luxury houses with terrace for sale Bay County, United States

Now offered fully furnished! Nestled in the exclusive Sugar Sand community, this custom Gulf-front home offers high-end finishes, breathtaking views, and private beach access. Designed for luxury and relaxation, this five-bedroom, five-bathroom retreat is perfect as a personal getaway or premium rental investment. Enjoy unobstructed Gulf views from the back porch and reverse infinity-edge pool, with a private community boardwalk leading to golf cart beach access. Inside, black-frame windows, Catalina Black Label wood flooring, and a serene ocean-inspired color palette create a refined coastal ambiance. The shiplap stairwell with sconce lighting adds a touch of elegance. The entry-level features a guest suite with a private bath, a sitting area, and direct access to the pool terrace. Two additional suites offer privacy and Gulf views. Upstairs, the main living, dining, and kitchen areas boast soaring ceilings and panoramic vistas, with three sets of double doors opening to the covered balcony. The primary and an additional guest suite include spa-inspired en-suite baths with luxury brushed gold fixtures from the Momenti and Riu collections. Midway between Mexico Beach and Tyndall Air Force Base, this private, gated community offers a clubhouse, fitness center, community pool, and golf cart access to the beach. This Gulf-front estate is a rare opportunity for a luxury coastal retreat with strong rental potential.

Beach days are just a short walk away at this inviting townhome in Horizon South, a gated resort-style community in the heart of Panama City Beach. Offering low HOA fees, covered parking, and access to an extensive collection of amenities, the property is well-suited as a primary residence, vacation getaway, or investment opportunity. Designed for comfortable coastal living, the interior features bright, open gathering spaces that flow seamlessly between the living room, dining area, and kitchen. Whether hosting family and friends or returning from a day on the sand, the layout provides plenty of room to relax and reconnect. Outdoor living spaces offer a peaceful setting for morning coffee, evening conversations, or dining in the fresh gulf air. The two-bedroom floor plan includes two full bathrooms and a convenient half bath. The primary suite features a private balcony and ensuite bath, while the guest bedroom enjoys its own ensuite bathroom, creating privacy and flexibility for owners and guests alike. One of the property's standout features is its proximity to Horizon South's impressive amenity package. Just across the street, residents and guests can enjoy four swimming pools, a hot tub, an 18-hole miniature golf course, tennis and pickleball courts, shuffleboard, basketball courts, and a state-of-the-art fitness center. Located less than two miles from Pier Park, the home is close to some of the area's best shopping, dining, and entertainment. Conservation Park, Topgolf, and St. Andrews State Park provide additional opportunities for outdoor adventure, while 27 miles of sugar-white beaches remain the centerpiece of the Panama City Beach lifestyle. Combining walkable beach access, exceptional amenities, and a central location, this townhome offers a compelling opportunity along the Emerald Coast.

Introducing a striking four-level coastal haven that rises above Sugar Sand’s quiet shoreline with style, comfort, and rare panoramic gulf views. Thoughtfully crafted in 2025 and fully furnished for an effortless arrival, this 3,477-sq.-ft. residence pairs modern architecture with refined coastal design to create an elevated retreat only steps from the beach. Set on an X-flood-zone homesite with impressive third-tier gulf vistas, the home offers a layout designed for both privacy and connection. Multiple king suites span the second and third floors, each with walk-in closets, custom shelving, and serene ensuite baths. A bunk room on the upper level adds family-friendly flexibility, while a private elevator glides between all four floors for seamless movement. The main living level is airy and inviting, wrapped in soft coastal tones and anchored by an open chef’s kitchen with quartz surfaces, a generous island, premium appliances, and abundant storage. Recessed lighting, crown molding, intentional detailing, and curated furnishings elevate every space, creating a refined atmosphere suited for extended stays or high-demand rental appeal. At the top of the home, a coveted fourth-story viewing balcony delivers an unforgettable vantage point where sweeping gulf horizons and postcard sunsets feel close enough to touch. Morning coffee and evening wine both find their perfect moment here. An expansive driveway and covered parking accommodate six or more vehicles, offering a rare level of convenience for beach living. Outside, the gated Sugar Sand community enhances the experience with quiet streets, deeded beach access points, and anticipated resort-style amenities, including a gulf-front clubhouse with pool and fitness center, boutique shopping, dining, and landscaped common areas. Steps from the uncrowded shoreline of Mexico Beach and designed for comfort, longevity, and turnkey enjoyment, this remarkable coastal residence presents a rare chance to own a brand-new, fully furnished luxury home in one of the Forgotten Coast’s most desirable settings.