luxury houses with terrace for sale Bay County, United States

Located within the prestigious Watersound Camp Creek community, 56 South Southern Cross Lane stands as a magnificent estate home that harmoniously blends contemporary elegance with classic coastal design. This exquisite residence spans an impressive 5,600 square feet and features six bedrooms, a study, five full bathrooms, and an additional powder bath. The light-filled entryway welcomes guests into open spaces defined by curated features and finishes that are seamlessly integrated into every detail. Arched hallways, transom windows, Venetian plaster accents, shiplap and wood-beamed ceilings, and intricate tile work are just a few highlights of the unique character evident throughout the residence. On the first level, the 12’-high ceilings showcase the custom staircase and wood accent walls. The expansive kitchen, living, and dining areas are well appointed and connect seamlessly via Nano doors to the screened porch with a brick fireplace and a summer kitchen with a vented grill, sink, and beverage refrigerator. An outdoor retreat offers a 15 x 40 heated pool, a 7 x 16 spa, an outdoor paver area with a gas fire pit which is the perfect spot to relax after a day at the beach, and a spacious manicured yard. The gourmet kitchen is expertly appointed with custom cabinetry, a stunning quartz backsplash, Wolf and Sub-Zero appliances, and designer lighting. There is a custom nook with cabinetry, open shelves, and a wine fridge, as well as a scullery with an additional sink, beverage fridge, and dishwasher. The primary suite serves as a true owner’s retreat on the first level with dedicated sliding doors to the patio, a spa ensuite with large shower, soaking tub and his and hers walk-in closets. A spacious study with glass doors, a walk-in pantry, and first-floor laundry with a sink and ample cabinetry complete the first floor. There are five spacious guest suites, a second living area which is the perfect spot for kids, a breakfast bar, additional laundry, and a flex room on the second level.  This exceptional property presents a unique opportunity for discerning homeowners seeking a luxurious lifestyle within proximity to the pristine waters of the 30A coast. Ownership in Watersound Camp Creek grants exclusive access to the Watersound Club, which encompasses three golf courses, including the Tom Fazio-designed Camp Creek course and the newly constructed Davis Love III-designed The Third course. The club further offers complimentary chair and umbrella service at the Gulf-front Beach Club, an expansive 11,000-square-foot wellness center, an array of resort pools, and numerous private dining establishments.

Designed by SVX Architects and built by Tony Martin, 1110 Windsong Drive is a custom Dutch Colonial estate currently under construction on one of Watersound Camp Creek's most coveted lots. Positioned directly across from the Camp Creek Golf Course and backing to wooded preserve and pond views, this is an exceptional opportunity to secure a bespoke home in one of 30A's premier rental-restricted communities. With exquisite finishes and an intuitive design, this home is poised to become one of the most captivating residences in the neighborhood. Estimated completion date is Fall 2026. Construction timeline, finish selections and further details available upon request. The architecture announces itself with painted white brick and dramatic stepped gable parapets overlooking a sweeping circular paver motor court and professionally landscaped lawn. Inside, the main level centers on a grand dining and living room with double-sided gas fireplace leading to a solarium lounge. The chef's kitchen with separate butler's pantry flows seamlessly to an outdoor living space featuring a covered porch with summer kitchen, custom pool, spa and gas fire pit. Additionally, the first level boasts a generous en-suite bedroom. The primary suite on the second level is a private sanctuary featuring a spa bath and covered outdoor porch overlooking the pond and wooded preserve. Three additional en-suite bedrooms, a dedicated laundry suite and a versatile carriage house wing (ideal as a home office, studio, or guest retreat) complete a floor as thoughtfully composed as the one below. Residences in Watersound Camp Creek convey with deeded membership to St. Joe Company's Watersound Club. Members enjoy three Golf Courses, the Gulf-front Beach Club, an 11,000 square foot wellness center, a family aquatics complex, tennis and pickleball courts and multiple dining venues. Residents of Watersound Camp Creek also have private gated access to the adjacent Camp Creek lifestyle village. With a premier lot, singular architecture and the full breadth of the Watersound lifestyle, 1110 Windsong Drive is more than a home - it is a legacy property on Florida's Emerald Coast.

Now offered fully furnished! Nestled in the exclusive Sugar Sand community, this custom Gulf-front home offers high-end finishes, breathtaking views, and private beach access. Designed for luxury and relaxation, this five-bedroom, five-bathroom retreat is perfect as a personal getaway or premium rental investment. Enjoy unobstructed Gulf views from the back porch and reverse infinity-edge pool, with a private community boardwalk leading to golf cart beach access. Inside, black-frame windows, Catalina Black Label wood flooring, and a serene ocean-inspired color palette create a refined coastal ambiance. The shiplap stairwell with sconce lighting adds a touch of elegance. The entry-level features a guest suite with a private bath, a sitting area, and direct access to the pool terrace. Two additional suites offer privacy and Gulf views. Upstairs, the main living, dining, and kitchen areas boast soaring ceilings and panoramic vistas, with three sets of double doors opening to the covered balcony. The primary and an additional guest suite include spa-inspired en-suite baths with luxury brushed gold fixtures from the Momenti and Riu collections. Midway between Mexico Beach and Tyndall Air Force Base, this private, gated community offers a clubhouse, fitness center, community pool, and golf cart access to the beach. This Gulf-front estate is a rare opportunity for a luxury coastal retreat with strong rental potential.

Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children’s splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.

Welcome to 21804 Sunset Avenue, where modern coastal design meets refined luxury just 0.3 miles from the sugar-white beaches of Panama City Beach. This professionally designed new construction residence offers 2,865 square feet of heated and cooled living space across a two-story, five-bedroom, four-and-a-half-bathroom layout that balances elevated design with everyday livability. Clean architectural lines, a striking façade, and a generous driveway with parking for six vehicles, along with a one-car garage, create a memorable arrival. Inside, a light-filled open-concept floor plan is enhanced by 10-foot ceilings, expansive windows, and thoughtfully curated finishes throughout. The chef’s kitchen serves as a true centerpiece, featuring premium quartz countertops, custom cabinetry, and a full appliance suite including built-in refrigerator, dishwasher, additional wall oven w/ microwave, and natural gas range. Additional interior highlights include luxury vinyl plank flooring, eight-foot solid wood interior doors, custom closet systems, micro-cement accents, and low-profile mud-in HVAC grills for a seamless, elevated aesthetic. Constructed with both efficiency and durability in mind, the home incorporates 2x6 framing, R-19 insulation, a spray-foamed roof deck and midfloor, dehumidifer w/ fresh air intakes, and impact-rated windows, doors, and garage door. The private outdoor setting is designed for a sophisticated coastal lifestyle, complete with a heated saltwater pool with waterfall feature and auto-fill system, complemented by low-maintenance landscaping. A covered summer kitchen with a built-in natural gas grill, along with integrated outdoor audio, CAT6 wiring, whole-home WiFi boosters, and smart thermostats, supports effortless indoor-outdoor living. An outdoor shower and brick privacy wall complete the experience. Thoughtfully designed and meticulously constructed, this residence offers a compelling combination of modern luxury, efficiency, and a highly desirable coastal setting.

Set on the second floor and shaded by a sweeping magnolia, this fully furnished one-bedroom villa offers a calm coastal rhythm, open golf-course views, and a thoughtful layout designed for easy living and effortless getaways. Positioned within the gated grounds of Edgewater Beach Resort, the residence balances privacy with access to one of the area’s most amenity-rich resort environments. Glass sliding doors in both the living area and bedroom open to a private balcony overlooking the course, creating a seamless indoor-outdoor connection and a sense of space rarely found in a one-bedroom offering. Inside, tile floors run throughout, and the kitchen has been refreshed with granite countertops and new cabinetry, complemented by new appliances and fresh paint. The primary suite is generously sized with its own bath featuring granite finishes and updated cabinetry, while the guest bath includes a walk-in shower for added convenience. The home is offered turnkey and fully furnished, making it equally well-suited for personal use or rental. A short walk or quick shuttle ride leads to the beach and main pool complex, while several additional pools are located nearby for quieter afternoons closer to home. Residents enjoy an expansive lineup of resort amenities, including a beachfront restaurant with room service, multiple heated pools and outdoor hot tubs, a fitness center, spa and salon services, tennis and pickleball courts, shuffleboard, a par-3 executive golf course, splash pad, on-site dining and market option,s and a full calendar of activities hosted at the conference center. The homeowners' association covers nearly all expenses, including water, cable, internet, trash, golf, and resort amenities, leaving only electric as a separate utility. Located in Panama City Beach, the villa places shopping, dining, recreation, and coastal adventure close at hand while maintaining a relaxed setting framed by green space and mature landscaping. This is a low-maintenance coastal retreat that pairs comfort, convenience, and resort living in one inviting address.

Introducing a striking four-level coastal haven that rises above Sugar Sand’s quiet shoreline with style, comfort, and rare panoramic gulf views. Thoughtfully crafted in 2025 and fully furnished for an effortless arrival, this 3,477-sq.-ft. residence pairs modern architecture with refined coastal design to create an elevated retreat only steps from the beach. Set on an X-flood-zone homesite with impressive third-tier gulf vistas, the home offers a layout designed for both privacy and connection. Multiple king suites span the second and third floors, each with walk-in closets, custom shelving, and serene ensuite baths. A bunk room on the upper level adds family-friendly flexibility, while a private elevator glides between all four floors for seamless movement. The main living level is airy and inviting, wrapped in soft coastal tones and anchored by an open chef’s kitchen with quartz surfaces, a generous island, premium appliances, and abundant storage. Recessed lighting, crown molding, intentional detailing, and curated furnishings elevate every space, creating a refined atmosphere suited for extended stays or high-demand rental appeal. At the top of the home, a coveted fourth-story viewing balcony delivers an unforgettable vantage point where sweeping gulf horizons and postcard sunsets feel close enough to touch. Morning coffee and evening wine both find their perfect moment here. An expansive driveway and covered parking accommodate six or more vehicles, offering a rare level of convenience for beach living. Outside, the gated Sugar Sand community enhances the experience with quiet streets, deeded beach access points, and anticipated resort-style amenities, including a gulf-front clubhouse with pool and fitness center, boutique shopping, dining, and landscaped common areas. Steps from the uncrowded shoreline of Mexico Beach and designed for comfort, longevity, and turnkey enjoyment, this remarkable coastal residence presents a rare chance to own a brand-new, fully furnished luxury home in one of the Forgotten Coast’s most desirable settings.

This thoughtfully crafted coastal haven rises just moments from the quiet shoreline, offering sunlit interiors, refined finishes, and outdoor spaces that turn evenings into memories. With multiple king suites, generous gathering areas, and breezy upper-level porches that catch soft gulf views, the home is designed to host large families and groups with comfort and style. A spacious fire pit anchors the backyard for starlit nights and relaxed conversation, while the chef-inspired kitchen, butler’s pantry, and open living room set the stage for effortless entertaining. Across three beautifully planned levels, every detail invites unwinding, reconnecting, and savoring the slower rhythm of the coast. On the entry level, a welcoming foyer leads to ample under-house parking, ideal for guests arriving with beach gear or carts. The main living floor unfolds with an expansive gathering space, anchored by a polished kitchen with high-end appliances, a beverage cooler, a wet bar, and island seating for five. A dining area for 10 keeps everyone connected during meals, and a serene king suite completes this level. Upstairs, two primary suites offer private balconies and spa-like baths with walk-in showers and double vanities. Another king bedroom and a bunk room with twin-over-twin bunks share a hall bath with a tub and shower combination. A dedicated laundry room with a soaking sink adds convenience for extended stays. Outdoor living is every bit as inviting as the interiors. Covered porches offer shaded spots for morning coffee or afternoon reading, and the large custom fire pit creates an intimate focal point for gathering after sunset. High-speed Wi-Fi, smart TVs, and thoughtful touches throughout ensure comfort for every guest. Parking is generous, with room for four to five vehicles in the driveway and access to abundant overflow parking nearby. Electric golf carts are permitted, making it easy to reach the beach and explore the surrounding area. Set within a private, gated coastal enclave, the home enjoys walkability to quiet gulf-front sand, future community amenities, and the conveniences of nearby shops and dining. With new-construction craftsmanship, multiple king suites, peek-a-boo gulf views, and a layout perfectly suited for groups, this exceptional retreat pairs modern comfort with a relaxed coastal spirit.

Introducing brand new construction with amazing gulf views in the heart of Laguna Beach in Panama City Beach Florida. This 4-bedroom 4.5-bathroom townhome just finished construction and features amazing gulf views. Nestled in a prime location directly across the street from the pristine beaches of the Gulf of Mexico, this new townhome offers the perfect blend of sophistication and coastal charm in the quiet west end community. This townhome is offered completely furnished and ready to rent or serve as your own private getaway to the beach. Enjoy the expansive gulf views from the comfort of your own home, whether you're relaxing in the expansive living room or unwinding on the private balcony. The solid core doors throughout add a touch of luxury and ensure privacy in every room and when combined with the concrete construction between the units, you can rest assured that your family or guests will have an amazing trip to the beach. The townhome has been outfitted with brand new GE Monogram appliances, gas cook top range, brand new furnishings throughout, a private elevator, tiled balconies with natural v-groove ceilings, concrete and wood construction, and all bedrooms have their own private bathroom for easy convenience. This townhome also boasts a two-car garage as well as 2 car carport for ample parking and storage. This Townhome is conveniently located close to the community pool that only serves 5 townhomes and is an easy walk across the street to the beach. This unit has been meticulously designed for a solid feel and the use of quality craftsmanship can be felt at every detail. It was engineered with a gold-bond waterproof seal at the base sheathing of the exterior 5/8” decking, Schluter water-proofing system in all the bathrooms, concrete form poured band headers that span the entire width of the units and back-filled concrete block and re-bar vertical walls to separate each unit, not only for structural reinforcement but also peace and serenity between neighbors. This townhome also has been designed with individual fire suppression sprinkler system. Conveniently located just over a thousand feet to Thomas donuts and less than a half a mile from Carousel. Heading eastward, you’re less than 3 miles from the fun times at Pier Park which is Panama City Beach’s premier shopping and entertainment destination. Pier Park is an outdoor complex with over 100 stores that range from clothing, home goods, food and beverage and jewelry as well as long fishing pier to explore and fish. The Park features a Grand IMAX movie theatre, Dave and Busters and so much more. You’ll be a close ride to the fun and thrill of all that PCB has to offer and still be able to retreat to the quiet tranquility that the west end of the beach offers. You are also about 15 minutes from the famous beach towns of 30A and all the accompaniments offered from South Walton County. Reach out to the list agent today to schedule your showing.

Luxury Coastal Living, 5BR / 6.5BA, No HOA, Rooftop Gulf Views! An exceptional opportunity to own a brand-new custom coastal masterpiece designed for both elevated living and strong income performance. Located just two blocks from the sugar-white sands of Laguna Beach, this 2,904 sq. ft. residence offers 5 bedrooms, 6.5 baths, and comfortably accommodates up to 22 guests-making it an ideal luxury short-term rental or private beach retreat. At the heart of the home is an expansive 850 sq. ft. rooftop deck with Gulf views, complemented by a 1,400 sq. ft. heated and cooled entertainment space featuring a custom built-in fireplace, 80'' media center, and private half bath-perfect for hosting and entertaining year-round. The interior showcases refined craftsmanship throughout, including custom accent walls, hardwood flooring, porcelain tile, 8-foot solid core doors, custom built bunk suites, and fully tiled spa-style bathrooms with quartz vanities and glass shower enclosures. The chef's kitchen is thoughtfully designed with dual refrigerators, farmhouse sink, quartz countertops, and stainless steel appliancesideal for large gatherings and effortless entertaining. Built with both luxury and durability in mind, the home features spray foam insulation, hurricane-impact windows and doors, a climate-controlled garage, and high-end lighting and chandeliers throughout. Additional highlights include two electric fireplaces, custom shelving, multiple built-in 80'' media centers, heated private pool, outdoor shower, professionally landscaped grounds, and a custom paver driveway. Located on the highly desirable West End of Panama City Beach, minutes from 30A and the Gulf's most desirable beaches, this no-HOA property offers rare flexibility and strong high-yield rental performance, with projected annual income of approximately $175,000. A truly turn-key luxury asset offeringa tranquil walk or golf cart ride to the Emerald Coast Gulf Beach. *No Sign In Front of Property

RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

This STUNNING custom built beach home offers breathtaking lakefront views and bedroom views of the Gulf, with 5 bedrooms, 4 full bathrooms, and an incredible outdoor space featuring a private pool, summer kitchen, and built-in sound system. There is an adjoining lot next door is available if desired (not listed) and could be sold as a separate purchase with negotiated terms, only available with the purchase of this property. Inside, you'll find a designer kitchen for entertaining, with custom cabinetry, stainless appliances, and a wine bar. The open-concept living area flows to the outdoor oasis, perfect for relaxing or entertaining. A first-floor guest suite and custom bunk room are ideal for hosting family or maximizing rental income. Upstairs, the Primary Suite and second king bedroom both open to a large balcony with both Gulf AND lake views. Additional guest rooms offer en suites or nearby baths, and a second living area includes a queen sleeper and 75'' TV. This home is turnkey and packed with upgradesfrom a Sonos audio system to custom tile work throughout. Whether you're looking for a personal getaway or high-income rental investment property, this home delivers luxury and lifestyle in one.