luxury houses with terrace for sale Okaloosa County, United States

Welcome to an exceptional beachside retreat in the heart of Destin, where coastal luxury meets effortless income potential. Perfectly positioned with 78 feet of lake frontage and sweeping Gulf views, this remarkable residence is just steps from the sugar-white sands of the Gulf of Mexico and a short stroll to a sprawling beach access. The first level is designed for recreation and seamless indoor-outdoor living, featuring a spacious game room complete with a pool table, arcade games, and a convenient kitchenette with full-size refrigerator and ice maker. Multiple guest suites and bunk accommodations offer flexibility for large groups, while direct access leads to a true backyard oasis. The outdoor space lives like a private resort, highlighted by a beautifully designed pool with Baja shelf and spa, expansive sundeck, and tranquil lake views. A covered outdoor living area with a full kitchen, grill, beverage cooler, fireplace, and mounted TV creates the perfect setting for entertaining or unwinding after a day at the beach. A thoughtful feature includes an elevator servicing all three levels. The second level serves as the heart of the home, where an open-concept layout seamlessly connects the kitchen, dining, and living areas. A chef’s kitchen anchored by an oversized island and premium appliances flows into a grand dining space accented with vaulted Pecky cypress ceilings and designer lighting, ideal for hosting large gatherings. The living room is filled with natural light and opens to a spacious balcony overlooking the pool and lake with direct access to the pool deck, adding convenience and extending the living space outdoors. Additional guest suites on this level provide comfort and privacy, with select rooms offering private balcony access. The third level offers a more private retreat with an additional living area and multiple well-appointed king suites, each with en suite baths. Select bedrooms feature soaking tubs and private balconies capturing glimpses of the Gulf, while additional bunk accommodations ensure ample space for guests. At the top, a rooftop viewing deck provides a breathtaking vantage point, where sunsets over the Gulf create an unforgettable daily experience. Offered fully furnished and turnkey, this expansive residence comfortably accommodates up to 28 guests and is ideally suited as both a legacy second home and a high-performing short-term rental. This is a rare opportunity to own a property that truly captures the essence of Destin living, blending scale, luxury, and an unbeatable location into one extraordinary offering.

This extraordinary nine-bedroom estate offers a rare blend of architectural presence and resort-style amenities with commanding views of the Gulf and a serene coastal lake. Positioned directly across from a sprawling beach access, the home captures sweeping vistas of sugar-white sand and emerald waters from multiple levels, while the rear elevation opens to a tranquil tropical lake backdrop creating a truly unique experience. Extensively renovated and professionally designed, the residence spans approximately 6,000 square feet combining lasting quality with refined coastal style. Designed for both luxury living and exceptional rental performance, the home comfortably accommodates large groups with seven private suites and two expansive bunk rooms thoughtfully integrated into a highly functional floor plan. The first level is tailored for entertaining and guest privacy, featuring two king suites, two oversized bunk rooms with custom queen-over-queen accommodations, a shared bath, laundry area, and a secondary living space with wet bar that opens seamlessly to the pool deck. Outdoors, a resort-style heated pool anchors the experience, complemented by a covered summer kitchen, bar seating, and ample lounge space overlooking the lake ideal for gathering after a day at the beach. The second level serves as the heart of the home, where an expansive open-concept living, dining, and kitchen area is framed by panoramic Gulf views and extends onto a generous covered balcony. The chef’s kitchen is equipped with premium appliances, custom cabinetry, a large center island, and walk-in pantry, designed to accommodate both everyday living and large-scale entertaining. Two additional guest suites with private baths complete this floor, along with convenient access to the outdoor living areas below. The top level features three well-appointed bedrooms, including dual primary suites with private balconies, spa-inspired bathrooms, and elevated Gulf views. A third king suite and additional laundry complete the level, offering comfort and privacy for owners and guests alike. A commercial-grade elevator services all floors, ensuring effortless accessibility throughout. Additional highlights include multiple indoor and outdoor living areas, surround sound, ample parking for up to eight vehicles including a two-car garage, and strong income-producing potential in a highly sought-after coastal corridor. With its commanding presence, thoughtful design, and unparalleled proximity to the beach, this exceptional property represents a rare opportunity to own a true legacy home along Scenic Highway 98.

Experience refined, single-level living in the gated golf community of Regatta Bay. This 5-bedroom lakefront home offers spacious gathering areas and private retreats, including two home offices and a formal living room. Enjoy seamless indoor-outdoor living with a screened lanai overlooking the lake and accessible from multiple rooms. The chef's kitchen features granite countertops, stainless steel appliances, gas cooktop, wine refrigerator, warming drawer, breakfast bar, and center island. The primary suite is a peaceful escape with lake views, private office, dual closets, and a spa-like bath with soaking tub and walk-in shower. As a part of the Regatta Bay community, this home offers more than just a place to live, it delivers a lifestyle. Regatta Bay is a gated, master-planned neighborhood known for its beautifully maintained grounds, top-tier amenities, and unbeatable central Destin location. Residents enjoy access to a championship golf course, resort-style pool, tennis courts, walking trails, and a private clubhouse. Just minutes from the sugar-white beaches of the Emerald Coast, as well as premier dining, shopping, and entertainment, Regatta Bay combines convenience with a sense of privacy and exclusivity that's hard to match.

Exceptional beachside retreat in the heart of Destin’s Crystal Beach offering direct Gulf views from every level and public beach access directly across the street. Positioned just off the Gulf, this six-bedroom custom home captures sweeping water views while providing easy walkability to the beach, dining, and shopping. Meticulously maintained and not currently on a rental program, the home is in exceptional condition and offers flexibility for a primary residence, second home, or investment opportunity. Designed for comfort and privacy, each bedroom features its own ensuite bathroom, making it ideal for hosting guests or maximizing rental potential. Multiple covered balconies face the Gulf, creating seamless indoor-outdoor living and front-row sunset views. The oversized homesite offers ample parking along with a private south-facing pool and spa, perfect after a day on the beach. Located in one of Destin’s most desirable beachside neighborhoods, this property combines direct Gulf views, immediate beach access, and exceptional condition in a prime central location.

Experience refined waterfront living on Rocky Bayou in Niceville, where architectural elegance and coastal luxury come together in this to-be-built custom residence. Offering 3,255 square feet of thoughtfully designed living space, this home is crafted to capture the beauty, serenity, and prestige of its exceptional bayfront setting. The home's open-concept design is enhanced by expansive windows and carefully positioned living spaces that frame sweeping, unobstructed views of the entire bay. Multiple outdoor living areas-including a covered waterfront patio and an upper-level balcony-provide the perfect setting for morning sunrises, evening sunsets, and tranquil bay breezes. Designed with both sophistication and comfort in mind, the residence features three bedrooms, three and a half bathrooms, and a private residential elevator, offering seamless access between levels and an added layer of convenience and long-term livability. High ceilings, generous living areas, and a flowing floor plan create an atmosphere ideal for both intimate gatherings and elegant entertaining. For boating enthusiasts, this property delivers direct deep-water access with no fixed bridges, allowing effortless travel to Choctawhatchee Bay, Destin Harbor, Crab Island, and the East Pass leading into the Gulf of America. A private dock offers immediate access for boating, paddleboarding, or simply enjoying life on the water. From an investment perspective, this is a rare new-construction waterfront offering in one of the area's most desirable bayou settings. The combination of modern construction, premier water access, and timeless coastal design ensures enduring appealwhether as a primary residence, luxury retreat, or investment opportunity.