luxury seaside houses for sale Bay County, United States

Now offered fully furnished! Nestled in the exclusive Sugar Sand community, this custom Gulf-front home offers high-end finishes, breathtaking views, and private beach access. Designed for luxury and relaxation, this five-bedroom, five-bathroom retreat is perfect as a personal getaway or premium rental investment. Enjoy unobstructed Gulf views from the back porch and reverse infinity-edge pool, with a private community boardwalk leading to golf cart beach access. Inside, black-frame windows, Catalina Black Label wood flooring, and a serene ocean-inspired color palette create a refined coastal ambiance. The shiplap stairwell with sconce lighting adds a touch of elegance. The entry-level features a guest suite with a private bath, a sitting area, and direct access to the pool terrace. Two additional suites offer privacy and Gulf views. Upstairs, the main living, dining, and kitchen areas boast soaring ceilings and panoramic vistas, with three sets of double doors opening to the covered balcony. The primary and an additional guest suite include spa-inspired en-suite baths with luxury brushed gold fixtures from the Momenti and Riu collections. Midway between Mexico Beach and Tyndall Air Force Base, this private, gated community offers a clubhouse, fitness center, community pool, and golf cart access to the beach. This Gulf-front estate is a rare opportunity for a luxury coastal retreat with strong rental potential.

RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.