luxury houses with terrace for sale Bay County, United States

Introducing a striking four-level coastal haven that rises above Sugar Sand’s quiet shoreline with style, comfort, and rare panoramic gulf views. Thoughtfully crafted in 2025 and fully furnished for an effortless arrival, this 3,477-sq.-ft. residence pairs modern architecture with refined coastal design to create an elevated retreat only steps from the beach. Set on an X-flood-zone homesite with impressive third-tier gulf vistas, the home offers a layout designed for both privacy and connection. Multiple king suites span the second and third floors, each with walk-in closets, custom shelving, and serene ensuite baths. A bunk room on the upper level adds family-friendly flexibility, while a private elevator glides between all four floors for seamless movement. The main living level is airy and inviting, wrapped in soft coastal tones and anchored by an open chef’s kitchen with quartz surfaces, a generous island, premium appliances, and abundant storage. Recessed lighting, crown molding, intentional detailing, and curated furnishings elevate every space, creating a refined atmosphere suited for extended stays or high-demand rental appeal. At the top of the home, a coveted fourth-story viewing balcony delivers an unforgettable vantage point where sweeping gulf horizons and postcard sunsets feel close enough to touch. Morning coffee and evening wine both find their perfect moment here. An expansive driveway and covered parking accommodate six or more vehicles, offering a rare level of convenience for beach living. Outside, the gated Sugar Sand community enhances the experience with quiet streets, deeded beach access points, and anticipated resort-style amenities, including a gulf-front clubhouse with pool and fitness center, boutique shopping, dining, and landscaped common areas. Steps from the uncrowded shoreline of Mexico Beach and designed for comfort, longevity, and turnkey enjoyment, this remarkable coastal residence presents a rare chance to own a brand-new, fully furnished luxury home in one of the Forgotten Coast’s most desirable settings.

This STUNNING custom built beach home offers breathtaking lakefront views and bedroom views of the Gulf, with 5 bedrooms, 4 full bathrooms, and an incredible outdoor space featuring a private pool, summer kitchen, and built-in sound system. There is an adjoining lot next door is available if desired (not listed) and could be sold as a separate purchase with negotiated terms, only available with the purchase of this property. Inside, you'll find a designer kitchen for entertaining, with custom cabinetry, stainless appliances, and a wine bar. The open-concept living area flows to the outdoor oasis, perfect for relaxing or entertaining. A first-floor guest suite and custom bunk room are ideal for hosting family or maximizing rental income. Upstairs, the Primary Suite and second king bedroom both open to a large balcony with both Gulf AND lake views. Additional guest rooms offer en suites or nearby baths, and a second living area includes a queen sleeper and 75'' TV. This home is turnkey and packed with upgradesfrom a Sonos audio system to custom tile work throughout. Whether you're looking for a personal getaway or high-income rental investment property, this home delivers luxury and lifestyle in one.