom apartment in the new Porta Rai 5* Resort, Velika Plaža, Ulcinj. The apartment consists of an open-plan living room with access to a 19 m2 terrace, a kitchen with dining area, a bedroom, and a bathroom. The apartment is designed with 3-meter-high ceilings, quality finishes, smart home systems, and terraces that seamlessly connect indoor and outdoor living spaces. Karisma Hotels & Resorts manages the entire complex, and every residence owner will benefit from professional and experienced management, as well as concierge services, providing a smooth and effortless experience for all owners. Future owners will enjoy a variety of luxury amenities, including seven swimming pools, a modern spa center, fitness centers, basketball, tennis, and padel courts, mini golf, and a custom-designed kids’ club. Located along the famous Montenegrin Velika Plaža, Porta Rai Beachfront Hotel & Residences redefines coastal living with over 550 luxury residences across seven buildings, carefully designed for comfort and investment. The hotel offers 300 meters of private sandy beach and a lively promenade filled with exclusive restaurants and retail outlets. Payment plan: 70% of the total price is payable by May 2027, with the remaining 30% paid in 16 quarterly installments after the handover of the apartment. The complex is just 10 minutes from Ulcinj town center, 10 minutes from Ada Bojana, 20 minutes from Bar, and less than 90 minutes from Podgorica and Tivat airports.

Three-bedroom, luxuriously furnished apartment of 222 m2 in Marina Residences, part of the exclusive Portonovi complex.The apartment consists of an open-plan living room with access to the terrace and a  panoramic view of the sea and the marina, a kitchen with a dining room,  three en suite bedrooms, two of which have a common terrace with a view of the promenade and a partial view of the sea, a guest toilet, a laundry room, and pantry.The apartment is carefully furnished with luxury furniture from well-known Italian brands.The price of the apartment includes one underground parking space.Portonovi is an elegant seaside resort and is considered one of the most sought-after exclusivedestinations in the Mediterranean. With its 214 luxury residences, including apartments, penthouses, and duplex apartments and villas, Portonovi also includes public areas such as parks and private beaches, as well as a commercial component consisting of restaurants, pubs, coffee bars, luxury boutiques, car dealerships, jewelry stores, art galleries, etc.Comfortable stay and daily life are enriched with various facilities and services such as grocery stores, kindergarten, gym, SPA center, health center, bank, furniture stores, car rental, gym, etc.Area: 222 m2 (177 m2 + 45 m2 terrace)Bedrooms: 3Bathrooms: 3+1Garage space

Dukley Gardens -Three bedroom apartment with panoramic sea views, Budva Three-bedroom apartment with stunning view over the sea located in luxury waterfront residental complex Dukley Gardens. The elegant and luxury Dukley Gardens boasts a private beach area and offers a secluded location in Budva, with views of a crystal-clear sea. The apartment has spacious living room with kitchen and dining area, three bedrooms, three bathrooms, hallway, and a large terrace. Panoramic windows offer fantastic scenery views. The property price includes finishing and furnishing of the entire apartment according to buyers wishes. Dukley Gardens - an elite residential complex, built among the evergreen vegetation on the peninsula Zavala, consists of 36 villas with 202 deluxe suites. There are restaurants, boutiques, hotel, kindergarten, SPA room, health and beauty center, swimming pool and 3 comfortable beaches.

Horizon Residences at Lutica Bay Where the Sky Meets the Sea Welcome to Horizon, the new exclusive neighborhood on the hills of Lutica Bay, a place where the beauty of the Adriatic merges with the infinity of the sky. Here, each residence is a masterpiece of Mediterranean design, characterized by panoramic terraces, private pools and spaces designed to offer breathtaking views of the marina and the open sea. A Harmony of Elegance and Nature Imagine houses made of warm Lutica stone, embellished with Mediterranean-style shutters and distinctive roofs. The interiors, with natural and enveloping tones, perfectly harmonize with the boundless blue of the sea, creating an atmosphere of pure serenity. Every corner has been carefully considered: arched porticos and jasmine-filled pergolas frame unique views, while terraced gardens with olive and lemon trees, scenic stairways and infinity pools offer an unparalleled living experience. An Exclusive Lifestyle Horizon is not just a residence, it is a new way of living. Whether it is outdoor adventures or moments of absolute relaxation, here you will find the perfect balance between modernity and traditional charm. Lutica Bay offers a wide range of activities, from private beaches to waterfront boutiques, from fine dining to cultural events. The Privileges of Being an Owner at Horizon Buying a residence at Horizon means accessing a world of exclusive benefits: Horizon Clubhouse: 3 years complimentary membershipExclusive access to Lutica Bay beaches and pools, with priority bookings at selected beach clubsComplimentary shuttle service to the marina and downtownDedicated customer service and 24/7 security for complete peace of mindDiscounted rates at 5* The Chedi Lutica Bay for guests and familyExclusive wellness experiences, with discounts on spa treatments, gym, sports courts, restaurants, boutiques and even yacht mooring in the marinaExclusive rental program, for those who want to rent out their residenceProperty management and maintenance available all year round, with gardening and landscaping services at a discounted rateGuaranteed underground parking for one vehicle, with free leasing for 25 years Living at Horizon means embracing a unique experience, where luxury meets nature and comfort meets timeless elegance. Discover your new home in Lutica Bay. Investing in Montenegro and Lutica Bay: A Unique Opportunity Montenegro is today one of the most promising destinations for real estate investments in Europe. Thanks to its economic growth, strategic location and a favorable regulatory framework for foreign investors, the country is increasingly attracting international buyers looking for profitable opportunities and exclusive lifestyles. Why Invest in Montenegro? Growing Market: The Montenegrin real estate sector is booming, with prices still competitive compared to other Mediterranean destinations.Advantageous Taxation: Property and corporate income taxes among the lowest in Europe.Access to Luxury Tourism: Montenegro is becoming a reference point for high-end tourism, with exclusive resorts and world-class infrastructure.Ease for Foreign Investors: No restrictions for the purchase of real estate by non-Montenegrin citizens.Extraordinary Climate and Nature: A perfect mix of breathtaking coasts, spectacular mountains and a mild climate all year round. Lutica Bay: The Best Real Estate Investment in Montenegro Situated on the beautiful Adriatic coast, Lutica Bay represents the height of elegance and modernity, without losing the authentic charm of the region. Buying a property here means securing a safe investment in one of the most exclusive areas of Montenegro. Advantages of Investing in Lutica Bay Prestige Properties: Luxury...

Budva, Rijeka Reževići – two-bedroom apartment in a complex with its own beach and swimming pools Area: 131m2 Terrace area: 25m2 Bedrooms: 2 Two shared pools, elevator Budva, Rijeka Reževići, modern two-bedroom apartment in a complex on the first line to the sea, with its own arranged beach and shared pools. The apartment measures an area of 131m2. It consists of a large living room with a fireplace, a separate kitchen fully equipped with branded appliances, a separate dining room, 2 bedrooms, 2 bathrooms, and a large terrace of about 25m2, with a spectacular view of the open sea. All rooms in the apartment have direct access to the large terrace. The apartment is fully furnished and equipped with the latest sanitary equipment and household electronic devices, along with top-quality aluminum exterior doors and windows. It is fully air-conditioned. Owners of the apartments in the complex have access to shared contents, such as a complex beach, open pools for children and adults, a gym, a spa center, and premises for entertain and recreation. The apartment is connected to the pool level by an elevator.

Area: 131m2 Terrace area: 25m2 Bedrooms: 2 Bathrooms: 2 Two shared pools, elevator Budva, Rijeka Reževići, modern two-bedroom apartment in a complex on the first line to the sea, with its own arranged beach and shared pools. The apartment measures an area of 131m2. It consists of a large living room with a fireplace, a separate kitchen fully equipped with branded appliances, a separate dining room, 2 bedrooms, 2 bathrooms, and a large terrace of about 25m2, with a spectacular view of the open sea. All rooms in the apartment have direct access to the large terrace. The apartment is fully furnished and equipped with the latest sanitary equipment and household electronic devices, along with top-quality aluminum exterior doors and windows. It is fully air-conditioned.

Luxuriously furnished apartment with a panoramic view of the sea and mountains within the resort 5* Nikki Beach, Tivat.The apartment has an open-plan living room, kitchen, dining room, two bedrooms, 2 bathrooms, a guest toilet, and a large terrace with a sea view.The apartment is for sale fully furnished.Nikki Beach Montenegro is a luxury resort with numerous advantages such as a private beach and 4 infinity pools, a SPA area with a sauna, concierge service, and security service, elegant bars and restaurants, private and valet parking, personal transportation services, property management services, rentals, and numerous other contents.The nearest airport in Tivat is 7 km away.

Exclusive two-bedroom apartment of 166 m2 with a marina view in Portonovi Marina Residences, Herceg Novi. The apartment comprises a large open-plan living room with a dining area and kitchen, two bedrooms, two bathrooms, and a sea view covered terrace of 29 m2. Convenient payment plan: 15% upon signing the SPA, and the remaining amount through 36 months interest free. Portonovi Montenegro is an ultra-premium resort lifestyle destination that includes 218 world-class housing units and a top marina for mega yachts, at the narrowest part of the entrance to the Bay of Kotor. Portonovi has an excellent position between the mountains and the sea, with an ambient view of the untouched Adriatic coast. Portonovi includes Europe’s first One & Only resort, luxury residences, Henri Chenot destination health and Wellness Spa, a world-class marina serving mega yachts (with fuel tax rebates of up to 40%), the region’s largest sandy beach with a luxury beach club. Other features include onshore retail outlets, cafes, bars and restaurants.

Located within The Peaks at Lutica Bay in Tivat, this Montenegro luxury 2 bedroom apartment sits in an elevated position overlooking golf holes 1 and 2, with open views across the Adriatic Sea. The setting combines a structured golf environment with coastal exposure, forming part of one of the most established luxury real estate developments in Montenegro.The apartment is designed with a practical open-plan layout, combining living and dining areas with direct access to wrap-around balconies. These outdoor spaces extend the internal footprint and allow for multiple orientations of light throughout the day. The kitchen is bespoke and custom-made, fitted with Miele appliances or equivalent international brands, and designed for durability and consistent use.Interior finishes prioritise long-term quality. Flooring includes porcelain tiles in stone and terrazzo effect, with upgrade options offering high-quality parquet flooring and bespoke wood veneer wardrobes. Bathrooms are fitted with Laufen and Catalano sanitary ware, complemented by Hansgrohe fittings in chrome as standard, with optional upgrades to matte black finishes and enhanced branded specifications. Additional upgrades may include extended appliance packages and towel heaters.Residents have access to a dedicated neighbourhood pool and the Guvno seating area, as well as a designated parking facility. The Peaks is positioned as a low-density residential zone within Lutica Bay, directly linked to Montenegros upcoming 18-hole golf course, supporting both residential use and long-term asset positioning.From a market perspective, Montenegro luxury property within integrated developments such as Lutica Bay continues to attract international demand due to limited supply, structured planning, and coastal positioning. Golf-front apartments with sea views represent a constrained segment, supporting both capital preservation and rental alignment in peak seasons.For access to current availability within this development or similar Montenegro luxury real estate opportunities, Request a bespoke property search or Book a private consultation with our advisory team.

Area: 104 m2 (83 m2 + 21 m2 terrace) Bedrooms: 2 Bathrooms: 2 Luxury two-bedroom apartment on the frontline to the sea in the new branded Porta Rai 5* Resort, Velika Plaža, Ulcinj. The apartment consists of an open-plan living room with access to a terrace and sea views, a kitchen with dining area, and two en-suite bedrooms, each with its own terrace. The apartment is designed with 3-meter ceilings, premium finishes, smart home systems, and panoramic terraces. Karisma Hotels & Resorts manages the entire complex, and every residence owner will benefit from professional and experienced management, as well as concierge services, providing a smooth and effortless experience for all owners. Future owners will have access to a variety of amenities, including seven swimming pools, a modern spa center, fitness centers, basketball, tennis, and padel courts, mini-golf, as well as a custom-designed kids’ club. Located along the famous Montenegrin Velika Plaža, Porta Rai Beachfront Hotel & Residences redefines coastal living with over 550 luxury residences across seven buildings, thoughtfully designed for comfort and investment. The hotel offers 300 meters of private sandy beach and a lively promenade filled with exclusive restaurants and retail outlets. Payment plan: 70% of the total price by May 2027, with the remaining 30% paid in 16 quarterly installments after the handover of the apartment. The complex is just 10 minutes from Ulcinj town center, 10 minutes from Ada Bojana, 20 minutes from Bar, and less than 90 minutes from Podgorica and Tivat airports.

Area: 595 m2 (319 m2 internal + 276 m2 terrace); Bedrooms: 4 Bathrooms: 4 + 1 Garage We offer a unique penthouse apartment, with panoramic views of the entrance to the Bay of Kotor, within the Porto Montenegro luxury residential complex and super yacht marina. The apartment is a part of the Regent 5 * hotel, on the last fifth floor, with a total area of 595 m2, (319 m2 internal space and 276 m2 terrace). This elegant and stylish property comprises of three bedrooms, a study room convertible into a bedroom, 4 bathrooms, a toilet, large living room, separate kitchen and dining room and a large terrace facing the sea, surrounding the apartment from all sides, with swimming pool. The apartment is sold entirely furnished, in accordance to the Regent hotel highest standards. It is perfectly positioned, on top of the western wing of the Regent hotel, thus maximizing all benefits from the spectacular views of the sea and the entire Bay of Tivat from its spacious terrace. Also, the penthouse features direct access to two pools, SPA center, gym and Regent hotel shops and premium restaurants. Porto Montenegro is a vibrant luxury marina for mega yachts, situated on the waterfront, just minutes away from the Tivat city centre with a long promenade and beautiful coastline. Besides the Regent Hotel and the boat moorings, Porto Montenegro also offers several signature restaurants, night club, interesting café-bars, shopping village, grocery store, luxury swimming pool etc... all within several minutes of walk away from the apartment. The complex is conveniently located between two main regional coastal airports – it is only 5 km from airport in Tivat and less than 40 km from Dubrovnik airport. Kotor's UNESCO protected Old Town is 12km away.

Budva, Rijeka Reževići – 3-bdr apartment on the first line of the sea with direct beach access Residential area: 139m2 Bedrooms: 3 Bathrooms: 2 Appointed parking place Outdoor shared swimming pools Unique waterside 3-bdr in a premier residential complex with its own beach and shared swimming pools. The apartment measures the total area of 139m2. It is a part of a building featuring six apartments, within an exclusive seafront residential complex, featuring three sophisticated buildings, each boasting its own private swimming pool. The spacious living room integrates with a modern kitchen and dining area. There are 3 generously sized bedrooms. The 2 bathrooms are elegantly appointed - one includes a shower, while the other features a bathtub. The fully equipped kitchen features state-of-the-art appliances. The apartment is elegantly furnished and tastefully decorated, with high-quality finishes, contemporary fixtures, and large windows that flood the space with natural light create an inviting and comfortable atmosphere. Situated directly on the seafront, this apartment provides breathtaking sea views and immediate access to the private beach. The complex is conveniently located less than 5km from the nearest town, Petrovac, with the essential amenities. The complex offers top-notch security features, with 24/7 surveillance and controlled access. Additionally, parking place is available for residents.

Horizon Residences at Lutica Bay Where the Sky Meets the Sea Welcome to Horizon, the new exclusive neighborhood on the hills of Lutica Bay, a place where the beauty of the Adriatic merges with the infinity of the sky. Here, each residence is a masterpiece of Mediterranean design, characterized by panoramic terraces, private pools and spaces designed to offer breathtaking views of the marina and the open sea. A Harmony of Elegance and Nature Imagine houses made of warm Lutica stone, embellished with Mediterranean-style shutters and distinctive roofs. The interiors, with natural and enveloping tones, perfectly harmonize with the boundless blue of the sea, creating an atmosphere of pure serenity. Every corner has been carefully considered: arched porticos and jasmine-filled pergolas frame unique views, while terraced gardens with olive and lemon trees, scenic stairways and infinity pools offer an unparalleled living experience. An Exclusive Lifestyle Horizon is not just a residence, it is a new way of living. Whether it is outdoor adventures or moments of absolute relaxation, here you will find the perfect balance between modernity and traditional charm. Lutica Bay offers a wide range of activities, from private beaches to waterfront boutiques, from fine dining to cultural events. The Privileges of Being an Owner at Horizon Buying a residence at Horizon means accessing a world of exclusive benefits: Horizon Clubhouse: 3 years complimentary membershipExclusive access to Lutica Bay beaches and pools, with priority bookings at selected beach clubsComplimentary shuttle service to the marina and downtownDedicated customer service and 24/7 security for complete peace of mindDiscounted rates at 5* The Chedi Lutica Bay for guests and familyExclusive wellness experiences, with discounts on spa treatments, gym, sports courts, restaurants, boutiques and even yacht mooring in the marinaExclusive rental program, for those who want to rent out their residenceProperty management and maintenance available all year round, with gardening and landscaping services at a discounted rateGuaranteed underground parking for one vehicle, with free leasing for 25 years Living at Horizon means embracing a unique experience, where luxury meets nature and comfort meets timeless elegance. Discover your new home in Lutica Bay. Investing in Montenegro and Lutica Bay: A Unique Opportunity Montenegro is today one of the most promising destinations for real estate investments in Europe. Thanks to its economic growth, strategic location and a favorable regulatory framework for foreign investors, the country is increasingly attracting international buyers looking for profitable opportunities and exclusive lifestyles. Why Invest in Montenegro? Growing Market: The Montenegrin real estate sector is booming, with prices still competitive compared to other Mediterranean destinations.Advantageous Taxation: Property and corporate income taxes among the lowest in Europe.Access to Luxury Tourism: Montenegro is becoming a reference point for high-end tourism, with exclusive resorts and world-class infrastructure.Ease for Foreign Investors: No restrictions for the purchase of real estate by non-Montenegrin citizens.Extraordinary Climate and Nature: A perfect mix of breathtaking coasts, spectacular mountains and a mild climate all year round. Lutica Bay: The Best Real Estate Investment in Montenegro Situated on the beautiful Adriatic coast, Lutica Bay represents the height of elegance and modernity, without losing the authentic charm of the region. Buying a property here means securing a safe investment in one of the most exclusive areas of Montenegro. Advantages of Investing in Lutica Bay Prestige Properties: Luxury...