luxury houses with terrace for sale Okaloosa County, United States

Welcome to an exceptional beachside retreat in the heart of Destin, where coastal luxury meets effortless income potential. Perfectly positioned with 78 feet of lake frontage and sweeping Gulf views, this remarkable residence is just steps from the sugar-white sands of the Gulf of Mexico and a short stroll to a sprawling beach access. The first level is designed for recreation and seamless indoor-outdoor living, featuring a spacious game room complete with a pool table, arcade games, and a convenient kitchenette with full-size refrigerator and ice maker. Multiple guest suites and bunk accommodations offer flexibility for large groups, while direct access leads to a true backyard oasis. The outdoor space lives like a private resort, highlighted by a beautifully designed pool with Baja shelf and spa, expansive sundeck, and tranquil lake views. A covered outdoor living area with a full kitchen, grill, beverage cooler, fireplace, and mounted TV creates the perfect setting for entertaining or unwinding after a day at the beach. A thoughtful feature includes an elevator servicing all three levels. The second level serves as the heart of the home, where an open-concept layout seamlessly connects the kitchen, dining, and living areas. A chef’s kitchen anchored by an oversized island and premium appliances flows into a grand dining space accented with vaulted Pecky cypress ceilings and designer lighting, ideal for hosting large gatherings. The living room is filled with natural light and opens to a spacious balcony overlooking the pool and lake with direct access to the pool deck, adding convenience and extending the living space outdoors. Additional guest suites on this level provide comfort and privacy, with select rooms offering private balcony access. The third level offers a more private retreat with an additional living area and multiple well-appointed king suites, each with en suite baths. Select bedrooms feature soaking tubs and private balconies capturing glimpses of the Gulf, while additional bunk accommodations ensure ample space for guests. At the top, a rooftop viewing deck provides a breathtaking vantage point, where sunsets over the Gulf create an unforgettable daily experience. Offered fully furnished and turnkey, this expansive residence comfortably accommodates up to 28 guests and is ideally suited as both a legacy second home and a high-performing short-term rental. This is a rare opportunity to own a property that truly captures the essence of Destin living, blending scale, luxury, and an unbeatable location into one extraordinary offering.

Space for all your cars and toys while walking to restaurants, the harbor, shops, and entertainment. This no-HOA urban entertainment compound and executive retreat is a true car and boat enthusiast dream. Offering unheard-of value as a portfolio builder, this fully renovated 5800 square foot, 7 bedroom, 6.5 bathroom estate features ultra-fortified ICF construction. Investors will immediately recognize the potential for accelerated appreciation and massive cash generation, as this is easily the best value per square foot in Destin, hands down. Property and Lifestyle Highlights: Massive Parking: Tandem 7-car garage plus paved driveway room for an RV or boat. Executive airport nearby for easy corporate travel. Rooftop Oasis: A 2000 square foot rooftop lawn with artificial turf offers 360-degree views. Watch parades and all city firework shows at once from the highest point in town. Resort Amenities: 4 entertainment balconies overlook the private saltwater pool, actively heated by custom solar panels infused directly into the glass balcony railings. Includes mature fruit trees. Interior Luxury: High-end Thermador and Miele gourmet kitchen, first-floor kitchenette, wine and book library, and custom wood closets. Dual masters provide incredible layout flexibility. Unbeatable Location: Walk directly to McGuires, HarborWalk, Crab Island access, and nightlife. Near boat launches and a quick jaunt straight to the Gulf.

Experience refined waterfront living on Rocky Bayou in Niceville, where architectural elegance and coastal luxury come together in this to-be-built custom residence. Offering 3,255 square feet of thoughtfully designed living space, this home is crafted to capture the beauty, serenity, and prestige of its exceptional bayfront setting. The home's open-concept design is enhanced by expansive windows and carefully positioned living spaces that frame sweeping, unobstructed views of the entire bay. Multiple outdoor living areas-including a covered waterfront patio and an upper-level balcony-provide the perfect setting for morning sunrises, evening sunsets, and tranquil bay breezes. Designed with both sophistication and comfort in mind, the residence features three bedrooms, three and a half bathrooms, and a private residential elevator, offering seamless access between levels and an added layer of convenience and long-term livability. High ceilings, generous living areas, and a flowing floor plan create an atmosphere ideal for both intimate gatherings and elegant entertaining. For boating enthusiasts, this property delivers direct deep-water access with no fixed bridges, allowing effortless travel to Choctawhatchee Bay, Destin Harbor, Crab Island, and the East Pass leading into the Gulf of America. A private dock offers immediate access for boating, paddleboarding, or simply enjoying life on the water. From an investment perspective, this is a rare new-construction waterfront offering in one of the area's most desirable bayou settings. The combination of modern construction, premier water access, and timeless coastal design ensures enduring appealwhether as a primary residence, luxury retreat, or investment opportunity.